Morning Coffee and Ag Markets

Episode 91 - Analyzing the relationship between the yield ratio and optimal crop insurance coverage levels

30 min · 8. kesä 2026
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Hunter Biram is joined by Enil Serrano and Grant Gardner to discuss the Crop Insurance Decision Maker, a web-based tool developed by the University of Arkansas and University of Kentucky that evaluates expected net returns across different crop insurance and farm program scenarios. They walk through key findings on how a farm's yield relative to the county average shapes the optimal coverage level, and why skipping crop insurance altogether is rarely the right call.

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