Tax Season Hits Different When You're Retired

From Intro Call to Full Retirement Plan: Inside John's Process

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net [http://bookachatwithjohn.net] John pulls back the curtain on what it actually looks like to build a long-term relationship with a financial advisor. He walks through the process from the first conversation to creating an evolving retirement strategy built around your goals, values, and concerns. Tune in for a practical look at how thoughtful financial planning is designed to grow and adapt alongside your life. Here's some of what we discuss in this episode: 🤝 Relationships Matter: Strong planning starts with trust and communication 🗂️ Process Creates Clarity: A structured onboarding experience reduces confusion 📋 Planning Comes First: Investments should support goals—not drive them 🧩 Everything Connects: Taxes, income, investing, and lifestyle decisions all interact 📞 Ongoing Support Counts: Great plans evolve as life changes over time Get in touch: Book an appointment with us: http://bookachatwithjohn.net [http://bookachatwithjohn.net] Get in touch with us: https://mearsmoney.com/ [https://mearsmoney.com/] Watch the Podcast on YouTube: https://bit.ly/3PmcOPM [https://bit.ly/3PmcOPM] Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/ [https://je9gekmc.pages.infusionsoft.net/]

My Investments Underperformed the Market - Should I Fire My Advisor?

We got a great question from a listener: "My investments didn't do as well in the last 12 months as the overall market has done. Should I be re-evaluating my advisor based on this lack of performance?" It's a question a lot of people ask at some point in their investing lives, and John breaks down the answer today. Turns out, if your portfolio is doing what it was designed to do, that's the scorecard that matters. Here's some of what we discuss in this episode: 📊 "The market" isn't a single benchmark—comparison matters 🎯 Your portfolio's purpose matters more than performance ⏳ One year is not enough time to judge results ⚖️ Diversification means you won't match any one index 🛑 "Wait it out" is not a complete strategy Book an appointment with us: http://bookachatwithjohn.net [http://bookachatwithjohn.net] Get in touch with us: https://mearsmoney.com/ [https://mearsmoney.com/] Watch the Podcast on YouTube: https://bit.ly/3PmcOPM [https://bit.ly/3PmcOPM] Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/ [https://je9gekmc.pages.infusionsoft.net/]

Volunteering: The Best Investment You Might Make In Retirement

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net [http://bookachatwithjohn.net] In honor of National Volunteer Week (April 19-25), let's talk about why volunteering is an important part of life, especially in retirement. Retirement isn't just about stepping away from work. It's an opportunity to step toward the things you've always cared about, with more time and freedom than you've had in decades. Here's some of what we discuss in this episode: 🌟 Finding purpose after retirement through volunteering ⛹️‍♂️ Opportunities in sports (e.g., coaching, equipment management, and more) 🏠 Volunteering with organizations supporting youth aging out of foster care 🛠️ How you can use your talents, such as teaching or event planning, to give back 💰 Using your financial resources to support charitable causes Get in touch: Phone: 661-775-3704 Book an appointment with us: http://bookachatwithjohn.net [http://bookachatwithjohn.net] Get in touch with us: https://mearsmoney.com/ [https://mearsmoney.com/] Watch the Podcast on YouTube: https://bit.ly/3PmcOPM [https://bit.ly/3PmcOPM] Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/ [https://je9gekmc.pages.infusionsoft.net/]

What People Really Google About AI and Retirement (and What's True)

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net [http://bookachatwithjohn.net] AI headlines are everywhere right now, mostly bold predictions about how artificial intelligence will reshape the economy. Instead of reacting to the noise, John steps back and looks at what the data actually suggests about AI and the workforce. He also walks through the top questions people in their 50s and 60s are Googling about AI and retirement, giving clear, practical answers. The searches reveal what you're worried about, but John shares what you should actually do about it. Here's some of what we discuss in this episode: 🏈 Don't Panic: Headlines aren't a game plan ⚠️ Job Disruption Reality: Change is coming, but not overnight 📊 Portfolio Exposure: AI is already baked into markets 🧠 AI As A Tool: Great for data, not decisions 🎯 Planning Wins: Strategy beats fear every time Get in touch: Phone: 661-775-3704 Book an appointment with us: http://bookachatwithjohn.net [http://bookachatwithjohn.net] Get in touch with us: https://mearsmoney.com/ [https://mearsmoney.com/] Watch the Podcast on YouTube: https://bit.ly/3PmcOPM [https://bit.ly/3PmcOPM] Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/ [https://je9gekmc.pages.infusionsoft.net/]

Tax Season Hits Different When You're Retired

🏈 Don't fumble your retirement - get your financial game plan at http://bookachatwithjohn.net [http://bookachatwithjohn.net] Nobody likes tax season. But for new retirees, it can come with a few unwelcome surprises. The rules have changed, the income sources have shifted, and strategies that made sense during your working years may no longer apply. Today, John looks at some of the biggest tax mistakes retirees make as discussed in a recent Kiplinger article and whether these match what we see in the real world. Here's some of what we discuss in this episode: 📊 RMD Rules: Required distributions can raise taxable income 🔁 Roth Conversions: Timing conversions can reduce future taxes 📈 Tax Bracket Strategy: Conversions must consider bracket thresholds 💰 Social Security Taxes: Benefits can become partially taxable 👫 Spousal Tax Planning: Surviving spouses often face higher taxes Get in touch: Phone: 661-775-3704 Book an appointment with us: http://bookachatwithjohn.net [http://bookachatwithjohn.net] Get in touch with us: https://mearsmoney.com/ [https://mearsmoney.com/] Watch the Podcast on YouTube: https://bit.ly/3PmcOPM [https://bit.ly/3PmcOPM] Check out John's FREE Books: https://je9gekmc.pages.infusionsoft.net/ [https://je9gekmc.pages.infusionsoft.net/]