191 - The Money System Every Woman Entrepreneur Needs – Profit First with Kayla Caldwell

194 - I Escaped Poverty & Built Wealth — Here’s the Financial Strategy That Changed My Life

Are you working hard but still not building real wealth? In this powerful financial literacy training, I share the exact wealth-building principles wealthy families use to create financial security, financial freedom, and generational wealth — especially for women of color. In this video, you’ll learn: ✔️ How to build wealth strategically ✔️ Why traditional financial advice often fails women ✔️ The difference between saving vs true wealth building ✔️ How indexing and protected growth strategies work ✔️ Why wealthy families focus on tax efficiency and legacy ✔️ How to create financial security for yourself and your family ✔️ The 4-part wealth building blueprint ✔️ Why starting early matters when building wealth ✔️ How to protect your income while growing your money I also share my personal journey from growing up in poverty to becoming a financial educator helping women create financial independence and generational wealth. If you are serious about: - financial freedom - passive income - wealth building - retirement planning - financial literacy - money mindset - legacy wealth - building assets - escaping paycheck-to-paycheck living …then this training is for you. 👇 BOOK A FREE STRATEGY CALL https://tidycal.com/joyrowland/money-coaching-coffee-chat 👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/ #wealthbuilding #womenofcolor #financialfreedom #generationalwealth #moneymindset #financialliteracy #wealth #passiveincome #investingforwomen #retirementplanning  YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction & Welcome 00:30 Why This Wealth Training Matters 01:28 My Story: From Poverty to Financial Freedom 03:48 Moving to the UK & Overcoming Challenges 05:16 Becoming Top of The Class 06:15 Why Women Struggle Financially 07:43 Financial Literacy & Dave Ramsey Training 09:12 Why Traditional Wealth Strategies Fail Women 10:34 The Truth About Building Generational Wealth 13:26 What Real Wealth Actually Looks Like 16:19 The 4-Part Wealth Building Blueprint 17:18 How Financial Security Is Created 20:14 Why You Cannot Afford to Wait 23:55 Understanding Risk & Money Growth 26:25 How Taxes Affect Your Wealth 27:55 The Wealth Building Strategy Explained 33:17 How Indexed Growth Strategies Work 35:13 Why Most Families Never Learn This 36:35 Who This Strategy Is For 38:32 Why This Blueprint Exists 39:59 Free Wealth Strategy Call Invitation 42:57 Final Thoughts

193 - Why Women Feel Financially Behind (Even When They Have a Regular Paycheck)

Many women silently struggle with financial stress, shame, comparison, and the feeling of being “behind” in life — even while working hard and earning a decent income. In this episode, I break down the REAL reasons women feel financially behind and shares practical steps to build financial confidence, peace, and long-term wealth. You’ll learn: ✔ Why women often start financial education later in life ✔ How social media comparison destroys financial confidence ✔ The hidden emotional impact of money shame ✔ Why high income does NOT always equal financial peace ✔ Smart investing concepts like dollar-cost averaging & indexing ✔ How financially successful women think differently ✔ Action steps to reset your financial future starting today This episode is for every woman who wants to stop surviving financially and start building lasting wealth, freedom, and legacy. 👇 BOOK A FREE FINANCIAL COFFEE CHAT WITH ME: https://tidycal.com/joyrowland/money-coaching-coffee-chat 👇 CONNECT WITH ME Instagram: https://www.instagram.com/joy.rowland_/ Website: https://www.joyrowland.com/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 COMMENT BELOW: What’s one financial goal you’re focusing on this year? 👍 If this episode helped you, LIKE, SUBSCRIBE & SHARE with another woman who needs this message. #WomenAndMoney #FinancialFreedom #PersonalFinance #WomenEmpowerment #WealthBuilding #FinancialLiteracy #MoneyMindset #InvestingForWomen #FinancialPeace #financialconfidence    YOUTUBE CHAPTERS / TIMESTAMPS 00:00 Introduction 00:29 Why So Many Women Feel Financially Behind 00:57 Women Carry More Than Financial Pressure 01:27 The Hidden Shame Around Money 01:54 Why Women Start Financial Education Late 02:52 Women & Financial History Explained 03:21 Generational Money Patterns 03:47 Money Avoidance & Financial Anxiety 04:46 Financial Dependency Conditioning 06:13 Women Becoming Breadwinners 06:43 Fear of Investing & Losing Money 07:13 Social Media & Comparison Culture 08:42 The Illusion of Wealth Online 09:12 Motherhood & Career Penalties 10:05 Lower Lifetime Earnings for Women 10:34 Why Responsibilities Delay Wealth Building 11:04 High Income Doesn’t Equal Financial Peace 12:03 The Pressure to “Look Wealthy” 12:33 How Shame Keeps Women Financially Stuck 13:32 What Financially Successful Women Do Differently 13:55 Confidence Comes After Action 14:25 Building Financial Awareness 14:53 Learning to Invest Smartly 15:50 Retirement & Long-Term Wealth 16:47 Momentum Over Perfection 17:16 The Power of Consistent Investing 18:12 Redefining Success & Wealth 19:08 Practical Financial Reset Steps 20:31 Stop Comparing Your Timeline 20:49 Calculate Your Financial Reality 21:45 Know Your Net Worth 22:14 Choose One Financial Goal 23:10 Weekly Money Dates 23:40 You Are Not Too Late 24:38 Free Financial Planning Support 25:37 Building Generational Wealth 26:08 Final Encouragement

