The Correspondent

This episode is a replay of a session hosted by the Payments Professor, Kevin Olsen, at our 2025 annual credit conference.    Helpful Links: InstantPay Connect - ICBB [https://icbb.bank/services/instantpay-connect/]

In this episode of The Correspondent, recorded live from ICBB's annual credit conference, chief lending officer Brandon Feltner and correspondent loan officer Paul Loxley present updates on the participation loan market.    Helpful Links: Participation Loans: Bank Participation Loans Services - ICBB [https://icbb.bank/services/commercial-lending-solutions/bank-participation-loans-services/] Holding Company Loans: Holding Company Loans for Banks - ICBB [https://icbb.bank/services/commercial-lending-solutions/holding-company-loans-for-banks/] Bank Organization Loans: Bank Organization Loans - ICBB [https://icbb.bank/services/commercial-lending-solutions/bank-organization-loans/]

This episode of The Correspondent was recorded live at our annual credit conference. In uncertain times, bankers must consider new strategies. ICBB CEO Derek Hetherington and CFO Chris Dew discuss a strategy called ‘right-sizing’ the balance sheet.   Helpful Links:  Participation Loans: Bank Participation Loans Services - ICBB [https://icbb.bank/services/commercial-lending-solutions/bank-participation-loans-services/]

Since 2022, deposit strategy has taken center stage for community banks. With the Federal Reserve’s rapid rate hikes, the competition for deposits has intensified, and banks are feeling the squeeze. Balancing liquidity needs, funding loans, and staying competitive on rates without eroding profitability is no small feat. This episode features Neil Stanley, the CEO and Founder of The CorePoint, a platform helping banks source fixed-rate deposits more strategically. Listen as he and host Madison Caplinger discuss the current deposit landscape, what community banks can do to stay competitive, and how technology can play a role in reshaping deposit strategy.  Helpful Links:  Follow Neil on LinkedIn: (2) Neil Stanley | LinkedIn [https://www.linkedin.com/in/neilastanley/]  The CorePoint: The CorePoint [https://thecorepoint.com/]

The economy has been a hot topic for most of the first quarter, and uncertainties have left community banks unsure of how to respond. Host Madison Caplinger discusses the prevalent issues with chief lending officer, Brandon Feltner, new chief finance officer Chris Dew, and Scott Kimel from FNBB Capital Markets.  Helpful Links  ICBB/FNBB Investment Services: Investment Services - ICBB [https://icbb.bank/services/investment-services/]  ICBB Participation Loans: Bank Participation Loans Services - ICBB [https://icbb.bank/services/commercial-lending-solutions/bank-participation-loans-services/]  Follow Brandon on LinkedIn: Brandon Feltner | LinkedIn [https://www.linkedin.com/in/brandon-feltner-b44a482a/]  Follow Scott on LinkedIn: Scott Kimel | LinkedIn [https://www.linkedin.com/in/scott-kimel-8b442b13/]  Follow Chris on LinkedIn: Christopher Dew | LinkedIn [https://www.linkedin.com/in/christopher-dew-997465174/]