Beyond the Portfolio: Why Relationships Matter in Retirement

Write Your Own Obituary Before You Retire

What do you want your family to remember about you after you’re gone? Dan Langworthy and Cody Schaefer discuss why retirement legacy is about more than estate planning, wills, trusts, or the money you leave behind. From grandchildren and family values to ethical wills, life stories, and the powerful exercise of writing your own obituary, this conversation challenges retirees to think intentionally about the legacy they are building right now. Topics covered: • Retirement legacy beyond money • Grandchildren, family memories, and values • Estate planning vs. ethical wills • Writing your own obituary • Preserving your life story for future generations Chapters: (00:00) Welcome to episode 49 (00:24) What legacy really means (01:47) Why grandchildren matter in retirement (05:31) Legacy is more than estate planning (07:44) Passing down values (09:14) Defining your legacy (11:07) Writing your own obituary (12:33) Dan’s personal legacy reflections (15:07) Ethical wills and life stories (17:21) What gets remembered (18:18) Previewing episode 50 Fortress Financial Group LLC is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Fortress and its representatives are properly licensed or exempt from licensure. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. Investing involves risk.

Beyond the Portfolio: Why Relationships Matter in Retirement

When you leave your career, are you leaving your default social circle behind? In Episode 48 of the Retire and Thrive podcast, Dan and Cody dive into the fourth perspective of retirement planning: your Inner Circle. Your financial portfolio dictates when you can retire, but the people around you dictate how well you retire. Moving from daily coworkers to a fulfilling "retirement tribe" doesn't happen by accident—it takes intentional design. Today, we discuss why auditing your friendships is crucial, how long-distance family impacts your travel budget, and what the longest-running Harvard study reveals about the true secret to longevity. In this episode, we cover: * 01:54 – The retirement "Identity Crisis" and transitioning away from a work-based social life. * 07:56 – Budgeting for relationships: Factoring cross-country family visits into your financial plan. * 09:07 – Why it is essential to surround yourself with an inner circle that matches your energy and growth mindset. * 13:59 – From default friends to intentional community: Dan’s story on building a retirement "tribe." * 14:48 – The Pet Dilemma: Should you get a dog in retirement, and how will it affect your mobility and travel? * 19:03 – The Harvard Longevity Study: The undeniable link between deep relationships and a longer life. Resources Mentioned: * Download the "Five Perspectives" Booklet here: https://drive.google.com/file/d/1HhPJGgE7O7t3sZVsG1v-8p8wmAA4-GGn/view?usp=drive_link If you want to live your life with purpose, wealth, and confidence, tap the Follow button so you never miss an episode. New shows drop every Friday! Disclaimer: Fortress Financial Group, LLC is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Fortress and its representatives are properly licensed or exempt from licensure. The opinions voiced in this material are for general information only, and are not intended to provide specific advice or recommendations for any individual. All indexes are unmanaged and may not be invested into directly. Investing involves risk, including loss of principal.

You Planned for Retirement Financially. But Have You Planned How You’ll Live?

Retirement planning is about more than your portfolio, taxes, or income strategy. It is also about deciding how you want to spend your time, energy, and freedom once work no longer structures your day. In this episode, we discuss why retirees should audit what gives them energy, what drains it, and how to build a retirement that is financially sound and personally meaningful.

The Retirement Identity Crisis: Who Are You After Work?

Retirement is more than a number. It’s an identity shift. In this episode of Retire and Thrive, Dan and Cody break down one of the most overlooked questions in retirement planning: Who are you after work? They discuss how retirees can lose their sense of identity, why purpose matters as much as portfolio income, and how to “test drive” retirement before making a hard stop. In this episode, you’ll hear: * Why your job title may be shaping more of your identity than you realize * How to prepare for life after 30 to 40 years of work * The difference between the “go-go,” “slow-go,” and “no-go” years * Why intentional spending matters in retirement * How tax planning, Social Security timing, and purpose all connect If you’re approaching retirement, recently retired, or helping someone plan for the next stage of life, this episode will help you think beyond the dollars and start planning for the life you actually want. Listen now and follow Retire and Thrive for more retirement planning conversations. Advisory services are offered through Fortress Financial Group LLC, a registered investment advisor. This material is for general information only and is not intended to provide specific advice or recommendations for any individual. Investing involves risk, including loss of principal.

The Retirement Question Most People Miss: How Will You Spend 1,500 Tuesdays?

In Episode 45 of Retire and Thrive, Cody and Dan explore the “Tuesday Question” and why retirement planning is about more than having enough money. This conversation looks at purpose, daily routine, and retirement cash flow, and why being intentional with your time may be one of the most important parts of a successful retirement. In this episode: • What the “Tuesday Question” means • Why retirement is not all Saturdays • How lifestyle choices can change your retirement cash flow • Why purpose, identity, and fulfillment matter after work • How to tell whether you are truly ready to retire Chapters: 00:00 Welcome back 01:20 The Tuesday Question 02:28 What an ordinary Tuesday in retirement really looks like 05:54 Why retirement is not all Saturdays 08:36 Planning a realistic retirement week 11:17 How lifestyle affects retirement cash flow 14:18 Purpose, volunteering, and identity in retirement 17:53 Are you really ready to retire? 19:28 Final thoughts If you enjoyed this episode, follow Retire and Thrive on Spotify and share it with someone preparing for retirement. Important disclosure: Fortress Financial Group, LLC is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Fortress Financial Group, LLC and its representatives are properly licensed or exempt from licensure. This content is for general informational and educational purposes only and is not intended to provide specific advice or recommendations for any individual. Investing involves risk, including possible loss of principal.