59. Budgeting Improves Your Mental Health (Yes, Really)!

59. Budgeting Improves Your Mental Health (Yes, Really)!

Your budget affects your mental health more than you realize. In this episode, we’re talking about how financial clarity reduces anxiety, why money stress weighs on your nervous system, and how faith and stewardship work together to create real peace. If you’re ready for structure, start here: Budgeting Spreadsheet [https://stan.store/courtneyschweinler/p/her-money-mindset-bundle] Mortgage Freedom Blueprint [https://stan.store/courtneyschweinler/p/mortgage-freedom-blueprint] (works for all debt payoff) High-Yield Savings Account [https://www.sofi.com/invite/money?gcp=daf81927-6f1b-413f-b380-238a34c1dd3d&isAliasGcp=false] (get a $25 bonus) You don’t have to live in quiet money stress. If this episode helped you, leave a review and share it with a friend 🤍

58. Loving Yourself Well (Without Overspending or Self-Sabotage)

Valentine’s Day can bring up a lot of pressure, especially around spending and self-care. In this episode, we’re talking about a quieter kind of self-love. The kind that actually supports you instead of leaving you stressed or regretful later. We’ll talk about the difference between comfort and care, how emotional spending often shows up when we’re tired or overwhelmed, and what loving yourself well can look like when it comes to money. If Valentine’s Day feels complicated this year, this conversation is for you. Resources mentioned: * Budgeting template, debt payoff tracker, and mortgage payoff calculator (all in one bundle) [https://stan.store/courtneyschweinler/p/her-money-mindset-bundle] * Mortgage Freedom Blueprint [https://stan.store/courtneyschweinler/p/mortgage-freedom-blueprint] * High-yield savings account [https://www.sofi.com/invite/money?gcp=66f94873-842f-4b94-87b7-08982e29bfbd&isAliasGcp=false] If you enjoyed this episode, leaving a review helps more women find the podcast. Thanks for being here. 💕

57. How to Use Your Tax Return to Meet Your Financial Goals

Tax season brings up a lot of emotions — relief, pressure, excitement, and sometimes guilt. And for many people, a tax refund feels like “extra money” that disappears just as quickly as it arrives. In today’s episode, we’re slowing the conversation way down and talking through how to use your tax return intentionally, in a way that actually supports your financial goals and brings more peace into your life. We’ll walk through: * Why you don’t need to decide what to do with your refund right away * The most helpful ways to use a tax return depending on your season of life * How faith and stewardship can guide money decisions without shame or pressure * Common mistakes that lead to regret — and how to avoid them * A simple framework to create a refund plan that feels aligned and realistic ✨ Resources mentioned in this episode: * My budget spreadsheet, debt payoff tracker, + more!  [https://stan.store/courtneyschweinler/p/her-money-mindset-bundle] * Mortgage Freedom Blueprint (can also be used for regular debt payoff) [https://stan.store/courtneyschweinler/p/mortgage-freedom-blueprint] (You can also bundle these for even more savings!)  As a thank you for being a podcast listener, you can use code HMMPODCAST for 15% off. If you loved this episode, please leave a review! 💕

56. Why Trying to Control Everything Is Draining You (Especially With Money)

Trying to do everything “right” with money can quietly turn into exhaustion. In this episode, we’re talking about why trying to control every financial detail can feel so draining, even when you’re being responsible. We’ll explore how fear can disguise itself as discipline, the difference between control and stewardship, and what it looks like to pursue financial peace without letting go of wisdom. If budgeting has started to feel heavy, stressful, or emotionally exhausting, this conversation is for you. 🔗 Resources Mentioned  💰 High-Yield Savings (SoFi): Get up to $325 w/ this link! [https://www.sofi.com/invite/money?gcp=66f94873-842f-4b94-87b7-08982e29bfbd&isAliasGcp=false] 📊 Budget Spreadsheet & Debt Payoff Bundle: grab your budgeting tools here! [https://stan.store/courtneyschweinler/p/her-money-mindset-bundle] 🏡 Mortgage Freedom Blueprint Bundle: Grab your guide to debt freedom here! [https://stan.store/courtneyschweinler/p/mortgage-freedom-blueprint] 💸 Podcast Listener Thank-You: As a thank-you for listening, you can use code HMMPODCAST for 15% off my budgeting tools. 💕 Don’t forget to leave a review and share this episode with a friend!

55. How to Create a Holiday Financial Routine That Keeps You Out of Debt

The holidays aren’t the problem. The real issue is going into the season without a plan. In this episode, I’m walking you through the simple weekly routine that keeps you organized, intentional, and out of debt this holiday season. You’ll learn how to choose your real holiday number, avoid impulse purchases, handle surprise expenses, and set yourself up for a calm and stress-free January. 🎄💰 Black Friday is also coming up, and I’m finally sharing the details here first. I have two offers this year and both are extremely limited. One of them includes a free 1:1 strategy call when you grab the Budgeting Basics Bundle. If you want early access, make sure you join the waitlist. You can sign up in the bio of any of my socials. 👀✨ If you want more personalized support, you can book a 1:1 strategy call with me anytime. It’s perfect if you need help with budgeting, income planning, or getting a clear step-by-step plan that actually works. And if you want to talk through your situation first, you can sign up for a free consultation call too. 💗 Resources Mentioned: • Budgeting Basics Bundle [https://stan.store/courtneyschweinler/p/her-money-mindset-bundle] • SoFi HYSA [https://www.sofi.com/invite/money?gcp=ef11f88d-5662-4074-9b66-ba16c370c456&isAliasGcp=false] • Black Friday Waitlist (sign up at the link in bio of any of my socials!) IG: @hermoneymindsets_ TT: @courtneyschweinler YT: @courtneyschweinler • 1:1 Strategy Call [https://stan.store/courtneyschweinler/p/11-strategy-call-4k1qwszp] • Free Consultation Call [https://stan.store/courtneyschweinler/p/book-a-free-consultation-call-q9bys82h] If you enjoyed this episode, it would mean so much if you left a rating or review. It helps the show reach more women who want to feel confident and in control of their money. 💕