Brave New Code

The Evolution of Wrap-Ups

Laws, Lessons, and the Future of Construction Risk In part two of our conversation with Karen A. Frankel, we explore how wrap-up programs developed into the systems the industry uses today. Karen breaks down the legal decisions, construction trends, and administrative lessons that shaped the evolution of OCIP and CCIP programs across the last several decades. She highlights the early challenges that forced innovation, the misunderstandings that still create risk, and the shifts in construction practice that continue to influence how wrap-ups are priced, structured, and managed. In this episode: * How state statutes and early case law shaped the language of wrap-up programs * Why policy, contract language, and manual alignment is essential for program success * How fast track construction changed pricing, documentation, and project risk * What drove the development of alternate bid methods and deduct evaluation * Why misunderstandings around deductibles, aggregate limits, and completed operations still threaten wrap-up outcomes * Where the future of wrap-up administration may be headed as technology and risk evolve For anyone working with OCIP, CCIP, contractor risk, or construction insurance, this conversation offers clarity on how wrap-ups grew, what the industry learned, and what must improve moving forward. ..... Sign-Up for the Newsletter Stay ahead in the industry with exclusive insights, guest highlights, and more. Sign up for the Inside Insight newsletter and get all the latest episodes delivered straight to your inbox. Subscribe Now! [https://info.c-r-solutions.com/en/inside-insight-podcast-email-subscription] ..... Shape the Conversation We want Inside Insight to be shaped by the conversationsthat matter most to you. Share your questions, suggest topics, or even recommend yourself (or someone you know) as a future guest. Submit your ideas through our landing page: info.c-r-solutions.com/podcast-request [https://info.c-r-solutions.com/podcast-request], or email us directly at info@c-r-solutions.com [info@c-r-solutions.com] with the subject line “Podcast Question”. ..... Follow the Inside Insight Podcast: LinkedIn: linkedin.com/showcase/insideinsightpod [https://www.linkedin.com/showcase/insideinsightpod] Instagram: instagram.com/insideinsightpod/ [http://www.instagram.com/insideinsightpod] Facebook: facebook.com/insideinsightpod [https://www.facebook.com/insideinsightpod] Website: c-r-solutions.com/podcast [http://www.c-r-solutions.com/podcast] ..... Connect with our hosts:Beau Lunceford & Trevor Casey linkedin.com/in/beaulunceford [http://www.linkedin.com/in/beaulunceford] linkedin.com/in/trevorcasey3/ [https://www.linkedin.com/in/trevorcasey3/]   Connect with our guest: Karen A. Frankel LinkedIn: https://www.linkedin.com/in/karen-a-frankel-b91a60140/ [https://www.linkedin.com/in/karen-a-frankel-b91a60140/] Email: kafrankel@hotmail.com [kafrankel@hotmail.com] ..... Learn more about how CR Solutions is innovating in riskmanagement: LinkedIn: linkedin.com/company/consolidated-risk-solutions [http://www.linkedin.com/company/consolidated-risk-solutions] Instagram: instagram.com/wrapadmin/ [http://www.instagram.com/wrapadmin] Facebook: facebook.com/consolidatedrisksolutions [http://www.facebook.com/consolidatedrisksolutions] TikTok: https://www.tiktok.com/@wrapadmin [https://www.tiktok.com/@wrapadmin] Email: info@c-r-solutions.com [info@c-r-solutions.com?subject=Inside%20Insight%20Podcast] ..... Enjoyed this episode? Follow, rate, and review on Spotify or Apple Podcasts! It helps more listeners like you join the conversation.

