4 Ways to Use Credit Cards WISELY

CARS! New vs. Repair, Part 1

In this episode, Dave and Ken discuss one of the most challenging and potentially financially damaging decisions that people make: Buying a new car versus repairing the car I already have. Any car discussion can go many different ways, but here we are focusing on a decision many people face when they've had a car long enough that they've paid it off, and now are faced with repair bills and - wait for it! - opinions of others about the age and style of their car! We both speak from personal experience, having made some bad decisions in the past and try to share our lessons so you don't make the same mistakes!

Savings Challenge - Round-ups!

This episode, we put our money where our mouths are and commit to using ROUND UP features of our respective bank accounts to save money. In previous episodes, we have discussed the importance of saving money and suggested ways to make it a priority. With a round-up feature, saving money can not only be easy and consistent, but also almost invisible! Round-up savings leverages your normal, everyday spending to save by "rounding up" your purchases to the next even dollar and putting that rounded up amount into a savings or investment account. Join us as we track our savings over the next few months and, since you're here, start your own round up account as well! We think you'll be pleasantly surprised with the results!

4 Ways to Automate Savings

In this episode, we talk about ways to make growing your savings a priority while keeping it painless and nearly invisible! Too often, people tend to make savings a low priority or an afterthought behind paying bills, giving money away and spending on non-essentials like restaurants and clubs! The best way to make sure you are saving is to not only treat your savings account as a BILL that HAS to be paid every paycheck but also treat it as the most important bill you have! There are methods and tools that can help by making sure your savings is the first thing that comes out of every paycheck on every pay day so that you don't "miss" the money. We've learned that people will adjust their spending to the amount of money that they actually see. And you help your future self if you put away money before you see it!

4 Ways to Use Credit Cards WISELY

In this episode, we revisit the use of credit cards. Only this time, we talk about ways they can be used to enhance your life as long as you practice discipline and control. Used wisely, credit cards can actually HELP you to save money and enjoy life without "breaking the bank"!

Listeners' Q&A Take 2

This week, we answer 4 questions from our listeners about topics we've covered in previous weeks. Tune in to this episode to get some valuable tips on paying down your mortgage, keeping some "spare" cash and getting comfortable to ask for help!