WalletWorks

WalletWorks Podcast – Episode 10: Tailgating Hacks With fall on the horizon, many folks are gearing up for football season. We’re joined by our Sports Marketing Manager, Kyle Kissinger, to share all our favorite tips for throwing the best tailgating party for you and your friends. In this episode, we’re sharing money saving tips, like how to decorate on a budget, save money on parking, and feed everyone without breaking the bank. In addition to saving money, we share our favorite tailgating hacks to make sure your party goes off without a hitch. Looking for more tips? Check out our blog post on 5 Clever Tailgate Tips [https://blog.psecu.com/learn/financial-tips-for-every-stage-in-life/2021/09/20/5-clever-tailgate-hacks-and-tips]. If you have a financial question you’d like to ask, please email the WalletWorks podcast at walletworks@psecu.com [walletworks@psecu.com]. All submissions will remain anonymous. Visit psecu.com/learn [http://www.psecu.com/learn] for additional financial tips & tools from our WalletWorks program. *You can earn 1.5% cash rewards on purchases. You can earn 2% cash rewards on purchases if you maintain a PSECU checking account and qualifying monthly direct deposit(s) of at least $500. See the Visa® Founder's Card and Visa® Alumni Rewards Card Rewards Program Terms and Conditions for full details.

If you’re feeling overwhelmed by debt, you’re not alone. Household debt continues to rise and stretch many families’ budgets. The good news is, there’s a way out. [https://www.psecu.com/loans/debt-consolidation] In this episode, we’ll review how debt consolidation works, what types of debt you can consolidate, and what to consider before you take the next step. We’ll also share why debt consolidation may not be the right choice for you and how to make that determination. Ready to get started on your journey to get debt free? Check out these tips on How to Create a Debt Management Plan. [https://blog.psecu.com/learn/financial-tips-for-every-stage-in-life/2019/03/22/how-to-create-a-debt-management-plan] Our listeners this week sent in questions about student loans and consolidation. Do you have federal student loans you’re looking to consolidate? Visit studentaid.gov [https://studentaid.gov/] to see what debt management options you have depending on your loan type. If you have a financial question you’d like to ask, please email the WalletWorks podcast at walletworks@psecu.com [walletworks@psecu.com]. All submissions will remain anonymous. Visit psecu.com/learn [http://www.psecu.com/learn] for additional financial tips and tools from our WalletWorks program.

WalletWorks Podcast – Episode 8: Common Financial Scams You Should Know About Fraud is everywhere and it can be tough to know who to trust. Whether you’re applying for jobs, using social media, or even trying to help someone close to you, you may be at risk of some common scams. In this episode, we’ll review common financial scams you should know about so you can keep your identity and money safe. Regardless of where you stand financially, taking the right precautions to protect your information online will reduce your risk of becoming a victim. Check out our blog for more tips on keeping your information secure: Cybersecurity: 5 Ways to Keep Your Information Secure Online [https://www.psecu.com/learn/financial-tips-for-every-stage-in-life/2021/10/21/cybersecurity-5-ways-to-keep-your-information-secure-online] Preventing Fraud is a Team Effort [https://www.psecu.com/learn/financial-tips-for-every-stage-in-life/2021/10/01/preventing-fraud-is-a-team-effort] If you have a financial question you’d like to ask, please email the WalletWorks podcast at walletworks@psecu.com [walletworks@psecu.com]. All submissions will remain anonymous. Visit psecu.com/learn [http://www.psecu.com/learn] for additional financial tips & tools from our WalletWorks program.

WalletWorks Podcast – Episode 7: Go Green, Save Green The start of the new year is a great time to reset and reprioritize. For many, that means eating healthier, exercising more, or tightening up spending. This year, as you plan to improve your life in 2022, we’re inviting you to join us in our new Go Green, Save Green initiative. In this episode, we’ll tell you how you can join the Go Green, Save Green initiative to receive monthly tips and tools that’ll help you reduce your overall carbon footprint. In January, we’re sharing how you can learn more about recycling rules, what to do with all those items you can’t bear to throw away, and where to find information on donating items that your local municipality won’t pick up. Using resources like www.earth911.com [http://www.earth911.com] can be a great alternative if recycling options in your local area are limited. Ready to commit to a more sustainable 2022? Visit our Go Green, Save Green [http://go.psecu.com/gogreen] page to sign up and learn more! If you have a financial question you’d like to ask, please email the WalletWorks podcast at walletworks@psecu.com [walletworks@psecu.com]. All submissions will remain anonymous. Visit psecu.com/learn [http://www.psecu.com/learn] for additional financial tips and tools from our WalletWorks program.

WalletWorks Podcast – Episode 6: Tips on Saving Money While in College It’s no secret that college can be expensive. From education fees, like tuition or room and board, to everyday expenses, like travel, food, and supplies, the costs can add up quickly, especially if your budget is small. In this episode, we’re joined by Kelly Ryan from our Kutztown University PSECU Financial Education Center. She reveals how college students can save money while living on or off campus and shares how to plan for travel home and spring break on a budget. We also review the importance of monitoring your credit to help build a better financial future. To access your credit report, visit www.AnnualCreditReport.com [http://www.AnnualCreditReport.com] to request yours. Building credit is something you should start thinking about now. Learn how using a secured credit card can help you establish credit if you’re just starting out or boost your credit if you’re looking to rebuild your history. If you have a financial question you’d like to ask, please email the WalletWorks podcast at walletworks@psecu.com [walletworks@psecu.com]. All submissions will remain anonymous. Visit psecu.com/learn [http://www.psecu.com/learn] for additional financial tips and tools from our WalletWorks program.