Year-End Tax Planning: Smart Moves Before December 31st

Planning for Aging Parents: Preparing Before Decisions Are Urgent

In this episode of Frank Wealth Insights, Danielle Kelly and Chelsea Hussey discuss ways to approach end-of-life planning for aging parents. They cover common obstacles, emergency decisions, the importance of coordination, and more.  Important Disclosures: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. Information is believed to be accurate as of the date of recording but may not be complete or updated for subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are not guarantees and are subject to change. Past performance is not indicative of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. Any discussion of healthcare planning, long-term care considerations, estate planning, charitable giving, or tax strategies is intended for general informational purposes only and should not be construed as individualized legal, medical, or tax advice. Please consult with qualified legal, medical, and tax professionals before implementing strategies that may affect your financial or healthcare decisions. The Plan of Care Guide referenced in this episode is an educational resource and does not constitute legal, medical, or financial advice. Any strategies or tools mentioned may not be suitable for all families and should be evaluated with qualified professionals. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov [https://www.adviserinfo.sec.gov]

Advanced Exit Planning: Beyond the Basics

In this episode of Frank Wealth Insights, Frank is joined by Alex Gertsburg, an attorney and the CEO of CoverMySix. Alex works closely with business owners on legal strategy, risk management, and continuity planning. He shares perspectives on where exit strategies tend to succeed and where challenges may arise. During the conversation, he dives into the deep end, exploring key considerations for a well-structured exit plan. Frank Fantozzi CPA, MST, PFS, CDFA, AIF®, CEPA, is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440.740.0130 to connect with a member of the team.

Wealth Legacy: Building a Meaningful Financial Story

In this episode of Frank Wealth Insights, Frank Fantozzi explores how legacy is much more than money, reframing it as a living story shaped by personal values. Drawing on personal stories and decades of experience, he reflects on how family values, communication, and shared traditions influence the way wealth is experienced across generations. Frank also discusses the role of generosity and charitable giving as part of broader family conversations around purpose and meaning. The episode encourages listeners to think more intentionally about the idea of a “living legacy” and to consider how conversations around values, traditions, and priorities can shape the story they leave behind. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440.740.0130 to connect with a member of the team. Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. Information is believed to be accurate as of the date of recording but may not be complete or updated for subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are not guarantees and are subject to change. Past performance is not indicative of future results. References to an individual’s professional experience are not guarantees of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. Any discussion of charitable giving, estate planning, or tax strategies is intended for general informational purposes only and should not be construed as individualized tax or legal advice. Please consult with qualified tax and legal professionals before implementing strategies that may affect your financial situation. Any strategies or tools mentioned may not be suitable for all families and should be evaluated with qualified professionals. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov [https://www.adviserinfo.sec.gov/]

Health and Wealth: Building Balance in an Unbalanced World

Frank explores how your choices, habits, and environment might contribute to the ripple effect between your physical and financial life whether you’re running a business, managing a career, raising a family, or running on caffeine. He also shares some fresh, even unconventional ideas—from the science of decision fatigue to why longevity investors may be reshaping long-term planning. Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440.740.0130 to schedule a conversation with a member of the team.  Important Information: Investment advisory services are offered through Planned Financial Services, LLC, dba Return on Life Wealth Partners, an SEC-registered investment adviser. The views and opinions expressed in this podcast are for general informational and educational purposes only and do not constitute specific financial, legal, investment, or tax advice. Listeners should consult with a qualified professional before making any financial decisions. Information is believed to be accurate as of the date of recording but may not be complete or updated for subsequent changes in law or regulation. The views expressed are those of the participants as of the date of recording and may change without notice. Discussions may include forward-looking statements based on current beliefs and assumptions, which are subject to risks and uncertainties. Any forward-looking statements or references to potential outcomes are based on assumptions and estimates and are subject to change. Past performance is not indicative of future results. This podcast does not constitute an offer to buy or sell securities or financial instruments. Any mention of third-party organizations or individuals is for informational purposes only and does not imply endorsement, affiliation, or compensation. This content may not be copied, reproduced, or distributed without the express written consent of Return on Life Wealth Partners. Any references to health or wellness in this episode are for informational purposes only and should not be interpreted as medical advice. Please consult a qualified health professional for guidance specific to your situation. For more information about our firm, services, and full disclosures, please refer to our Form ADV Part 2A Brochure, available upon request, or at https://www.adviserinfo.sec.gov/https://www.adviserinfo.sec.gov [https://www.adviserinfo.sec.gov].

Year-End Tax Planning: Smart Moves Before December 31st

In this episode, Frank Fantozzi, CPA, MST, PFS, CDFA, AIF®, CEPA, is joined by his longtime friend Nick Mazzone, CPA. Together they talk about some key year-end tax planning strategies– practical steps to review as the year comes to a close.  Frank Fantozzi is the President and Founder of Return on Life Wealth Partners. To learn more about the firm’s approach to planning and wealth management, visit ReturnOnLifeWealth.com or call 440-740-0130 to schedule a conversation with a member of the team.