The Mother of Wrap-Ups

How Karen A. Frankel Shaped an Industry How did modern wrap-ups come to be? In this episode, we sit down with Karen A. Frankel, a nationally recognized authority in construction insurance with nearly fifty years of experience, to trace the origins of wrap-up programs and the systems that still shape the industry today. Karen began her career in the 1970s as a project accountant before becoming Minnesota’s first female estimator and project manager. Her transition into the insurance world placed her at the center of the earliest OCIP, CCIP, and general liability wrap-up programs. From manual enrollment processes and handwritten ledgers to the first national administration systems, Karen helped transform wrap-ups into a structured and scalable approach that contractors and owners still rely on. In this conversation, Karen shares stories from the early days of project insurance, the challenges of fast-track construction, the emergence of deduct and add alternate bidding, and the behind-the-scenes realities that shaped today’s wrap-up practices. Her perspective offers rare insight into the origins of an entire segment of the industry and the innovation required to build it. In this episode you will learn: * How wrap-ups emerged after World War II and why they became essential for large projects * The role Karen played in developing early administration systems and bid alternate strategies * What construction risk management looked like before technology and automation * Why early wrap-up programs required extensive manual processes and on-site coordination * How industry consolidation and new broker practices influenced wrap-up growth * The innovations and lessons that still guide wrap-up administration today Whether you are a construction risk professional, an insurance leader, or someone who works with wrap-up programs, this episode delivers a detailed look at the history, structure, and evolution of the practices that support modern project insurance. Stay covered, stay curious, and enjoy this conversation with the Mother of Wrap-Ups herself...... Sign-Up for the Newsletter Stay ahead in the industry with exclusive insights, guest highlights, and more. Sign up for the Inside Insightnewsletter and get all the latest episodes delivered straight to your inbox. Subscribe Now! [https://info.c-r-solutions.com/en/inside-insight-podcast-email-subscription] ..... Shape the Conversation We want Inside Insight to be shaped by the conversationsthat matter most to you. Share your questions, suggest topics, or even recommend yourself (or someone you know) as a future guest. Submit your ideas through our landing page: info.c-r-solutions.com/podcast-request [https://info.c-r-solutions.com/podcast-request], or email us directly at info@c-r-solutions.com [info@c-r-solutions.com] with the subject line “PodcastQuestion”. ..... Follow the Inside Insight Podcast: LinkedIn: linkedin.com/showcase/insideinsightpod [https://www.linkedin.com/showcase/insideinsightpod] Instagram: instagram.com/insideinsightpod/ [http://www.instagram.com/insideinsightpod] Facebook: facebook.com/insideinsightpod [https://www.facebook.com/insideinsightpod] Website: c-r-solutions.com/podcast [http://www.c-r-solutions.com/podcast] ..... Connect with our hosts:Beau Lunceford & Trevor Casey linkedin.com/in/beaulunceford [http://www.linkedin.com/in/beaulunceford] linkedin.com/in/trevorcasey3/ [https://www.linkedin.com/in/trevorcasey3/]   Connect with our guest: Karen A. Frankel LinkedIn: https://www.linkedin.com/in/karen-a-frankel-b91a60140/ [https://www.linkedin.com/in/karen-a-frankel-b91a60140/] Email:  kafrankel@hotmail.com [kafrankel@hotmail.com] ..... Learn more about how CR Solutions is innovating in riskmanagement: LinkedIn: linkedin.com/company/consolidated-risk-solutions [http://www.linkedin.com/company/consolidated-risk-solutions] Instagram: instagram.com/wrapadmin/ [http://www.instagram.com/wrapadmin] Facebook: facebook.com/consolidatedrisksolutions [http://www.facebook.com/consolidatedrisksolutions] TikTok: https://www.tiktok.com/@wrapadmin [https://www.tiktok.com/@wrapadmin] Email: info@c-r-solutions.com [info@c-r-solutions.com?subject=Inside%20Insight%20Podcast] ..... Enjoyed this episode? Follow, rate, and review on Spotify or Apple Podcasts! It helps more listeners like you join the conversation.

