Fish Innovation Podcast
Ben Fish talks with Jonathan Arad about his shift from water distribution engineering to capital markets, focusing on the intersection of finance, innovation, and technology. They discuss the impact of low mortgage rates and lock-in during COVID-19. Jonathan introduces Takara's solution, inspired by the Danish market model, to address mortgage lock-in. The episode explores benefits for homeowners and financial institutions, and Takara's potential to transform Wall Street. They highlight system-level innovation that benefits regional banks and improves risk profiles. The episode concludes with contact info for Takara and Jonathan, and a teaser for the next episode. ----------> Check out Takara! [https://www.takara-capital.com/] (0:00) Introduction and welcome (1:22) Jonathan Arad's journey from water distribution engineering to capital markets (3:05) The intersection of finance, innovation, and technology with critical thinking in finance (6:35) The impact of low mortgage rates and mortgage lock-in during the COVID era (10:27) How Takara's solution addresses the mortgage lock-in problem using the Danish market model (16:22) Benefits and business model of Takara's solution for homeowners and financial institutions (29:13) Addressing skepticism, the concept of a financial time machine, and impact on Wall Street (33:42) Making the mortgage business cycle independent and Takara's system-level innovation (42:16) Advantages for regional banks, risk profile improvement, and Takara's recession-proof potential (47:01) How to contact Takara and Jonathan Arad, final thoughts for banks and borrowers (50:41) Closing remarks and call to action (52:00) Final thoughts and next episode teaser
22 episodios
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