House Hacking with NACA: Teacher Graduates from Renter to Landlord in NYC

Mo' Money Rental Hacks: Group homes, Mid-Term Rentals & Senior Living Profits!

Ep129 - Are rental properties just about collecting rent from tenants? Think again. In this powerful episode of The Share the Wealth Show, we're diving into alternative rental strategies that go far beyond the traditional landlord model. From mid-term room rental empires to group homes, senior living businesses, and even Medicaid-backed motels—these creative approaches are not only highly profitable but also deeply purpose-driven. 💡 What You’ll Discover in This Episode: 🏠 How to cash flow with transitional housing, assisted living, and more 🔑 Real-world tips to finance creatively, even in tough markets ⚙️ How to pivot when regulations change—and turn barriers into opportunities 🌱 Why impact-driven rentals are thriving in today’s economy 💬 Investor insights you won’t hear anywhere else If you’re ready to diversify your real estate game, unlock recession-resistant income, and build wealth with purpose—this mashup episode is your blueprint. Tune in now! 🚀 ________________________________ Interested in investing in small multifamily?  Learn more about The Microfamily Mavericks mentorship program here: https://www.microfamilymavericks.com/... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazY0T2N1WVlVVmdJeklaOE5ZcGpNNDFHSmp6Z3xBQ3Jtc0trTjJ6YkJQTDJTSEtfZXZ6Q2J3RGpYSm9SUFhlQ3VWcERzVW5POFdxa2g1bkttR2psVElfc1UxbzlfQktjUk50dUpZZUkxNldHSXA5dUgwX1hscUZfUnF5aVVSeW1EWERPZS1wbEkyby12aEJCRkVrcw&q=https%3A%2F%2Fwww.microfamilymavericks.com%2Fcasestudy&v=2TnF2KVc6Fs] Check out our podcast website! Thesharethewealthshow.com      Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblk4b09sQWhDRkpPeVcyblNvWlNtQm8xRVRvQXxBQ3Jtc0ttdFlwZXRzLUtfTWNuQkZUQ2RxOHpYSFRIM211TFJuQ1BTa1pPTURQLUwwN2tPUm0zeVBFOVRpOVd3azVPNFJiUTRpZmpQNW9XZFlWRXdHNERuN3ZNaXdhQXpLYTNKenEtcWR6eGpDT0hQcl9TSXUtVQ&q=https%3A%2F%2Fs.surveyplanet.com%2Fc1xu5qdv&v=2TnF2KVc6Fs] ________________________________ Here are some of the key questions answered in this episode: Alternative Rental Strategies Ep 72 [https://youtu.be/fw4BfYWq1Ho], 73 [https://youtu.be/9gG-Plvnke4] -  Senior Living w/ Carlene Cadet Francios CARLINE [ 2:16 - 2:53 ] How did you go from the idea of senior housing to actually launching your first ALF? [2:54 - 6:00]  What exactly is a residential assisted living home and how does it operate and who is the ideal resident for a ALF home? [6:01 - 8:07]- What’s the typical monthly income per room in ALF, and what key expenses should operators plan for?” Ep 84 [https://youtu.be/TDNtAS7Npwk], 85 [https://youtu.be/S6mxV4Cgnjc] - STR w/ Brianna Mulzac and Tyrell Taylor [9:50 - 12:59] How do you successfully navigate converting a traditional rental into an Airbnb or short-term rental? [12:00 - 18:09] How can an operator ensure they have full control in a master lease agreement so they don’t lose money because of an owner’s poor decisions? [18:10 - 21:19] If local laws suddenly ban a rental model, how should an investor pivot their strategy or market to keep growing?   