192 - Self-Care Is NOT Selfish: NaKeesa Marie’s Powerful Message for Women & Entrepreneurs

In this powerful episode of the Next Level Women Podcast, I sit down with author, self-care advocate, entrepreneur, and literary artist NaKeesa Marie for an inspiring conversation about self-care, journaling, healing, mental wellness, entrepreneurship, and why women must stop putting themselves last. NaKeesa shares her deeply personal story of surviving a life-threatening health crisis, how it transformed her approach to self-care, and why she created her guided self-care journals for women, teens, and children. We also discuss: ✔ Why women struggle with self-care ✔ Mental health and emotional wellness ✔ Self-love and journaling ✔ Entrepreneurship and burnout ✔ Why self-care is a human right ✔ Healing from stress and overwhelm ✔ How journaling can transform your life ✔ Prioritizing yourself without guilt This conversation is especially powerful for women entrepreneurs, mothers, caregivers, and anyone feeling emotionally exhausted or overwhelmed. ✨ “You deserve self-care because you exist.” — NaKeesa Marie 👇 Connect with NaKeesa  🌐 Website: www.nakeesamarie.com 📚 Guided Journals: www.nakeesamarie.com 🛒 Books and Journals: https://www.nakeesamarie.com/category/all-products Instagram - https://www.instagram.com/nakeesamarie/ 👇 CONNECT WITH JOY ROWLAND https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 💬 If this episode encouraged you, leave a COMMENT and share your biggest takeaway. 👍 Like this video 🔔 Subscribe for more empowering conversations for women 📤 Share this with someone who needs this message today #SelfCare #MentalHealth #WomenEmpowerment #Journaling #SelfLove #NekisaMarie #WomenEntrepreneurs #HealingJourney #PersonalDevelopment #PodcastInterview TIMESTAMPS / CHAPTER MARKERS 00:00 – Welcome & Introduction 00:57 – Who Is Nekisa Marie? 03:04 – Why Self-Care Became Her Mission 04:22 – Creating Guided Self-Care Journals 06:13 – Why Women Struggle With Self-Care 08:33 – How Self-Care Impacts Family & Relationships 10:01 – Surviving a Life-Threatening Health Crisis 13:14 – What REAL Self-Care Looks Like 14:39 – How the Journal Was Created 19:11 – Journaling & Self-Reflection 21:36 – The Meaning Behind the Images in the Journal 24:24 – Why Women Don’t Need to “Earn” Self-Care 26:19 – Upcoming Retreats & Workshops 29:18 – Mental Health & Emotional Wellness 30:09 – Where to Buy the Guided Journals 31:37 – Joy Shares Her Experience With the Journal 34:25 – Rewiring Negative Self-Talk 36:45 – Self-Care for Women Entrepreneurs 39:02 – Self-Care & Physical Health 40:57 – Final Advice for Women 43:26 – How to Connect With Nekisa Marie 44:22 – Upcoming Workshops & Book Tours 44:51 – Final Thoughts & Closing

191 - The Money System Every Woman Entrepreneur Needs – Profit First with Kayla Caldwell

