Best UK Savings Rates — June 2026 | Easy Access, Cash ISAs, Fixed Bonds & More

Best UK Savings Rates — June 2026 | Easy Access, Cash ISAs, Fixed Bonds & More

In this episode we cover the best UK savings rates for June 2026 — every major category, the accounts worth your attention, and a few that look better than they really are. We also break down two key dates for savers this month: the CPI inflation release on the 17th of June and the Bank of England base rate decision on the 18th, and what both could mean for rates in the second half of the year. In this episode: * Easy access accounts topping 4.5%, including Tembo, Chase, and Hanley Economic BS * Cash ISAs up to 4.76% — flexible and non-flexible options covered * Fixed rate bonds up to 4.85%, including a time-limited cashback offer from Raisin (ends 8 June) * Notice accounts — and an honest take on whether they're worth it * Regular savers — why the 7.1% headline rate isn't what it seems, and the three accounts actually worth opening * Current account switch offers worth up to £200 All accounts are listed and updated daily at DepositScout.com. Affiliate links for selected accounts are in the show notes. Check out our website DepositScout.com [https://link.depositscout.com/w12Afi] for the latest savings rates.  Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ [https://www.linkedin.com/in/jan-watermann/] Jonny: http://www.linkedin.com/in/jonny-pease [http://www.linkedin.com/in/jonny-pease] Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com

Can Monzo Compete With Revolut In Europe?

Monzo just launched in Europe, and the way they've done it is smarter than most people have noticed. One Irish banking licence. All 27 EU member states. Spain next. This is a bigger deal than it looks. In this episode: * Monzo just launched in Europe — and their Irish banking licence quietly unlocks all 27 EU member states * Spain is next, and it's no coincidence — 1 in 3 new bank accounts opened there in the last 3 years were with Revolut * We compare what you actually get as a European customer with each account right now * The legal quirk in Monzo's Spain launch that could have serious implications * Why Monzo customers hold more than twice as much money per head as Revolut customers — despite lower savings rates * Both annual reports dissected: £4.5bn vs £1.7bn in revenue, and the numbers that actually matter * Can Monzo — late to the party and lighter on features — genuinely compete with Revolut's 68 million European customers? Check out our website DepositScout.com [https://link.depositscout.com/w12Afi] for the latest savings rates.  Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ [https://www.linkedin.com/in/jan-watermann/] Jonny: http://www.linkedin.com/in/jonny-pease [http://www.linkedin.com/in/jonny-pease] Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com

Is HSBC Premier the Best Bank Account in the UK?

In this episode of Banking Without Borders, Jonny and Jan break down HSBC Premier — the free bank account that requires £100,000 to get through the door.  We cover the strict eligibility criteria, an honest audit of the bundled Aviva travel insurance and Square Health perks, how the credit card mileage engines work, and why this account is simultaneously the most impressive banking infrastructure in the UK and one of the worst places to park your savings. If you hold HSBC Premier — or you're thinking about opening one — this is everything the marketing won't tell you. In this episode: * The three ways to qualify in 2026 — and the £500 switch bonus on the table right now * What the £1,600 healthcare bundle actually covers (and where the shared allowances catch people out) * The free credit card vs the £290 World Elite — which mileage engine is worth it * The Global Money Account, Nova Credit, and why expats have almost no reason to bank anywhere else * Why leaving your cash in the default savings account costs the average Premier customer nearly £3,000 a year Check out our website DepositScout.com [https://link.depositscout.com/w12Afi] for the latest savings rates.  Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ [https://www.linkedin.com/in/jan-watermann/] Jonny: http://www.linkedin.com/in/jonny-pease [http://www.linkedin.com/in/jonny-pease] Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com

Revolut Just Raised Prices Across Europe — Is It Still Worth Paying For?

Revolut has increased subscription prices across several European markets — including Germany, France and the Netherlands — while adding a wave of new perks to Premium, Metal and Ultra. But are these benefits actually useful… or are they just designed to justify higher monthly fees? In this episode, Jonny and Jan break down: *  The exact Revolut price increases across Europe  *  Whether Metal and Ultra still offer good value  *  New perks like Super Duolingo, eSIM data, airport fast track and AI website builder Lovable  *  Why some of these “benefits” may really be funnels to spend more money  *  Huge differences between countries and subscription value  *  Why the UK could be next for price hikes  *  Whether Revolut is becoming too complicated for its own good  They also discuss subscription fatigue, hidden value most users never activate, and whether Revolut’s strategy is becoming more about recurring revenue than genuinely improving the product. If you use Revolut Premium, Metal or Ultra — or you’re considering upgrading — this episode will help you decide whether the new pricing actually makes sense. Check out our website DepositScout.com [https://link.depositscout.com/w12Afi] for the latest savings rates.  Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ [https://www.linkedin.com/in/jan-watermann/] Jonny: http://www.linkedin.com/in/jonny-pease [http://www.linkedin.com/in/jonny-pease] Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com

How to Fly Business Class Without Paying Business Class Prices

In this episode of Banking Without Borders, Jan breaks down how to actually fly business class without spending business class money.   * Why flexibility is the single biggest lever you have — and what that really means beyond just changing your travel day * How airlines price seats based on local purchasing power, and how to use that to your advantage * Why booking business class directly is often the wrong move — and what to do instead * The upgrade bidding strategy, and why you should never bid the minimum * How to build Avios points without changing your spending habits * Why you should pick your airline before your credit card, not the other way around * The one tool Jan actually trusts for finding cheap flights (and why he thinks AI tools are useless for this) Check out our website DepositScout.com [https://link.depositscout.com/w12Afi] for the latest savings rates.  Connect with us (via LinkedIn) Jan: https://www.linkedin.com/in/jan-watermann/ [https://www.linkedin.com/in/jan-watermann/] Jonny: http://www.linkedin.com/in/jonny-pease [http://www.linkedin.com/in/jonny-pease] Got a question or topic you want us to cover? Drop us a message at jonny@technicallymoney.com