The Property Podcast

At times property investment can be challenging, and obstacles crop up when you least expect them. But what separates those who give up from those who push through? Mindset.    Tune in as Rob & Rob discuss the importance of having a bulletproof mindset and reveal the techniques they’ve used to transform their own lives, stay resilient through tough times, and ultimately succeed.  * (0:55) News story of the week.  * (2:05) What is a bulletproof mindset?  * (5:33) Mindset habits that build resilience.   * (20:24) Rob & Rob’s final takeaway   * (21:21) Hub Extra     Links mentioned:  * How to Be Happy — Arthur C. Brooks Interview [https://www.youtube.com/watch?v=LFKY1scJepM]  * The Daily Stoic [https://dailystoic.com/]  * Letters From A Stoic – Seneca [https://www.lettersfromastoic.net/]  * The Courage To Be Disliked – Ichiro Kishimi [https://www.amazon.co.uk/Courage-Be-Disliked-yourself-happiness-ebook/dp/B074TWG8V7]  Enjoy the show?  * Leave us a review on Apple Podcasts [https://podcasts.apple.com/gb/podcast/the-property-podcast/id624127071?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP649] - it really helps others find us!  * Sign up for our free weekly newsletter, Property Pulse [https://propertyhub.net/pulse?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP649]  * Find out more about Property Hub Invest [https://propertyhub.net/invest/?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP649]

It’s time for the latest edition of Ask Rob & Rob, so let’s dive right in!    * (0:50) Dan has previously invested in stocks and shares and is now moving into property to take advantage of leverage. As a high earner, it’s more tax efficient for him to invest through a limited company, but he wants to know whether the ‘ultimate property strategy’ still works in that setup. Since refinancing doesn’t provide the same income benefits in a company structure, he asks if there’s an alternative way to achieve a similar outcome.  * (3:37) Maggie’s due to complete on her second flat using the BRR strategy, with plans to move into flips and eventually HMOs. While she thrives on sourcing deals and managing refurbs, she struggles with the admin side. She asks Rob & Rob how they handle the business side of property and how much of this should be handed over to an accountant. * Leave us a review on Apple Podcasts [https://podcasts.apple.com/gb/podcast/the-property-podcast/id624127071?utm_source=Ask+Rob+%26+Rob&utm_medium=Shownotes&utm_campaign=ASK490] - it really helps others find us!  * Sign up for our free weekly newsletter, Property Pulse [https://propertyhub.net/pulse?utm_source=Ask+Rob+%26+Rob&utm_medium=Shownotes&utm_campaign=ASK490]  * Send us your question here – just hit record! [http://www.speakpipe.com/thepropertypodcast].  * Find out more about Property Hub Invest [https://propertyhub.net/invest/?utm_source=Ask+Rob+%26+Rob&utm_medium=Shownotes&utm_campaign=ASK490]

