Fintech Chatter: Insights From Fintech Leaders

Welcome back to Fintech Chatter Podcast! In this episode your host Dexter Cousins invites guest No2 back onto the show. David M. Brear is CEO of 11:FS Group and 11:FS Holdings. The award winning digital consultancy has built digital banks all over the world and through 11:FS holdings, David and the team are finally going to build the next generation of financial services, this time for their own company! Having first appeared on the show in January 2020, David and Dexter talk about the evolution of fintech, the challenges facing the fintech industry, and the future of digital banking.  They also discuss the impact of AI on the consultancy model, the importance of understanding customer insights to drive innovation, plus the current state of fintech in the UK and Australia.  David also reveals his new favourite hobby, the increasing role of influencers in fintech media and his personal health challenges that have him more motivated than ever. Chapters 00:00 Introduction  01:16 About 11:FS 03:05 Changing the Fabric of Financial Services 17:20 Regulatory Challenges and Market Dynamics 23:07 The Future of UK FinTech 26:00 Maturity Challenges in FinTech 29:05 Emergence of Influencers in FinTech 33:26 The Power of Podcasting in FinTech 38:13 The Reality of FinTech Media 41:54 Cult of Personality in FinTech 48:55 Building 11FS Holdings 54:30 Health, Work, and Life Balance For more information on 11:FS - https://www.11fs.com/ Listen to Fintech Insider Podcast - https://content.11fs.com/podcasts Send us a text [https://www.buzzsprout.com/twilio/text_messages/703249/open_sms] Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ [https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/] Connect on Linkedin: https://bit.ly/3DsCJBp [https://bit.ly/3DsCJBp]

Dexter welcomes back Josh Foreman to discuss their global expansion and recent Series C capital raise. Josh first appeared on the show in 2020 and he shares the lessons he has learned from writing Indebted's first line of code to launching in 7 countries! Chapters 00:00 Introduction to Indebted and Its Mission 03:04 The Evolution of Technology in Debt Collection 09:08 Disrupting Traditional Debt Collection Models 15:00 The Future of Credit Infrastructure 18:03 Lessons Learned and Strategic Insights 30:42 Scaling a Global Business 35:59 The Role of Intuition in Decision Making 39:00 Raising Capital in a Challenging Environment 45:41 The Future of Fintech and AI Innovations Find out more about Indebted - https://www.indebted.co/careers/ You can find previous episodes with Josh -  2020 - https://tieronepeople.com/2020/11/11/josh-foreman-indebted-fintech-australia-podcast/ 2022 - https://youtu.be/iA0j-yejKDQ?si=ibKW4oNXZUxHaJpg Send us a text [https://www.buzzsprout.com/twilio/text_messages/703249/open_sms] Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ [https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/] Connect on Linkedin: https://bit.ly/3DsCJBp [https://bit.ly/3DsCJBp]

Dexter Cousins interviews Antony Jenkins, the CEO and founder of 10X Banking, the core banking platform that makes banking ten times better. Antony stands out in Fintech as the global CEO of Barclays who decided to start a fintech. Tune in for a deep dive into the challenges of core banking, the outdated technology in the banking sector, and how 10X helps banks like Westpac and Chase innovate fast.  We talk about fixing the banking technology silo problem, Antony's transition from a large bank to a startup, and his approach to creating a high-performance culture within 10x and how it differs to running a global bank. Antony also shares his thoughts on the future of fintech, opportunities in the Australian market (and their partnership with Constantinople) plus his advice for banking professionals considering a move to fintech. Find out more https://www.10xbanking.com/ Send us a text [https://www.buzzsprout.com/twilio/text_messages/703249/open_sms] Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ [https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/] Connect on Linkedin: https://bit.ly/3DsCJBp [https://bit.ly/3DsCJBp]

Antony Jenkins, CEO and Founder of 10x Banking joins Dexter Cousins to talk about the Future of 10x and the Fintech Industry - Full interview available Monday 7th April Send us a text [https://www.buzzsprout.com/twilio/text_messages/703249/open_sms] Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ [https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/] Connect on Linkedin: https://bit.ly/3DsCJBp [https://bit.ly/3DsCJBp]

In this episode of Fintech Chatter, Dexter Cousins interviews Julian Fayad, CEO of LoanOptions.ai about the challenges and advantages of bootstrapping a fintech company from the ground up.  LoanOptions.ai aims to revolutionise the loan application process. Julian shares insights into how they’re using AI to build a mobile first loan application process. Julian first appeared on the show in 2023. We chat about his progress and the lessons he has learned over the past two years. Julian also talks about the transition from a broking business to a technology-focused company, and the launch of Synapses, the API services hub for Fintech!  We also discuss the launch of HAILO and LoanOptions.ai, expansion into New Zealand and future plans for market expansion into the US and UAE. Find out more: https://loanoptions.ai [https://loanoptions.ai] Chapters 00:00 The Bootstrap Journey of a Fintech Founder 02:12 Innovating the Loan Application Process 10:45 Transitioning from Broking to Technology 18:04 Launching New Products and Partnerships 25:49 Building an API Services Hub for Fintechs 26:48 Navigating B2B Partnerships and SaaS Pricing Strategies 32:05 Transitioning from Brokerage to Tech: Lessons Learned 35:21 Building a Cohesive Team and Company Culture 39:47 Innovative Talent Acquisition Strategies 41:45 Valuable Lessons in Business Partnerships 46:22 Expanding Horizons: New Markets and Future Plans Send us a text [https://www.buzzsprout.com/twilio/text_messages/703249/open_sms] Subscribe Newsletter: https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/ [https://www.linkedin.com/newsletters/fintech-leaders-7092732051488980992/] Connect on Linkedin: https://bit.ly/3DsCJBp [https://bit.ly/3DsCJBp]