💡 Are you running a business but not paying yourself consistently? In this episode of the *Next Level Woman Podcast*, I sit down with **Kayla Caldwell**, owner of *The Peace Strategy* and a certified Profit First Professional, to break down a powerful money system that helps entrepreneurs finally take control of their finances. We dive deep into the **Profit First method**, a simple but transformative approach to managing cash flow, paying yourself first, and building a business that actually supports your life — not drains it. Whether you're a solopreneur, creative, or service-based business owner, this episode will help you rethink how you handle money and build a more sustainable, profitable business. 🔥 WHAT YOU’LL LEARN: ✔️ What the Profit First method is (and why it works) ✔️ How to start paying yourself consistently ✔️ The biggest mistakes entrepreneurs make with money ✔️ How to simplify your finances using just 2 bank accounts ✔️ The PEACE framework for building a sustainable business ✔️ How to balance business growth with family life --- 🔗 CONNECT WITH KAYLA CALDWELL: 📩 Instagram: https://www.instagram.com/thepeacestrategy 🎧 Get the FREE audiobook chapter (DM “PEACE”): https://www.instagram.com/thepeacestrategy 🌐 The Peace Strategy: https://www.thepeacestrategy.com --- -------------------------------------------------- 🎤 Joy Rowland Money & Entrepreneurship Coach | Host of Next Level Women 🔗 Connect with Joy: https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 👍 If you found this helpful: Like 👍 | Comment 💬 | Subscribe 🔔 🎙️ ABOUT THIS CHANNEL: The *Next Level Woman Podcast* is all about helping ambitious women grow profitable businesses, build confidence, and create a life they love. --- 💬 COMMENT BELOW: What’s one thing you’re going to change about your finances after watching this? 👍 LIKE • SUBSCRIBE • SHARE if this helped you! --- #profitfirst #womeninbusiness #entrepreneurmindset #smallbusinessfinance #payyourselffirst  ⏱️ TIMESTAMPS / CHAPTERS 00:00 Welcome & Introduction 00:30 Meet Kayla Caldwell 01:21 Kayla’s Entrepreneurship Journey 04:59 What is Profit First? 06:21 The 5 Core Bank Accounts Explained 08:39 Profit First Percentages Breakdown 10:06 Why You Should Pay Yourself First 11:05 How to Get Started (Simple Steps) 12:28 Using Profit as a Reward System 14:50 The PEACE Business Framework 18:06 Task Audit: What Drains vs Fuels You 20:00 Where Entrepreneurs Struggle Most 22:22 Why People Fail at Profit First 23:49 The Biggest Expense Mistakes 25:46 Creative Cost-Cutting Example 28:10 How to Start Today (Action Steps) 28:39 Free Resources from Kayla 29:57 Final Advice & Closing Thoughts

190 - How to Grow Your Business with Podcasting with Virginia Elder

Want to grow your business using podcasting? 🎙️ In this powerful episode of the Next Level Women Podcast, I sit down with Virginia Elder, founder of Podcast Abundance, to break down how podcasting can become your most powerful client-attraction tool. 👉 Whether you're just starting or struggling to get results, this conversation will show you how to turn your podcast into a long-term business growth engine. 🔗 RESOURCES & LINKS MENTIONED 🌐 Podcast Abundance: https://podcastabundance.com/resources/ 🎧 Podcast: Podcasting for Financial Professionals - https://youtube.com/@podcastingforfinancialpros?sub_confirmation=1 Connect with Virginia Elder: LinkedIn: https://www.linkedin.com/in/virginiaelder/ Instagram: https://www.instagram.com/podcastabundance 💡 WHAT YOU’LL LEARN ✔️ How podcasting actually grows your business ✔️ Why most podcasts fail (and how to avoid it) ✔️ The 12–18 month timeline you NEED to know ✔️ 3 powerful podcast monetization strategies ✔️ How to turn listeners into paying clients ✔️ Why consistency matters more than perfection ✔️ Audio vs Video podcasting (what’s better?) ✔️ How to build a full marketing ecosystem 🚀 WHO THIS IS FOR Coaches & consultants Entrepreneurs & business owners Women building online businesses Anyone thinking about starting a podcast 🔥 KEY TAKEAWAY Podcasting is NOT a quick-win strategy — it’s a long-term asset that builds trust, authority, and clients over time. -------------------------------------------------- 🎤 Joy Rowland Money & Entrepreneurship Coach | Host of Next Level Women 🔗 Connect with Joy: https://www.joyrowland.com/ https://www.instagram.com/joy.rowland_/ LinkedIn: https://www.linkedin.com/in/joyrowland/ 👍 If you found this helpful: Like 👍 | Comment 💬 | Subscribe 🔔 ⏱️ YouTube Chapters (Timestamps) 00:00 Introduction 00:29 Meet Virginia Elder 01:22 Her Journey to Podcasting 03:20 Paying Off $80K Debt & Life Transformation 04:49 From Finance Coaching to Podcast Strategy 06:18 Why Podcasting Builds Deep Trust 07:32 How Podcasts Nurture & Attract Clients 09:22 SEO & Discoverability Through Podcasting 10:16 Why Consistency Matters 12:05 Realistic Podcast Growth Timeline (12–18 Months) 13:03 Google’s 7-11-4 Rule Explained 14:00 Podcast Monetization Strategies 16:20 Turning Listeners Into Clients 17:15 Building Partnerships Through Podcasting 19:07 Podcasting as a Business Ecosystem 20:31 Introvert-Friendly Marketing Strategy 21:00 Audio vs Video Podcasting 23:54 How Virginia Helps Clients 26:15 Marketing Audit & Strategy Explained 28:11 When to Outsource Podcast Production 29:06 Where to Get Started 30:48 Advice to Her Younger Self 31:39 Final Thoughts