The Indicator from Planet Money

Why are fewer Americans working the night shift?

The night shift isn’t for everyone, but it often means a boost in pay and a foot in the door. Yet a smaller share of Americans are working the graveyard shift than in decades past. Today on the show, where did all the third shift workers go?  Come see Planet Money live on stage in April! 12 cities. Details and tix here: https://tix.to/pm-book-tour [https://tix.to/pm-book-tour].  Related episodes:  Why Americans don’t want to move for jobs anymore [https://www.npr.org/2025/10/03/nx-s1-5561049/why-americans-dont-want-to-move-for-jobs-anymore]  For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org [http://plus.npr.org/]. Fact-checking by Sierra Juarez [https://www.npr.org/people/1268825622/sierra-juarez]. Music by Drop Electric [https://dropelectric.bandcamp.com/]. Find us: TikTok [https://www.tiktok.com/@planetmoney], Instagram [https://www.instagram.com/planetmoney/], Facebook [https://www.facebook.com/planetmoney], Newsletter [https://www.npr.org/newsletter/money].   To manage podcast ad preferences, review the links below: See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices [https://podcastchoices.com/adchoices] NPR Privacy Policy [https://www.npr.org/about-npr/179878450/privacy-policy]

Want a 2.5% mortgage? Buy it.

Remember those juicy mortgage rates from back in 2021? You don’t actually need a time machine to get one today. You just need to find someone willing to sell their house AND their mortgage to you. Called ‘assumable mortgages,’ they take a long time to get,, and you’ll probably need a fat wad of cash. On today’s show, how to buy your way into a cheap mortgage rate. Related episodes:  How mortgage rates get made [https://www.npr.org/2022/03/16/1087086300/how-mortgage-rates-get-made] How mortgage interest rates work (and why they're currently out of whack) [https://www.npr.org/2024/08/28/1197972299/mortgage-interest-rates-treasury-bond] For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org [http://plus.npr.org/]. Fact-checking by Tyler Jones. Music by Drop Electric [https://dropelectric.bandcamp.com/]. Find us: TikTok [https://www.tiktok.com/@planetmoney], Instagram [https://www.instagram.com/planetmoney/], Facebook [https://www.facebook.com/planetmoney], Newsletter [https://www.npr.org/newsletter/money]. To manage podcast ad preferences, review the links below: See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices [https://podcastchoices.com/adchoices] NPR Privacy Policy [https://www.npr.org/about-npr/179878450/privacy-policy]

The anxiety rattling China’s youth

China will soon unveil its economic blueprint for the next five years, including a target for economic growth. This comes as consumption is down, wages aren’t rising, and property prices continue to drop. So what’s the plan? Today, we hear from NPR’s China correspondent Jennifer Pak about the challenges facing China’s economic policymakers. FYI, we are going on a book tour! Planet Money’s first ever book comes out in April. We’ll be celebrating in about a dozen cities. There’s a limited edition tote bag included with your ticket, while supplies last. Details, dates and how to get your ticket at planetmoneybook.com [http://planetmoneybook.com]. Related episodes:  What might save China’s economy [https://www.npr.org/2025/03/18/1239156785/what-might-save-chinas-economy] China’s luxury liquor indicator [https://www.npr.org/2024/07/15/1197967654/china-economy-baijiu-kissinger] For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org [http://plus.npr.org/]. Fact-checking by Sierra Juarez [https://www.npr.org/people/1268825622/sierra-juarez]. Music by Drop Electric [https://dropelectric.bandcamp.com/]. Find us: TikTok [https://www.tiktok.com/@planetmoney], Instagram [https://www.instagram.com/planetmoney/], Facebook [https://www.facebook.com/planetmoney], Newsletter [https://www.npr.org/newsletter/money].   To manage podcast ad preferences, review the links below: See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices [https://podcastchoices.com/adchoices] NPR Privacy Policy [https://www.npr.org/about-npr/179878450/privacy-policy]

Why Paramount went looney tunes for Warner Bros.

Paramount Skydance is making a $110 billion play for Warner Bros. Discovery, and with it intellectual property like Harry Potter, Batman, and subsidiaries HBO and CNN. On today’s show, who is the man behind the deal? Does he really want to make movies? Will any regulators try to stop it?  FYI, we are going on a book tour! Planet Money’s first ever book comes out in April. We’ll be celebrating in about a dozen cities. There’s a limited edition tote bag included with your ticket, while supplies last. Details, dates and how to get your ticket at planetmoneybook.com [http://planetmoneybook.com]. Related:  The Warner Bros. curse (newsletter) [https://www.npr.org/sections/planet-money/2025/12/16/g-s1-102314/the-warner-bros-curse]  Coyote vs. Warner Bros. [https://www.npr.org/2023/12/19/1197959098/coyote-vs-acme-warner-bros-discovery-will-forte-john-cena-amazon-paramount]  For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org [http://plus.npr.org/]. Fact-checking by Sierra Juarez [https://www.npr.org/people/1268825622/sierra-juarez]. Music by Drop Electric [https://dropelectric.bandcamp.com/]. Find us: TikTok [https://www.tiktok.com/@planetmoney], Instagram [https://www.instagram.com/planetmoney/], Facebook [https://www.facebook.com/planetmoney], Newsletter [https://www.npr.org/newsletter/money].   To manage podcast ad preferences, review the links below: See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices [https://podcastchoices.com/adchoices] NPR Privacy Policy [https://www.npr.org/about-npr/179878450/privacy-policy]

Should the families of organ donors be compensated?

Two economists get into the business—and stakes—of organ donation, and they argue why the government should financially compensate their families. FYI, we are going on a book tour! Planet Money’s first ever book comes out in April. We’ll be celebrating in about a dozen cities. There’s a limited edition tote bag included with your ticket, while supplies last. Details, dates and how to get your ticket at planetmoneybook.com [http://planetmoneybook.com]. Related episodes:  Too many subscriptions, not enough organs [https://www.npr.org/2023/03/24/1165947234/too-many-subscriptions-not-enough-organs]  Your Organs, Please [https://www.npr.org/sections/money/2015/10/28/452655987/episode-518-your-organs-please]  For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org [http://plus.npr.org/]. Fact-checking by Sierra Juarez [https://www.npr.org/people/1268825622/sierra-juarez]. Music by Drop Electric [https://dropelectric.bandcamp.com/]. Find us: TikTok [https://www.tiktok.com/@planetmoney], Instagram [https://www.instagram.com/planetmoney/], Facebook [https://www.facebook.com/planetmoney], Newsletter [https://www.npr.org/newsletter/money].   To manage podcast ad preferences, review the links below: See pcm.adswizz.com [https://pcm.adswizz.com] for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences. Learn more about sponsor message choices: podcastchoices.com/adchoices [https://podcastchoices.com/adchoices] NPR Privacy Policy [https://www.npr.org/about-npr/179878450/privacy-policy]