How Custom-Build really works

How Custom-Build really works

"Self-Build" and "Custom-Build" terms can be used interchangeably. But they are in fact different routes. In this episode of the Self Builders Podcast, host Jack speaks to Helen and David about how a normal house search unexpectedly turned into a custom build journey. What started as a plan to buy a finished property in Henley-on-Thames evolved into an opportunity to work directly with a local developer to create a bespoke home tailored around their lifestyle. The conversation explores the realities of custom build projects, including how much flexibility buyers actually get, how stage payment mortgages work, what decisions they could influence, and the importance of having the right professionals around you throughout the process. Helen and David also share the lessons they learned around contracts, Community Infrastructure Levy (CIL) payments, landscaping costs, snagging, and managing the relationship with a developer while still ensuring the home truly feels like their own. This episode covers: * The difference between self build and custom build * How they found their plot through a normal house search * Working directly with a local developer * What parts of the design they could and couldn’t change * How stage payment self build mortgages work in practice * Why they hired an independent surveyor * Hidden costs people often overlook * Managing budgets, specifications and payment stages * The importance of clarifying responsibilities early * What they’d do differently next time If you like the idea of creating a more personalised home, but don’t want the pressure of managing a full self build project yourself, this episode offers a valuable look into a route that sits somewhere between a traditional house purchase and a full self build. Brought to you by Mayflower Mortgage & Finance. Helping self-builders navigate the financial side of their projects with confidence.   📞 Book a call with Mayflower Mortgage here: https://www.mayflowermortgage.co.uk/booking [https://www.mayflowermortgage.co.uk/booking] 📘 Download our FREE Self-Build Resources: https://www.mayflowermortgage.co.uk/free-self-build-resources [https://www.mayflowermortgage.co.uk/free-self-build-resources]   #SelfBuild #SelfBuildMortgage #SelfBuildUK #SelfBuildProject   The views and information discussed in this video/podcast are intended for general informational purposes and do not constitute regulated mortgage or financial advice. