From Unstructured Data to Member Value | Pranay Agrawal & Ramnik Bajaj

From Models to Decisions | Eric Pace (Cox Communications) & Pranay Agrawal (Fractal)

In this episode of the Not Just AI Podcast, Pranay Agrawal speaks with Eric Pace, Head of AI at Cox Communications, about what it truly takes to scale AI across an enterprise from strategy and governance to real-world implementation. Eric shares how AI at Cox has evolved from isolated efforts into a company-wide capability, enabling everything from customer experience improvements to operational efficiency and revenue growth. A key focus is how generative AI builds on existing machine learning systems to unlock deeper insights, improve decision-making, and drive measurable outcomes, such as better service reliability and more intelligent customer interactions. The conversation also highlights the importance of discipline and structure in achieving impact at scale. Eric emphasizes a product mindset, rapid development cycles, and strong governance frameworks that enable innovation rather than restrict it. He discusses how empowering employees through AI literacy and “citizen development” accelerates adoption across the organization while raising new governance challenges in a world where anyone can build AI tools. The episode closes with a forward-looking perspective on leadership in the age of AI, underscoring that organizations and individuals must continuously adapt as technology rapidly reshapes how work gets done.

Scaling AI in Financial Services | Alyson Clarke (Forrester), Deep Srivastav (Franklin Templeton) & Pranay Agrawal (Fractal)

In this episode of Not Just AI, host Pranay Agrawal (Fractal) is joined by Alyson Clarke (Forrester) and Deep Srivastav (Franklin Templeton) to unpack the gap between AI experimentation and true enterprise impact.Alyson shares why many firms are repeating the mistakes of digital transformation by digitizing existing processes instead of fundamentally rethinking how decisions are made, how value is created, and how business models evolve. She outlines what real AI transformation looks like, from shifting to decision-centric workflows to embedding AI into the core of the business.Deep brings a practitioner’s perspective, reflecting on Franklin Templeton’s journey from hundreds of AI use cases to a focused set of transformation programs. He discusses the organizational challenges, the loss of short-term momentum, and the difficulty of committing to outcomes that cannot be fully defined upfront.The discussion also explores how firms should rethink success metrics, moving beyond cost reduction and productivity toward customer value, growth, and long-term competitive advantage. They examine the role of data foundations, governance, and culture in enabling AI at scale, and debate whether the next wave of innovation will come from AI-native fintechs or incumbents that successfully unlock the intelligence within their own systems.This episode is a must-listen for leaders looking to move beyond proofs of concept and build AI-driven businesses that create durable value.#NotJustAI #AITransformation #FinancialServices #EnterpriseAI #DataStrategy #Fractal #Forrester #FranklinTempleton

Mobility As a Digital Lifestyle Product | Nakul Duggal (Qualcomm) & Pranay Agrawal (Fractal)

In this episode of the Not Just AI Podcast, Pranay Agrawal, Co-founder and CEO of Fractal, speaks with Nakul Duggal, Executive Vice President and Group General Manager for Automotive, Industrial IoT, and Robotics at Qualcomm. Together they explore how artificial intelligence, machine learning, and advanced computing are transforming the future of mobility and the automotive industry.  The conversation covers Qualcomm’s journey into automotive technology, the rise of software-defined vehicles, and how digital cockpits are reshaping the in-car experience. Nakulalso shares insights into the rapid progress in autonomous driving, driver assistance systems (ADAS), and how AI combined with specialized hardware is enabling safer, smarter vehicles.  They also discuss the broader role of AI beyond cars, including edge AI, robotics, and industrial automation, as well as what business leaders and enterprises should consider as AI adoption accelerates. This episode offers valuable insights for anyone interested in artificial intelligence, self-driving cars, electric vehicles, robotics, edge computing, and the future of transportation. Spotify: https://open.spotify.com/show/7pfE9gGpWaarZ0qS98pJL0 Apple Podcasts: https://podcasts.apple.com/us/podcast/not-just-ai/id1849680601 Website: https://fractal.ai/podcast/not-just-ai #AI #ArtificialIntelligence #AutonomousDriving #SelfDrivingCars #Qualcomm #ADAS #EdgeAI #Robotics #FutureOfMobility #MachineLearning #AIpodcast #PranayAgrawal #Fractal #Qualcomm #NakulDuggal

Boardroom Ready: Resilient Governance in the Age of AI | Byron Loflin (Nasdaq) & Pranay Agrawal (Fractal)

Corporate governance rarely makes headlines when it works; however, when it fails, the consequences can be catastrophic. In this episode, Byron Loflin, Global Head of Board Advisory at Nasdaq and founder of the Center for Board Excellence (CBE), joins Pranay Agrawal, CEO of Fractal, to unpack how boards can build resilience, trust, and long-term value in an era defined by AI, disruption, shareholder activism, and regulation.From the lessons of the 2008 financial crisis to today’s generative and agentic AI landscape, they explore why governance, culture, and AI literacy are now inseparable, and what distinguishes boards that learn faster and adapt from those that drift. About the speakers:Byron Loflin is the Global Head of Board Advisory at Nasdaq and founder of the Center for Board Excellence (CBE), focusing on board assessments, governance effectiveness, and boardroom culture.Pranay Agrawal is the CEO of Fractal, helping global enterprises embed AI across the value chain to drive growth, efficiency, and meaningful customer impact.#CorporateGovernance #BoardOfDirectors #Boardroom #AI #AIGovernance #ResponsibleAI #RiskManagement #Leadership #Nasdaq #Fractal #ESG #Strategy #DigitalTransformation #GenerativeAI #EnterpriseAI #StakeholderCapitalism #Resilience #PranayAgrawal #ByronLoflin

From Unstructured Data to Member Value | Pranay Agrawal & Ramnik Bajaj

Financial services and insurance are evolving at an unprecedented speed with the advances in AI. In this episode of Not Just AI, Ramnik Bajaj, Chief Data, Analytics & AI Officer at USAA, sits down with Pranay Agrawal, CEO and Co-founder of Fractal, to explore why property and casualty insurance is fundamentally an unstructured data business and how generative and agentic AI can drive major gains in claims processing, underwriting, risk management, and member experience. They also dive into what it takes to turn experimentation into enterprise impact, including a unified data layer, a rigorous intake and prioritization model based on business value and feasibility, fast payback deployment expectations, and governance that includes legal, risk, compliance, and ethics with an emphasis on opt in choices, transparency, and minimizing sensitive data exposure. #UnstructuredData #PranayAgrawal #RamnikBajaj #ResponsibleAI #InsuranceAI