Brave New Code

Virgil Tataru of Findevor on the Future of Insurance AI In this episode of Inside Insight, hosts Trevor Casey and Beau Lunceford dive deep into the technology behind Findevor’s groundbreaking AI platform with Virgil Tataru, Co-Founder& CTO of Findevor. Before launching Findevor, Virgil spent five years as a Machine Learning Engineer at Amazon, where he helped designlarge-scale AI systems used in everything from predictive analytics to search optimization. Today, he’s applying that same expertise to the world of insurance — building agentic AI tools that help carriers improve risk analysis, automate data intelligence, and uncover hidden opportunities in theirportfolios. Virgil breaks down what makes Findevor’s approach to AI different, how his team ensures enterprise-grade data security, and why curiosity and continuous learning are key to developing technology that can think like an underwriter. In this conversation: * What “agentic AI” really means — and how it’s transforming underwriting * How Findevor is bridging advanced machine learning with real-world insurance needs * The technical challenges of data security, model training, and integration * Why the future of InsurTech depends on collaboration between humans and AI For the business and strategy perspective behind Findevor’s success, listen to “The Algorithm of Advantage” with Alex Valdes of Findevor. ..... Sign-Up for the Newsletter Stay ahead in the industry with exclusive insights, guest highlights, and more. Sign up for the Inside Insight newsletter and get all the latest episodes delivered straight to your inbox. Subscribe Now! [https://info.c-r-solutions.com/en/inside-insight-podcast-email-subscription] ..... Shape the Conversation We want Inside Insight to be shaped by the conversationsthat matter most to you. Share your questions, suggest topics, or even recommend yourself (or someone you know) as a future guest. Submit your ideas through our landing page: info.c-r-solutions.com/podcast-request [https://info.c-r-solutions.com/podcast-request], or email us directly at info@c-r-solutions.com [info@c-r-solutions.com] with the subject line “PodcastQuestion”. ..... Follow the Inside Insight Podcast: LinkedIn: linkedin.com/showcase/insideinsightpod [https://www.linkedin.com/showcase/insideinsightpod] Instagram: instagram.com/insideinsightpod/ [http://www.instagram.com/insideinsightpod] Facebook: facebook.com/insideinsightpod [https://www.facebook.com/insideinsightpod] Website: c-r-solutions.com/podcast [http://www.c-r-solutions.com/podcast] ..... Connect with our hosts:Beau Lunceford & Trevor Casey linkedin.com/in/beaulunceford [http://www.linkedin.com/in/beaulunceford] linkedin.com/in/trevorcasey3/ [https://www.linkedin.com/in/trevorcasey3/]   Connect with our guest: Virgil Tataru Email: virgil@findevor.ai [virgil@findevor.ai] LinkedIn Profile: https://www.linkedin.com/in/virgiltataru/ [https://www.linkedin.com/in/virgiltataru/] Company Website: https://www.findevor.ai/ [https://www.findevor.ai/] Company LinkedIn: https://www.linkedin.com/company/findevor [https://www.linkedin.com/company/findevor]  ..... Learn more about how CR Solutions is innovating in riskmanagement: LinkedIn: linkedin.com/company/consolidated-risk-solutions [http://www.linkedin.com/company/consolidated-risk-solutions] Instagram: instagram.com/wrapadmin/ [http://www.instagram.com/wrapadmin] Facebook: facebook.com/consolidatedrisksolutions [http://www.facebook.com/consolidatedrisksolutions] TikTok: https://www.tiktok.com/@wrapadmin [https://www.tiktok.com/@wrapadmin] Email: info@c-r-solutions.com [info@c-r-solutions.com?subject=Inside%20Insight%20Podcast] ..... Enjoyed this episode? Follow, rate, and review on Spotify or Apple Podcasts! It helps more listeners like you join the conversation.

The Algorithm of Advantage

Alex Valdes of Findevor on the Future of Underwriting In this episode of Inside Insight, Trevor Casey and Beau Lunceford sit down with Alex Valdes, Co-Founder & CEO of Findevor, to explore how agentic AI is redefining the way insurers analyze risk, price coverage, and make portfolio decisions. With a career that bridges FinTech, data analytics, and InsurTech innovation, Alex brings a rare perspective onwhat it means to build technology that not only automates but truly augments human intelligence. He explains how Findevor’s AI-driven underwriting platform helps carriers unlock profitable growth by turning unstructured data intoactionable insights — in minutes instead of months. This episode explores the business side of AI adoption in insurance: how carriers can embrace new technology withoutlosing the human element that makes underwriting work. In this conversation: * How agentic AI gives underwriters a digital data analyst at their fingertips * Why automation is the key to unlocking smarter, faster decision-making * The balance between innovation, trust, and data security in insurance technology * What it takes to lead transformation in an industry built on legacy systems For a look inside the engineering and machine learning powering Findevor’s technology, listen to “Brave New Code”with Virgil Tataru of Findevor. ..... Sign-Up for the Newsletter Stay ahead in the industry with exclusive insights, guest highlights, and more. Sign up for the Inside Insight newsletter and get all the latest episodes delivered straight to your inbox. Subscribe Now! [https://info.c-r-solutions.com/en/inside-insight-podcast-email-subscription] ..... Shape the Conversation We want Inside Insight to be shaped by the conversationsthat matter most to you. Share your questions, suggest topics, or even recommend yourself (or someone you know) as a future guest. Submit your ideas through our landing page: info.c-r-solutions.com/podcast-request [https://info.c-r-solutions.com/podcast-request], or email us directly at info@c-r-solutions.com [info@c-r-solutions.com] with the subject line “PodcastQuestion”. ..... Follow the Inside Insight Podcast: LinkedIn: linkedin.com/showcase/insideinsightpod [https://www.linkedin.com/showcase/insideinsightpod] Instagram: instagram.com/insideinsightpod/ [http://www.instagram.com/insideinsightpod] Facebook: facebook.com/insideinsightpod [https://www.facebook.com/insideinsightpod] Website: c-r-solutions.com/podcast [http://www.c-r-solutions.com/podcast] ..... Connect with our hosts:Beau Lunceford & Trevor Casey linkedin.com/in/beaulunceford [http://www.linkedin.com/in/beaulunceford] linkedin.com/in/trevorcasey3/ [https://www.linkedin.com/in/trevorcasey3/]   Connect with our guest: Alex Valdes Email: alex@findevor.ai [alex@findevor.ai] LinkedIn Profile: https://www.linkedin.com/in/lxvaldes/ [https://www.linkedin.com/in/lxvaldes/] Company Website: https://www.findevor.ai/ [https://www.findevor.ai/] Company LinkedIn: https://www.linkedin.com/company/findevor [https://www.linkedin.com/company/findevor] ..... Learn more about how CR Solutions is innovating in riskmanagement: LinkedIn: linkedin.com/company/consolidated-risk-solutions [http://www.linkedin.com/company/consolidated-risk-solutions] Instagram: instagram.com/wrapadmin/ [http://www.instagram.com/wrapadmin] Facebook: facebook.com/consolidatedrisksolutions [http://www.facebook.com/consolidatedrisksolutions] TikTok: https://www.tiktok.com/@wrapadmin [https://www.tiktok.com/@wrapadmin] Email: info@c-r-solutions.com [info@c-r-solutions.com?subject=Inside%20Insight%20Podcast] ..... Enjoyed this episode? Follow, rate, and review on Spotify or Apple Podcasts! It helps more listeners like you join the conversation.

