S1/ Ep 4: The Lending Lens: A Conversation with Tyler Wiltse

Faith & Real Estate

Join us for this faith based episode, where we did a popcorn style answering of the following questions:     ⁃    ‘What is your go coffee or snack, when you are hiding from your kids for a moment of peace?’ Chocolate Coconut Bars.     ⁃    ‘What is a spiritual habit that keeps you grounded in life, when life gets crazy?’ Praying out loud.     ⁃    ‘How has your faith influenced how you approach your career in real estate?’ Patience is key.      ⁃    ‘How do you find God in the chaos of every day mom life?’ How God finds us instead.     ⁃    ‘What is a Bible verse or story that has been speaking to you lately?’ Proverbs 21:8 / Phillippians 4:6-7     ⁃    ‘When is a time that God answered a prayer in a completely unexpected way?’ God’s timing & God will provide.     ⁃    ‘What’s one small moment this week that you really felt God’s presence?’ Attending church.     ⁃    ‘Which mom habit are you secretly proud of, even it is silly?’ Speaking affirmations, saying Bible verses out loud to our kids.      ⁃    ‘What is one of the funniest or most unexpected prayers one of your kids has said?’ Aubrey getting more girls in class.     ⁃    ‘If you could trade places with any mom for a day, who would it be?’ Michelle Duggar from 19 Kids & Counting, the Kardashians     ⁃    ‘If you had to describe your faith in one word, what would you say?’ Lion     ⁃    ‘Who in your life has been your biggest spiritual encouragement lately?’ Our group chat.      ⁃    ‘If you could tell your younger self one thing about faith and motherhood, what would it be?’ You need a lot of grace.  @shemeansbusinesspodcast @Angelatroxelminnesotarealtor @ashleysellsmn @erikargnonti @piperkoselrealtor

S1/ Ep 10: How To Generate New Business Without Cold Calling.

Sign calls. building a brand on social media. Educational Reels, posts and value. Earning trust. Attracting your ideal client. New construction. First time home buyer seminar. Being a better listener. Sphere of influence. Getting involved with your community. Becoming a resource. Market Dwellings- Door hangers. - Have genuine conversations with people you come into contact with, be yourself. NOT SALESY - Join Facebook groups, next-door , activity groups, volunteer at church, book club/ etc! - Bring coffee and donuts to daycare/schools/chiropractor/church/somewhere you go - Build an online presence - using canva to create posts - Provide exceptional service so people refer you. - Attend Industry/Networking events - Meet with Lenders - Do a giveaway - Google Business Account - Face your fears

S1/ Ep 9: It’s All About Balance.

Time blocking Google Calender Calendly Fitness Studio Mcgee, Chip and Joanna Gaines, Hand and Hearth. Work life balance Being a Mom Being an entrepreneur Lead generating Being an insider Generational Wealth Investment property Social Media She means business Transaction coordinator Hiring out cleaning, cooking, grocery shopping.

S1/ Ep 8: Getting Ready To Become A Homeowner.

What high school does not teach you: Down payment: 20 percent, 10 percent, 5 percent. Private mortgage insurance. Investment properties. First time home buyer. Talking to a Lender and Realtor. FHA, VA , Conventional Credit Score Loan process Earnest money Emergency fund Down payment assistances. Home search Minnesota down payment assistance New Construction homes. Minnesota Realtor Location, location, location. Getting out of your lease

S1/ Ep 4: The Lending Lens: A Conversation with Tyler Wiltse

-What we are seeing with mortgage rates in the next year. -Air BNB, VRBO, lake properties -Scare tactics - Working together as a team. Communication. - Getting an underwritten approval, cash offer, no financial contingencies. Verifying assets. Pre-approved. -Putting together an offer. - What do you anticipate seeing in the next 6 months as far as interest rates? - How does the interest rate the FED sets affect how the interest rates consumers receive? -What’s the best thing a realtor can do when partnering with a lender? -What has been your greatest resource for lead generation?   - Do you see many assumable loans? What makes them assumable? -Number one piece of advice you could give to a newer loan officer. -