The Hive - by Kin

Episode 2 ft Adam White: How Scoring Has Evolved Over the Years

44 min · 18. joulu 2025
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What began with manual reviews and gut instinct has transformed into data driven, AI powered decisioning. In this episode of The Hive Podcast, we sit down with Adam White, Director of Commercial Risk at Equifax, to explore how scoring has evolved from early credit models to modern analytics and what that evolution means for the future of commercial lending. Adam shares real world insight on the balance between automation and expert judgment, how AI is being applied today, and where the industry is headed next. If you are interested in credit risk, data, and how smarter decisions get made behind the scenes, this is an episode you will not want to miss. Follow us on Instagram @kinanalytics

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