Episode 7 - What is a wrapper and how can we generate a tax efficient income stream

Financial Review of the Year 2022

Our brand new podcast series starts with our financial review of the year. A year which has been full of twists and turns for the UK economy, with Brexit and the global pandemic causing havoc. How has this effected our clients and financial planning as a whole? …and hear what predictions we may have for 2023!

Episode 10 - Pensions "What happens if/when I die".

On today’s episode we’ll take a look at pensions and what you need to consider with regards to inheritance tax planning. Firstly most clients are surprised to learn that private pensions don’t die with them, it passes to nominated beneficiaries.

Episode 9 - Pension Allowances 2019-20

On today’s episode we’ll take a look at pensions. Everyone knows you need a pension and today we’ll answer some of the common questions we’re asked by clients and explore the tax advantages pensions offer.

Episode 8 - Tax Allowances 2019-20

The new tax year started on 6th April 2019 and the chancellor has been kind to most taxpayers with increases to most personal allowances.   The UK tax system varies in complexity depending on your income level, if you’re earning under £100,000 per year then your tax affairs are likely to be fairly straight forward, if you’re earning between £100,000 and £210,000 annually then your tax affairs will be very complex as many allowances are reduced or withdrawn completely and once your annual earnings are over £210,000 most allowances are gone so things are simpler but you need to look at other ways to invest for the future.

Episode 7 - What is a wrapper and how can we generate a tax efficient income stream

In today’s podcast we’ll be explaining what a wrapper is and its function and how it can generate a tax efficient income stream. The term wrapper covers a number of investment solutions including pensions, ISAs, general investment accounts and offshore bonds. Understanding what a wrapper is and its benefits will give you a greater understanding of your financial situation.