Ferrari, Residuals & The New V12 Era

Ferrari, Residuals & The New V12 Era

In our debut episode of the hypercarfinance.co.uk [https://hypercarfinance.co.uk] podcast, we start where most serious conversations about hypercar finance should start: Ferrari [https://hypercarfinance.co.uk/brands/ferrari]. The 12Cilindri represents something significant — potentially one of the last naturally aspirated V12 Ferraris we'll ever see. That "end of era" positioning has serious implications for long-term value, and we break down exactly what that means for buyers considering this car. In this episode: * Why Ferrari sits at an intersection no other manufacturer occupies — brand power, deliberate scarcity, and unusually strong residual performance * The historical pattern of Ferrari V12 grand tourers: early depreciation, stabilisation, and long-term recovery * How sophisticated lenders underwrite Ferrari differently — and what that means for your financing options * Balloon structures vs amortising finance: when each makes sense * Asset-backed lending for existing collectors * Personal vs corporate ownership considerations * Our 12Cilindri residual forecast: years one to three, three to five, and five to ten Market Update: * Collector car market hits $4.8 billion in 2025 — but modern supercars are outperforming * Ferrari F80: 20% of allocations still available, deliberate delivery slowdown strategy * McLaren W1: all 399 units allocated, £2 million starting price * Bugatti Tourbillon: sold out at €3.8 million before production begins * Chinese manufacturers making moves into the hypercar space * The measurable premium for naturally aspirated engines