The Tax Mistakes That Could Follow You Into Retirement

The Tax Mistakes That Could Follow You Into Retirement

Are hidden tax traps quietly reshaping your retirement? This episode from this past weekend’s radio show explores how retirement shifts you from taxpayer to tax manager—and why decisions around withdrawals, Social Security, and account types can affect long-term outcomes. Jon Hicks breaks down common pitfalls, including over-reliance on tax-deferred savings, changes to inherited IRAs, and the complexity of multiple income streams. The conversation also touches on risk, planning discipline, and the importance of aligning strategy with how people actually behave during market swings. Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Roth vs. Pre-Tax: Are You Choosing the Right Strate

Should all your retirement savings go into Roth—or is that strategy missing the bigger picture? In this episode, Jon Hicks breaks down the debate between Roth and pre-tax 401(k) contributions, explaining why flexibility—not extremes—can play a key role in retirement planning. He explores how different tax buckets work together, the considerations behind Roth conversions, and why focusing only on short-term or long-term tax outcomes can lead to different decisions. The discussion highlights the value of aligning tax strategy, income planning, and long-term goals instead of relying on one-size-fits-all approaches.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Sell in May? Why This Popular Strategy Is Being Questioned

“Sell in May and go away” might sound catchy—but does it still hold up? In this episode, Jon Hicks breaks down the origins of this long-standing market saying and why its relevance is being questioned today. He explores how relying on simple investment rules can miss the bigger picture, especially as financial priorities shift from growth to generating income in retirement. The conversation also highlights how planning, tax considerations, and mindset all evolve once you move from saving to using your portfolio.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The Retirement Mindset Most People Miss

Retirement isn’t just about saving—it’s about what your money can actually do next. In this episode from this past weekend’s radio show, Jon Hicks explores the shift from growing wealth to using it with purpose. He discusses why many retirees focus too narrowly on preservation, how income, taxes, and lifestyle goals factor into a plan, and why a 401(k) alone isn’t a complete strategy. The conversation also covers outdated investment rules and the need to rethink planning as retirement approaches, helping listeners evaluate how their current approach aligns with their long-term goals. Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

The First Year of Retirement Could Change Everything

What if the first year of retirement has more impact than the next 20 combined? In this episode, Jon Hicks breaks down sequence of returns risk and why early market downturns can significantly affect long-term outcomes. Using real-life examples, he explains how timing—not just performance—can shape retirement income. The conversation also covers a three-bucket strategy designed to organize income, manage volatility, and balance growth over time, highlighting the importance of preparation over prediction.   Schedule your complimentary appointment today: RetirementSolutionShow.com [https://jhagancapital.com/media/]   Follow us on social media: YouTube [https://www.youtube.com/@J.HaganCapital/videos] | Facebook [https://www.facebook.com/JHaganCapital/] | LinkedIn [https://www.linkedin.com/company/j-hagan-capital] See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.