Interest rates have been cut, but what’s the real impact on mortgages and the property market?  Add to that huge news from London’s property scene and some surprising rental market data - Rob & Rob dig into what’s really going on, and what this means for you as an investor.  To wrap things up, they share the new research tools they’ve been testing to help you stay ahead. * (0:44) News story of the week   * (2:28) What’s the impact of the latest base rate cut  * (3:12) Why London’s new home registrations have plummeted  * (7:18) Surprising findings from the Private Landlord Survey  * (9:55) Interesting data from the rental market  * (12:59) What’s really going on in London  * (14:40) Learn why the homelessness minister has quit  * (15:18) Hub Extra Links mentioned:  * Bank of England cuts interest rates to 4%, the lowest level in two years [https://www.bbc.co.uk/news/live/cedvn267z0jt]  * TPP308: Leverage: A property investors secret weapon [https://open.spotify.com/episode/6gJLvOdWgPPtvMoAYwaSNj]  House prices:  * Nationwide house price data [https://www.nationwidehousepriceindex.co.uk/reports/annual-house-price-growth-edges-higher-in-july]  * Halifax house price data [https://propertyindustryeye.com/halifax-house-price-index-reports-national-uptick-in-july/]  London:  * London new home starts slump 59% as safety regime bites  [https://www.constructionenquirer.com/2025/07/31/london-new-home-starts-slump-59-as-safety-regime-bites/]  * London property market more split than it has been since Brexit – Knight Frank [https://www.estateagenttoday.co.uk/breaking-news/2025/08/london-property-market-more-split-than-it-has-been-since-brexit-knight-frank/]  * Sellers in prime central London ‘accepting losses’ [https://www.propertyinvestortoday.co.uk/breaking-news/2025/08/sellers-in-prime-central-london-accepting-losses/]  Landlord analysis:  * Lettings Spotlight: Market Trends – Q2 2025  [https://www.savills.co.uk/research_articles/229130/379330-0]  Rents:  * DPS reports average tenancy now more than 1,000 days [https://propertyindustryeye.com/dps-reports-average-tenancy-now-more-than-1000-days/]  ‘Dysfunctional’ County Court system ‘failing to deliver’ justice [https://committees.parliament.uk/committee/102/justice-committee/news/208478/justice-denied-dysfunctional-county-court-system-failing-to-deliver-justice-and-requires-urgent-review-committee-warns/]   Other:  * Homelessness Minister Rushanara Ali quits over rent hike claims [https://www.bbc.co.uk/news/articles/clyd3l2x2n8o]  * ChatGPT5 [https://chatgpt.com/]  * Gemini [https://gemini.google.com/]  Enjoy the show?  * Leave us a review on Apple Podcasts [https://podcasts.apple.com/gb/podcast/the-property-podcast/id624127071?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP648] - it really helps others find us!  * Sign up for our free weekly newsletter, Property Pulse [https://propertyhub.net/pulse?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP648]  * Find out more about Property Hub Invest [https://propertyhub.net/invest/?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP648]

Welcome back to Ask Rob & Rob, where we help tackle your property questions. Let’s dive into the answers...  * (0:49) Dee’s been offered three mortgage deals with product fees of 5%, 3%, and 0% - but calculations suggest the highest fee might actually be the cheapest overall. Should Dee stick with his current lender’s options or shop around?  * (3:58) The EPC’s have expired on Ryan’s two properties. One letting agent says renew now, another says wait until a new tenancy. Who’s giving the correct advice?  Enjoy the show?  * Leave us a review on Apple Podcasts [https://podcasts.apple.com/gb/podcast/the-property-podcast/id624127071?utm_source=Ask+Rob+%26+Rob&utm_medium=Shownotes&utm_campaign=ASK488] - it really helps others find us!  * Sign up for our free weekly newsletter, Property Pulse [https://propertyhub.net/pulse?utm_source=Ask+Rob+%26+Rob&utm_medium=Shownotes&utm_campaign=ASK489]  * Send us your question here – just hit record! [http://www.speakpipe.com/thepropertypodcast].  * Find out more about Property Hub Invest [https://propertyhub.net/invest/?utm_source=Ask+Rob+%26+Rob&utm_medium=Shownotes&utm_campaign=ASK489]

There’s a hidden danger zone that every property investor reaches, but whether you get trapped there or push through to success is up to you. Tune in as Rob & Rob reveal exactly what the Property Danger Zone is, why it’s so risky, and most importantly, how to escape it if you’re already stuck.  * (0:44) News story of the week.  * (2:58) What exactly is the property danger zone?  * (9:11) How do you avoid getting trapped in it?  * (14:30) Final words of wisdom from The Robs.  * (16:07) Hub Extra.  Links mentioned:  * Rental deposit scheme in UK ‘puts millions in the pockets of landlords [https://www.theguardian.com/society/2025/jul/20/rental-deposit-scheme-puts-millions-in-the-pockets-of-landlords]  * Wispr Flow [https://wisprflow.ai/]  * TalkTastic [https://talktastic.com/]  Enjoy the show?  * Leave us a review on Apple Podcasts [https://podcasts.apple.com/gb/podcast/the-property-podcast/id624127071?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP647] - it really helps others find us! Sign up for our free weekly newsletter, Property Pulse [https://propertyhub.net/pulse?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP647]  * Find out more about Property Hub Invest [https://propertyhub.net/invest/?utm_source=The+Property+Podcast+&utm_medium=Shownotes&utm_campaign=TPP647]