The Future Is Flowing

How Insight Risk Is Reinventing Builders Risk What happens when insurance and innovation finally speak the same language? In this episode of Inside Insight, hosts Beau Lunceford and Trevor Casey sit down with Chad Hollingsworth, co-founder and president of Insight Risk Technologies, to explore how IoT and smart data are changing the way we manage builders risk. Chad shares how his background in wearable tech and construction safety led to founding Insight Risk — an MGA and technology company redefining loss prevention for the construction industry. From water damage sensors to deductible buy-down programs, this episode unpacks how technology is making job sites safer, smarter, and more profitable. Tune in to learn: * What an MGA really is — and why it’s the fastest way to innovate in insurance * How IoT sensors prevent water damage, freezing pipes, and seven-figure losses * Why Insight Risk’s technology-backed model rewards proactive risk management * The story behind Insight Risk’s new deductible buy-down solution * How automation and data insights are building the future of construction insurance This conversation is a masterclass in collaboration between insurance, construction, and technology — proving that innovation doesn’t just reduce risk, it transforms it. Listen now to discover how you can keep your projects safer, your losses lower, and your coverage smarter. ..... Sign-Up for the Newsletter Stay ahead in the industry with exclusive insights, guest highlights, and more. Sign up for the Inside Insight newsletter and get all the latest episodes delivered straight to your inbox. Subscribe Now! [https://info.c-r-solutions.com/en/inside-insight-podcast-email-subscription] ..... Shape the Conversation We want Inside Insight to be shaped by the conversations that matter most to you. Share your questions, suggest topics, or even recommend yourself (or someone you know) as a future guest. Submit your ideas through our landing page: c-r-solutions.com/podcast [https://c-r-solutions.com/podcast], or email us directly at info@c-r-solutions.com [info@c-r-solutions.com]with the subject line “Podcast Question”. ..... Follow the Inside Insight Podcast: LinkedIn: linkedin.com/showcase/insideinsightpod [https://www.linkedin.com/showcase/insideinsightpod] Instagram: instagram.com/insideinsightpod/ [http://www.instagram.com/insideinsightpod] Facebook: facebook.com/insideinsightpod [https://www.facebook.com/insideinsightpod] Website: c-r-solutions.com/podcast [http://www.c-r-solutions.com/podcast] ..... Connect with our hosts: Beau Lunceford & Trevor Casey linkedin.com/in/beaulunceford [http://www.linkedin.com/in/beaulunceford] linkedin.com/in/trevorcasey3/ [https://www.linkedin.com/in/trevorcasey3/]   Connect with our guest: Chad Hollingsworth LinkedIn: https://www.linkedin.com/in/chad-hollingsworth-52945a7/ [https://www.linkedin.com/in/chad-hollingsworth-52945a7/] Email: chad@insightrisktec.com [chad@insightrisktec.com] Insight Risk Technologies LinkedIn: https://www.linkedin.com/company/insight-risk-technologies/ [https://www.linkedin.com/company/insight-risk-technologies/] Website: https://insightrisktec.com/ [https://insightrisktec.com/] ..... Learn more about how CR Solutions is innovating in risk management: LinkedIn: linkedin.com/company/consolidated-risk-solutions [http://www.linkedin.com/company/consolidated-risk-solutions] Instagram: instagram.com/wrapadmin/ [http://www.instagram.com/wrapadmin] Facebook: facebook.com/consolidatedrisksolutions [http://www.facebook.com/consolidatedrisksolutions] TikTok: https://www.tiktok.com/@wrapadmin [https://www.tiktok.com/@wrapadmin] Email: info@c-r-solutions.com [info@c-r-solutions.com?subject=Inside%20Insight%20Podcast] ..... Enjoyed this episode? Follow, rate, and review on Spotify or Apple Podcasts! It helps more listeners like you join the conversation.