Your K-1, Explained - Cost Seg for Passive Investors w/ Kim Lochridge

From Debt to Freedom: A Woman Physician’s Path to Wealth Without Losing Yourself (Dr. Latifat Akintade)

In this episode, Alina sits down with Dr. Latifat Akintade - a practicing gastroenterologist, mother of three, real estate investor, physician coach, founder of MoneyFitMD (school for financial education for women physicians), and author - for a deep, honest conversation about freedom. Not just financial freedom - though we do talk about debt, investing, and real estate - but the kind of freedom that comes from clarity, faith, seasons of life, and learning how to move forward without losing yourself in the process. Latifat shares what it felt like to carry nearly $200,000 in student loan debt, why her relationship with money started with avoidance, and how a “done over perfect” mindset helped her take real steps - paying off debt, learning to invest, and building a life with more choice and integrity. We also talk about what she looks for in people before she invests with them (hint: character before numbers), why money is a tool - not a goal - and how spiritual grounding, discipline, and relationships shape the kind of “rich life” that actually lasts. In this conversation, we cover: * Debt, fear, and the turning point that creates momentum * Freedom as a practice (not a number) * Active vs. passive real estate depending on your season * How to evaluate operators and partners: ethics under stress > glossy returns * Faith, wellness, and protecting what matters while you build A genuine conversation between two women physicians - about money, meaning, and moving forward.

Mobile Home Parks, Explained: Supply, Basis, and Ethical Operations (with Michael Pansolini)

Manufactured housing—what most people call mobile home parks—can be real affordable housing, or it can be run in ways that deserve backlash. The difference isn’t the spreadsheet. It’s the operator. In this educational episode (not an offering), I sit down with Michael Pansolini—former Brookfield institutional investor and now the operator behind Archangel, and a co-leader of MHP Pros—to build a clean mental model of the asset class for physicians and other high-cognitive professionals who want to delegate execution while keeping investment judgment. We cover: * Why mobile home parks behave differently than multifamily (and why supply matters) * The honest affordability conversation—without romanticizing it * Basis discipline: how buying right creates resilience and reduces pressure to “force” returns through resident pain * What “ethical operations” looks like in practice, including a real tenant story and the logic behind doing the right thing If you’re a physician evaluating real estate beyond multifamily, this is a practical, operator-level introduction to manufactured housing—and why the best operators build value through systems, infrastructure, and long-term stewardship.

AI Inside a Physician–Investor Household

We’re a household of physicians and investors. We both work in the hospital, raising children, and we’re building a real-estate platform on top of that. In this episode, we walk through how AI actually fits into that life. We cover three areas: * Home and family – turning kids’ activities, shifts, travel, school emails, and meals into a single weekly plan, and using AI to cut decision fatigue without outsourcing the emotional work of parenting. * Real estate – using AI to pull sponsor background, organize market data, and pressure-test deal assumptions, while keeping underwriting, ethics, and final investment decisions in our own hands. * Medicine and teaching – using AI to break down major articles, build journal clubs, and structure resident teaching, while keeping patient care and clinical judgment strictly human. It’s a practical look at how AI can save time and mental bandwidth in a physician–investor household, without pretending it can think or decide for you.

Your K-1, Explained - Cost Seg for Passive Investors w/ Kim Lochridge

Busy doc? High earner? Here’s how real-estate depreciation actually shows up on YOUR K-1 - without the fluff.  Kim Lochridge (EVP, Engineered Tax Services; real-estate investor since the ’90s) breaks down cost segregation and 100% bonus depreciation so a first-time LP can make smarter decisions now, not “someday.” In 30 minutes you’ll learn: * Cost seg in plain English: what it is, why it exists, and how it impacts LPs (not just GPs). * The $100K example: what most first-year K-1s look like after a study (and why distributions can still pair with paper losses). * Myths vs. reality: “Is this legal?”, passive-loss limits, IRS risk, and the exit math. * Timing that saves money: why the study should set a baseline the year you buy (and what to do if you’re late). * Who pays + ROI of the fee (and how sponsors should think about fiduciary duty to LPs). * 2025 update: what “100% bonus depreciation” really means this year and the key acquired + placed-in-service timing nuance. Why listen: Kim has used this playbook herself (including a deal that saved a buyer $1M+ in taxes) and has scaled a national specialty-tax firm serving investors from first-timers to Fortune 500s.

100+ Deals Reviewed. Here’s What Most Investors Get Wrong

Most investors look at a glossy pro forma, see double-digit returns, and think they’ve found a “cash cow.”  We’ve underwritten more than a hundred real estate deals - and the truth is, 80-90% collapse the moment you stress-test the numbers. In this episode, we break down: * Why every pro forma you see is biased (and how to decode it). * How to triangulate rents, occupancy, and expenses so you’re not gambling with assumptions. * The truth about Section 8 “guaranteed income” - and why max approved rent ≠ market reality. * The short-term rental loophole hype: when it’s a strategy, and when it’s just a tax tail wagging the dog. * The single investor takeaway: good investing isn’t about chasing hype, it’s about protecting downside. If you’re a busy professional who wants real estate to create freedom (not headaches), this episode is for you.