Ep 86 [https://youtu.be/vF-qfu3v0C8], 87 [https://youtu.be/8MYZHJPv0aw] - Mental Wellness housing w/ Standice Rumph [21:53 - 24:09 ] How was a micro motel purchased using seller financing, and what lessons came from negotiating the down payment, interest rate, and extension terms? [24:10 - 26:54 ] How can a small motel be turned into transitional housing that generates cash flow through Medicaid payments and housing vouchers? [26:55 - 29:51 ] What issues can come up when rehabbing an older motel with a tight budget and how do unreliable contractors affect timelines?   Ep 102 [https://youtu.be/ho1aCqIgsxQ], 103 [https://youtu.be/qzKq_WRdPFo] - Group Homes w/ Donnise Webb  [29:52 - 32:45] What are the key factors you consider when choosing a neighborhood for a group home or transitional housing investment? [32:46 -35:48 ] Why invest in tax deed lots, and how can vacant land be turned into new rental income streams? [35:49 - 39:25] How did you acquire a rental property without needing a new mortgage and how did setting it up as room rentals help maximize the cashflow? Connect with Standice! You can find her on Instagram: https://www.instagram.com/stanlpc_re/?hl=en   Connect with Donnise Webb! You can find her on Instagram:https://www.instagram.com/donnisewebb/ [https://www.instagram.com/donnisewebb/]  Connect with Brianna and Tyrell! Brianna  LinkedIn https://www.linkedin.com/in/briana-taylor-mulzac-72094aaa/ [https://www.linkedin.com/in/briana-taylor-mulzac-72094aaa/]   Tyrell  LinkedIn https://www.linkedin.com/in/tyrell-taylor/ [https://www.linkedin.com/in/tyrell-taylor/]    Connect with Carline! You can find her on Instagram: https://www.instagram.com/carlinecadetfrancois/ [https://www.instagram.com/carlinecadetfrancois/]  _______________ Let’s get connected!  You can find Nicole on  LinkedIn   / nicole-pendergrass   [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbWQxMHBXYnlHX00xb1RLNVpQNTRpT1J3YUphUXxBQ3Jtc0tuSWwwVk93c3NQanJNWm9ZcHNiRVFsNGd6Sm5tTzBpQUtWWDA4WmtrYm1GY1c4Z3NMZVc5XzJCVzVFYWhDT0NiRXo1QVZ5XzNIMjR0bUd5bFlpVTdqY1NCRmt1SnoyZEZ3SVRVNXVaRHh4WXJRR0xQZw&q=https%3A%2F%2Fwww.linkedin.com%2Fin%2Fnicole-pendergrass%2F&v=2TnF2KVc6Fs] Instagram https://www.instagram.com/nvestornikk... [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa25jSDlEa0E1WGVFTTRReDRJTEdEUGF3TXZmd3xBQ3Jtc0ttVnVpZGxuSkVoVEM2M1NRMjIzS1RFa18weXJ2OWxsZ0NHYVFsOUdjU2wtdDlFdFJhVWJjOHU3eXVjU2xhRjZZVjBrRVcyZmdkdUR3N1didzJyRm5zMWhqeDQ5aEFDWFlwZGZCMFAyb1pZNW9tOTdWNA&q=https%3A%2F%2Fwww.instagram.com%2Fnvestornikki%2F%3Fhl%3Den&v=2TnF2KVc6Fs] Facebook   / nvestornikki   [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbFAyR0wyMXVrazdjV3RseWhkQmI3cl80UTgxUXxBQ3Jtc0trMkZBTjNfTVZKbzl4Z09xQWxMUHp5SzJwZjNjYkdvdUJsR2xSODhocUQ4aGl5MG9tSnRhNTNuUFlydmwtN1Y1ZGtMUmUteWx4akhoajRjYkVSZWRfdGpVdXB3R2pNbmttU0I5R1BLSmdsZlpXeUozSQ&q=https%3A%2F%2Fwww.facebook.com%2Fnvestornikki&v=2TnF2KVc6Fs] or Visit her website https://noirvestholdings.com [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblVrSnVQS05fVG53Y0JQa0VqQ3FLU2xudmF3QXxBQ3Jtc0ttUkx5UWdQSFJvaHFqSWhZekpNVUJpSTJ5U3piVi04a21Zd3FhUDFJalcyY0J0RW9OSUJyUDQyenNfUkVVYmFaTG5WMHRaX0xnZldPLVhoNS1mUnRqUXRXc284djExTVA1WmYxcW5WbGktMDJLYlhZOA&q=https%3A%2F%2Fnoirvestholdings.com%2F&v=2TnF2KVc6Fs]

House Hacking with NACA: Teacher Graduates from Renter to Landlord in NYC

Ep128 - What happens after you close on your first multifamily home? In Part 2 of Jennifer Humphrey’s journey, we dive into the real-life details of what comes next—managing tenants, navigating voucher programs, and turning a dream into a sustainable, wealth-building reality. Jennifer, a full-time NYC teacher, shares how she used the NACA program to purchase an $830K duplex with minimal upfront costs and now house hacks her way to significantly reduced living expenses. From the frustrations of CitiFEPS and HRA paperwork to the mindset it takes to stay the course, this episode is full of raw, practical insight. 🎯 What You’ll Learn in This Episode: 🏡 How Jennifer used NACA to secure a home with minimal upfront cost 💸 What it really takes to buy down interest rates—and why it’s worth it 📑 Insider tips for dealing with voucher programs like CitiFEPS and HRA 🧠 The mindset shift that helped Jennifer push through setbacks and delays 🌊 How she’s now living near the beach, in her own unit, for less than NYC rent If you’ve already heard Part 1, this is the episode where the strategy meets the reality. If not—don’t worry. You’ll still walk away with insights and inspiration to fuel your own journey to ownership and financial freedom. 🎧 Hit play and learn how Jennifer’s story keeps unfolding—and how yours can too. ________________________________ Interested in investing in small multifamily?  Learn more about The Microfamily Mavericks mentorship program here: https://www.microfamilymavericks.com/casestudy [https://www.microfamilymavericks.com/casestudy]  Check out our podcast website! Thesharethewealthshow.com      [http://thesharethewealthshow.com] Resources discussed in the episode: * NACA Homeownership Checklist [https://drive.google.com/file/d/120qXP3jIGzwCL_7nw-S2_DL4iKbYsorh/view?usp=drive_link] * Homeownership Programs By State [https://docs.google.com/document/d/1cTMKtLr3lmB2rnaqAtkXNFhu39TSHc-jKKTSRLp79oI/edit?usp=sharing] ________________________________ Jennifer Humphrey is a seasoned educator with over 21 years of experience in public education, specializing in writing instruction, RTI initiatives, and inclusive teaching practices. Since 2019, she has served as a SETSS provider, offering personalized support for students with diverse learning needs. Holding advanced degrees from NYU and Mercy University, Jennifer combines her academic expertise with a deep commitment to student empowerment. Beyond education, she began her journey toward financial independence in 2024 by purchasing a two-family home through the NACA program and house hacking. Her real estate goals include expanding into multifamily properties, land acquisition, and other investments to build generational wealth and long-term financial freedom. Connect with Jennifer! LinkedIn: https://www.linkedin.com/in/jennifer-a-humphrey-7092a121 [https://www.linkedin.com/in/jennifer-a-humphrey-7092a121] Facebook Groups: Women of Color Investing In Self, Business & Real Estate https://www.facebook.com/share/g/1BiKE3Mnzp/?mibextid=wwXIfr [https://www.facebook.com/share/g/1BiKE3Mnzp/?mibextid=wwXIfr] RE-TIRE Teachers In Real Estate https://www.facebook.com/share/g/1YgrHupSjx/?mibextid=wwXIfr [https://www.facebook.com/share/g/1YgrHupSjx/?mibextid=wwXIfr] Let’s get connected!  You can find Nicole on  LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ [https://www.linkedin.com/in/nicole-pendergrass/] Instagram https://www.instagram.com/nvestornikki/?hl=en [https://www.instagram.com/nvestornikki/?hl=en] Facebook https://www.facebook.com/nvestornikki [https://www.facebook.com/nvestornikki] or Visit her website https://noirvestholdings.com [https://noirvestholdings.com] LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163  [https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163]

House Hacking with NACA: Teacher Graduates from Renter to Landlord in NYC

Ep 127 - Tired of watching your rent go up while your dreams of homeownership stay out of reach? You’re not alone. Jennifer Humphrey was in the same boat—until she found a path forward through the NACA program. In this episode, Jennifer shares how she went from renter to homeowner and landlord in NYC, all while working full-time as a teacher. By house hacking a duplex and leaning into NACA’s unique advantages—no PMI, no credit score requirement, and little to no down payment—she’s building a foundation for generational wealth, one unit at a time. 🎯 What You’ll Learn in This Episode: 🏠 How the NACA process really works—from qualification to closing 📈 Why “payment shock” savings are key to buying multifamily through NACA 🛠️ Tips for navigating delays, seller issues, and the emotional ups and downs 📚 The power of financial education, mindset, and real estate community support If homeownership feels out of reach, this story will change your perspective. Jennifer proves that with the right plan and persistence, you can start building wealth—right where you are. 🎧 Press play to hear how she made it happen—and how you can too. ________________________________ Interested in investing in small multifamily?  Learn more about The Microfamily Mavericks mentorship program here: https://www.microfamilymavericks.com/casestudy [https://www.microfamilymavericks.com/casestudy]  Check out our podcast website! Thesharethewealthshow.com      [http://thesharethewealthshow.com] Resources discussed in the episode: * NACA Homeownership Checklist [https://drive.google.com/file/d/120qXP3jIGzwCL_7nw-S2_DL4iKbYsorh/view?usp=drive_link] * Homeownership Programs By State [https://docs.google.com/document/d/1cTMKtLr3lmB2rnaqAtkXNFhu39TSHc-jKKTSRLp79oI/edit?usp=sharing] ________________________________ Jennifer Humphrey is a seasoned educator with over 21 years of experience in public education, specializing in writing instruction, RTI initiatives, and inclusive teaching practices. Since 2019, she has served as a SETSS provider, offering personalized support for students with diverse learning needs. Holding advanced degrees from NYU and Mercy University, Jennifer combines her academic expertise with a deep commitment to student empowerment. Beyond education, she began her journey toward financial independence in 2024 by purchasing a two-family home through the NACA program and house hacking. Her real estate goals include expanding into multifamily properties, land acquisition, and other investments to build generational wealth and long-term financial freedom. Connect with Jennifer! LinkedIn: https://www.linkedin.com/in/jennifer-a-humphrey-7092a121 [https://www.linkedin.com/in/jennifer-a-humphrey-7092a121] Facebook Groups: Women of Color Investing In Self, Business & Real Estate https://www.facebook.com/share/g/1BiKE3Mnzp/?mibextid=wwXIfr [https://www.facebook.com/share/g/1BiKE3Mnzp/?mibextid=wwXIfr] RE-TIRE Teachers In Real Estate https://www.facebook.com/share/g/1YgrHupSjx/?mibextid=wwXIfr [https://www.facebook.com/share/g/1YgrHupSjx/?mibextid=wwXIfr] Let’s get connected!  You can find Nicole on  LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ [https://www.linkedin.com/in/nicole-pendergrass/] Instagram https://www.instagram.com/nvestornikki/?hl=en [https://www.instagram.com/nvestornikki/?hl=en] Facebook https://www.facebook.com/nvestornikki [https://www.facebook.com/nvestornikki] or Visit her website https://noirvestholdings.com [https://noirvestholdings.com] LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163  [https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163]

Turning Single Families into Duplexes — and Dreams into Developments

Ep 126 - Think real estate investing requires deep pockets? Think again. In the second half of our conversation with Ardranae Byer, we dive into the money side of the game—where new investors are finding funds, what creative financing tools she leveraged, and how she made smart use of business credit to scale her projects. You’ll hear exactly how Ardranae transitioned from hustle-heavy wholesaling to funding multi-unit conversions and ground-up builds—all while still working full-time. From pay-per-lead marketing to powerful partnerships, she breaks down the real-life tactics that helped her fuel growth without burning out.🎯What You’ll Learn in This Episode: 🤝 The power of partnerships and creative financing in today’s market 📍 Tips for managing renovation projects remotely 🧱 How small, strategic moves are laying the foundation for bigger real estate playsWhether you're looking to finance your first flip or your next big development, this half of the episode is packed with the financial playbook she used to go from starter deals to serious scale.🎧 Tap back in and discover how Ardranae made the money work—so you can too.________________________________Interested in investing in small multifamily? Learn more about The Microfamily Mavericks mentorship program here:https://www.microfamilymavericks.com/casestudy Check out our podcast website!Thesharethewealthshow.com ________________________________Resources discussed in the episode:Leads Zolo https://www.leadzolo.com/pay-per-lead iSpeedtolead https://ispeedtolead.com/ The BLOC Society (Black Ladies Of Construction) https://www.theblocsociety.com/ Check out Ardranae’s original episodes on STWS:Episode 41https://www.youtube.com/watch?v=weM2GUeS9rs&t=71sEpisode 42https://www.youtube.com/watch?v=ERbDYmjOlMI&t=1022sConnect with Ardranae:IG: @nine2fiveentrepreneurhttps://www.instagram.com/nine2fiveentrepreneur/Youtubewww.youtube.com/@ninetofiveentrepreneur8562 Let’s get connected! You can find Nicole on LinkedIn https://www.linkedin.com/in/nicole-pendergrass/Instagram https://www.instagram.com/nvestornikki/?hl=enFacebook https://www.facebook.com/nvestornikkior Visit her website https://noirvestholdings.com LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here.https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163

Built for This: Turning Single Families into Duplexes — and Dreams into Developments

