Capgemini- Fraud Beyond The Banks| Ep. 014

Capgemini- Fraud Beyond The Banks| Ep. 014

In this episode, Oliver Hanmer, Managing Director of UK Financial Crime Compliance Advisory at Capgemini, shares insights from the global anti-scam summit, discusses the evolving landscape of financial fraud, the role of AI, and the importance of cross-sector collaboration in combating fraud. Key Points * Global Anti-Scam Summit insights * Role of AI in fraud detection and prevention * Cross-sector collaboration between finance, telecom, and social media * Regulatory incentives and misalignments * Impact of instant payments on fraud * UK's national fraud strategy and online crime centre Host: Louis Thompsett Guest: Oliver Hanmer Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

The Future of Payment Automation with UK Payments Initiative (UKPI)| Ep. 013

This episode features insights from the launch of the UK Payments Initiative (UKPI) at Money20/20 Europe, focusing on how Commercial Variable Recurring Payments (cVRPs) are transforming the open banking landscape. Experts discuss the phased rollout of these payment methods, regulatory and pricing frameworks, and the ecosystem collaboration required for widespread consumer adoption. Key Topics * The evolution of UKPI and the shift to commercial-driven open banking * Commercial Variable Recurring Payments (cVRPs) vs. traditional direct debits and cards * The phased rollout of cVRPs (Wave 1 restricted use cases to Wave 2 broader applications) * Consumer benefits, including payment parameters, visibility, and control within banking apps * Regulatory considerations, independent pricing principles, and mitigation of litigation risks * Technical plumbing, industry collaboration, and transaction volume as key success metrics Host: Louis Thompsett Guest: Richard Mould Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com]

Stablecoins and AI at Money20/20 Europe | Ep. 012

This episode features insights from the Money2020 Europe event, focusing on stablecoins, agentic AI, regulation, tokenisation, and fraud prevention in the payments industry. Experts discuss industry milestones, regulatory frameworks, and the future of payment innovations. Key Topics * Stablecoins and their regulatory landscape * Agentic AI and its impact on payments * Tokenisation projects like Project Agora * Industry consolidation and M&A activity * Fraud and identity security advancements Host: Louis Thompsett Guest: Justin Jacobs Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

Beyond the Rail: Pay.UK’s Vision for a Multi-Money World| Ep. 011

In this episode Host, Louis Thompsett is joined by Justin Jacobs, Chief Policy and Engagement Officer at Pay.UK,  to discuss the future of digital money, interoperability of payment rails, trust, and security in a multi-money world. This episode explores opportunities, risks, and the evolving landscape of payments in the UK. Key Topics * Multi-money world and payment interoperability * Opportunities in programmability and new use cases * Resilience and diversity of payment options * Trust, consumer protection, and fraud prevention * Regulatory adaptation and industry collaboration Host: Louis Thompsett Guest: Justin Jacobs Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]

The Fintech Regulatory Revolution | Ep. 010

In today’s episode, Host Louis Thompsett is joined by Shaanil Senarath-Dassanayake [https://www.charlesrussellspeechlys.com/en/people/s/shaanil-senarath-dassanayake/], Associate at Charles Russell Speechlys, as the duo discuss the seismic shifts in the UK’s regulatory landscape and what the transition from "unregulated" to "fully authorised" actually means for the next generation of fintech innovators. Key Discussion Points * The Crypto Authorization Gateway: Why the move from AML registration to full FCA authorization is more than just a paperwork exercise—it’s a total shift in operational expectations. * Senior Management Accountability: How the extension of SM&CR to crypto firms is forcing founders to rethink personal liability and governance in a maturing market. * The BNPL "Regulation Day": Navigating the July 15, 2026, deadline for Deferred Payment Credit and the compliance hurdles for firms facing FCA consumer credit rules for the first time. * Structural Shakeups: What the consolidation of the PSR into the FCA means for payments firms and whether a "single supervisor" model will truly simplify the complex UK ecosystem. * The AI Liability Gap: Insights from the FCA’s Mills Review on where the legal "buck stops" when agentic and generative AI systems cause consumer harm. Host: Louis Thompsett Guest: Shaanil Senarath-Dassanayake [https://www.charlesrussellspeechlys.com/en/people/s/shaanil-senarath-dassanayake/] Producer: Anaya McDonald Editor: Anaya McDonald Learn more about the latest payments insights: https://paymentexpert.com [https://paymentexpert.com/]