The Missing Piece Nobody Puts in a Financial Plan

Budgeting Advice is Keeping You Small

In this episode I share why I will never make a "how to budget for your summer vacation" episode, what I actually do instead (including how my family buys one-way tickets to Delhi every summer and wings it from there), and why the thing you actually need to work on probably isn't a spreadsheet. Also: we hit 100 downloads! Ahh! Thank you for being here.

The Budgeting Advice You Didn't Ask For

In this episode, we're talking about why traditional budgeting advice might actually be keeping you stuck - and what to do with that energy instead. If you've built something real, you're earning well, and you're still financially anxious despite doing all the right things, this one is for you. We get into the real opportunity cost of the subtraction mindset, why ikigai is actually a financial framework, and what it looks like to stop making your budget the main project and start making yourself one instead.

A Week of Indulging

The first thing I did this week was eat an Egg McMuffin. And that somehow managed to create a theme that I'll be exploring in this episode. What happens when we decide to indulge ourselves? What happens when we drop a ball? How do we reconcile wanting to live a rich, full life with the fact that we have responsibilities that demand more of us? I'm exploring all of that and more today. Be sure to listen to the end where I share the reframe that changed how I think about dropped balls, and why it has nothing to do with what we believe we deserve.

The Desire Experiment

What if the most effective financial strategy isn't a budget? What if it was desire? This week, I ran an experiment. Every financial decision I made, I asked myself one question first: do I actually want this? Not should I want it. Not is it in the budget. Just... do I? What I found was counterintuitive and genuinely useful. In this episode: - Why there are three kinds of desire (and only one of them is actually yours) - The lunch I skipped, the dinner I went to anyway, and the iced tea that changed how I think about spending - Why forbidden things feel more urgent than they are, and what happens when you stop making them forbidden - The one-purchase experiment you can try this week Turns out, tuning into what you actually want isn't indulgent. It might be the most honest money move you make.

The Missing Piece Nobody Puts in a Financial Plan

Do you feel fine about money - until you actually look at it? Or maybe you have a plan, you trust it, and somehow money conversations still make you tense. You're not broken. You're just missing one piece. This episode is about what that piece is, why it matters more than anything else in your financial life, and what it looks like when all three finally click into place.