Ep 125 - What happens when a real estate investor takes a bold leap from wholesaling to rehabbing, conversions, and ground-up development—all while keeping a full-time job? In this powerful catch-up interview, we reconnect with a returning guest Ardranae Byer whose journey has evolved in major ways since we first spoke. Years ago, she was grinding through cold calls and juggling a team. Today? She’s leading multi-unit conversions, using creative financing strategies, and managing projects remotely with precision. This episode is a behind-the-scenes look at what growth really looks like when you stay committed to the long game in real estate. ✨ What You’ll Learn in This Episode: 🔄 How the wholesaling model shifted—and what replaced it 🏗️ Lessons from flipping and converting single-family homes into duplexes 💸 How business credit and pay-per-lead marketing helped scale her deals 🤝 The power of partnerships and creative financing in today’s market 📍 Tips for managing renovation projects remotely 🧱 How small, strategic moves are laying the foundation for bigger real estate plays Whether you're navigating your first deal or leveling up to more complex projects, this episode delivers actionable insights, hard-earned lessons, and the inspiration to keep moving forward 🎧 Hit play and get inspired to grow, pivot, and build wealth with purpose. ________________________________ Interested in investing in small multifamily?  Learn more about The Microfamily Mavericks mentorship program here: https://www.microfamilymavericks.com/… [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazY0T2N1WVlVVmdJeklaOE5ZcGpNNDFHSmp6Z3xBQ3Jtc0trTjJ6YkJQTDJTSEtfZXZ6Q2J3RGpYSm9SUFhlQ3VWcERzVW5POFdxa2g1bkttR2psVElfc1UxbzlfQktjUk50dUpZZUkxNldHSXA5dUgwX1hscUZfUnF5aVVSeW1EWERPZS1wbEkyby12aEJCRkVrcw&q=https%3A%2F%2Fwww.microfamilymavericks.com%2Fcasestudy&v=2TnF2KVc6Fs] Join our podcast community - The Wealth Exchange Network!  https://www.skool.com/the-wealth-exchange-network-9182/about [https://www.skool.com/the-wealth-exchange-network-9182/about]  Check out our podcast website! Thesharethewealthshow.com      Want to leave feedback or suggestions on our show? Take our survey: https://s.surveyplanet.com/c1xu5qdv [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqblk4b09sQWhDRkpPeVcyblNvWlNtQm8xRVRvQXxBQ3Jtc0ttdFlwZXRzLUtfTWNuQkZUQ2RxOHpYSFRIM211TFJuQ1BTa1pPTURQLUwwN2tPUm0zeVBFOVRpOVd3azVPNFJiUTRpZmpQNW9XZFlWRXdHNERuN3ZNaXdhQXpLYTNKenEtcWR6eGpDT0hQcl9TSXUtVQ&q=https%3A%2F%2Fs.surveyplanet.com%2Fc1xu5qdv&v=2TnF2KVc6Fs] ________________________________ Resources discussed in the episode: Leads Zolo https://www.leadzolo.com/pay-per-lead [https://www.leadzolo.com/pay-per-lead]  iSpeedtolead https://ispeedtolead.com/ [https://ispeedtolead.com/]  The BLOC Society (Black Ladies Of Construction) https://www.theblocsociety.com/ [https://www.theblocsociety.com/]  Check out Ardranae’s original episodes on STWS: Episode 41 https://www.youtube.com/watch?v=weM2GUeS9rs&t=71s [https://www.youtube.com/watch?v=weM2GUeS9rs&t=71s] Episode 42 https://www.youtube.com/watch?v=ERbDYmjOlMI&t=1022s [https://www.youtube.com/watch?v=ERbDYmjOlMI&t=1022s] Connect with  Ardranae: IG: @nine2fiveentrepreneur https://www.instagram.com/nine2fiveentrepreneur/ [https://www.instagram.com/nine2fiveentrepreneur/] Youtube www.youtube.com/@ninetofiveentrepreneur8562 [http://www.youtube.com/@ninetofiveentrepreneur8562]  Let’s get connected!  You can find Nicole on  LinkedIn https://www.linkedin.com/in/nicole-pendergrass/ [https://www.linkedin.com/in/nicole-pendergrass/] Instagram https://www.instagram.com/nvestornikki/?hl=en [https://www.instagram.com/nvestornikki/?hl=en] Facebook https://www.facebook.com/nvestornikki [https://www.facebook.com/nvestornikki] or Visit her website https://noirvestholdings.com [https://noirvestholdings.com] LEAVE A REVIEW & SHARE THE WEALTH by SHARING this EPISODE with someone who wants to learn the secret strategies of the wealthy and build an abundant life. You can listen to previous episodes of Share the Wealth Show here. https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163  [https://podcasts.apple.com/us/podcast/share-the-wealth-show/id1622218163]