Keeping Tabs with Tabitha Heit
In honor of International Women’s Day (Zack says month, which maybe it should be), we sit down with Ramat Oyetunji, financial educator, author, and Ceo & founder of The FI Woman, to talk about what it really means to achieve financial independence. From being laid off at 25 with only $1,000 in the bank to retiring at 44, Ramat shares the mindset shifts, habits, and strategies that helped her take control of her financial future. We cover: 1. What financial independence actually means (and why it’s different for everyone) 2. The biggest mistakes people make in their 20s and 30s 3. How to start investing — even with little money 4. Why women often outperform men in investing 5. Real estate vs. stock market for building wealth 6. What to do if you feel “too late” to start 7. How to manage debt, rebuild, and move forward with confidence Whether you're just starting your financial journey or trying to course-correct, this episode is packed with actionable insights and perspective shifts. Key Takeaway: Financial freedom isn’t about how much you make, it’s about the decisions you make consistently over time. Connect with Ramat: www.thefiwoman.com Connect with Tabitha: www.tabithaheit.com ***This episode is for educational and informational purposes only and should not be considered financial or investment advice. Always consult with a qualified financial professional regarding your specific situation.
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