As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans

Credit Track Credit Simulator Mortgage Qualifier

Ready to boost your credit and get pre-approved for a mortgage? Thinking of buying a home but not sure if your credit is ready? Take control of your financial future with MKG Enterprises Corp. Our Credit Simulator Service shows you exactly what steps to take to improve your credit and get pre-approved for a mortgage—with no monthly fees, just a simple one-time investment. Individual Package – $76.20 • Tri-Merge Credit Report (valid 90 days for mortgage pre-approval) • Personalized credit improvement insights • One-time Credit Simulator Add-On: $28 Joint Package – $152.05 • Tri-Merge Credit Reports for both applicants • Joint Credit Score Simulation • Shared strategy to qualify for home financing together Start your path to homeownership today. Call/Text (559) 500-0861 [https://(559)500-0861] Learn More https://www.mkgenterprisescorp.com/credit-track-credit-simulator [https://www.mkgenterprisescorp.com/credit-track-credit-simulator]

Double Your Commission with One Client! Secure the Deal First — Sell Later Darren Wade Real Broker

Double Your Commission with One Client! Secure the Deal First — Sell Later Let your sellers buy before they sell with short-term financing (30–60 days) from MKG Enterprises Corp. Here’s how you win: • Turn sellers into qualified buyers—fast • Unlock equity using short-term financing • Help clients make non-contingent offers that win • Close TWO deals = TWO commission checks • Keep your pipeline moving, no matter the market Sellers — contact Realtor Darren Wade to close two real estate transactions with one loan. Your client wins. You win. Let’s turn one transaction into two. Darren Wade Real Broker Phone: 559-312-7467 Office: 559-840-8838 DRE Lic. 01910957 | Office Lic. 02022092 Loans as low as $80K — Approvals up to $5,000,000! Need cash-out for investments, renovations, or financial breathing room? MKG Enterprises Corp offers flexible loan solutions designed to make it happen. Program Highlights: Loans from $80,000 up to $5,000,000 No seasoning required & NO cash-out cap Available nationwide — All 50 states + DC FICO down to 600 — Credit challenges welcome 1-Year Tax Return & 1-Year Self-Employed Programs Non-occupant co-borrowers welcome Use cash-out for asset depletion income — A smarter alternative to reverse mortgages! We fund what others won’t: Non-warrantable Co-ops & Condotels Unpermitted additions, multiple ADUs Mixed-use, ag land, acreage — NO limits Vineyards, off-grid properties, hobby farms Let’s turn “no” into “approved”! Partner with Broker Realtor Connect to close more deals with creative financing solutions that build client wealth. Contact us today! Marshawn Govan | NMLS ID 1370676 MKG Enterprises Corp | NMLS ID 1370394 (559) 412-7248 www.mkgenterprisescorp.com [https://www.mkgenterprisescorp.com]

As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans

“As of May 25, 2025, non-permanent residents will no longer qualify for FHA loans.” This comes directly from HUD’s Mortgagee Letter 2025-09. Why the change? The federal government is tightening access to FHA benefits to only U.S. citizens and lawful permanent residents. This means: • No more FHA loans for buyers with work permits, student visas, or temporary immigration status. • Your buyer MUST have USCIS documentation or be a citizen of the Marshall Islands, Palau, or Micronesia. This is a critical update—especially in diverse markets like ours where many hardworking families rely on FHA for their first home. What to Do Now: 1. Pre-screen for residency status immediately. 2. Use MKG’s FHA-qualified preapproval system. 3. Schedule a call with me—we’re here to help you stay compliant and close deals.” “Don’t let policy changes cost you commission. MKG Enterprises Corp Mortgage Broker NLMS 1370394 website: https://mkgenterprisescorp.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbGJCdHRXWU94U3JsY1hnSzcwLTFEemdGUXdzd3xBQ3Jtc0tsbUlTb2p0SUFNQmdMVkZ3TGVvX09ZVjYzMTVUNXZjSXJUSTZ3U0ZZeTNtM0J5eGlUeGdYR2tFUkxrTDJ6bFJJWXdHVG42VkYyV0hIMEdPTjQta0JIVFFtZllGRV9kb0I2OTZkUVVCWjM1dU1SQmpuNA&q=https%3A%2F%2Fmkgenterprisescorp.com%2F&v=UawX82xXBTU] (559) 412-7248 Equal Opportunity Lender

Broker Realtor Connect Featuring Linda Peltz eXP Realty of California

FRESNO REALTOR, CLOVIS REALTOR LINDA PELTZ Fresno - eXp Realty of California, Inc. CA DRE#01878277 Broker Realtor Connect Episode #1  Intro to Real Estate Dynamics  Podcast Guest Booking – Broker Realtor Connect 🔗 Book your spot today:  https://mortgage-brokers-are-better.captivate.fm/booking Let’s connect, collaborate, and close more deals! Welcome to Broker Realtor Connect, the podcast where we bridge the gap between mortgage brokers, realtors, and industry professionals to unlock real estate financing solutions that traditional lenders overlook. At Broker Realtor Connect, we specialize in securing financing for deals that agency lenders, big banks, and traditional insurance companies decline. With customized loan structures, greater flexibility, and faster closings, we empower brokers and realtors to help their clients succeed in today’s competitive market. If you’re a mortgage broker, real estate agent, private lender, or finance expert with valuable insights to share, we’d love to feature you on the show! Join us to discuss market trends, deal-making strategies, and innovative financing solutions that drive real estate success.

Purchase Season is Here

Turn your tax refund, retirement savings, gift funds, stocks, bonds, or crypto assets into homeownership with just a 1% earnest money deposit We offer 3% to 5% down payment assistance with no income limits Minimum credit score required: 640 Estimated cash to close: $21,000 to $23,000 depending on closing costs This includes: • 3% down payment • 2% broker fee • 2.5% to 3% closing costs • Minus $4,000 earnest money deposit credit and a typical $5,000 seller credit Stocks, bonds, and crypto assets must be seasoned and converted to cash before closing Disclaimer: A $5,000 seller credit is a common estimate, but FHA allows seller credits up to 6%, depending on your realtor-negotiated contingency Which mortgage is right for you? Learn more at https://www.mkgenterprisescorp.com/loan-programs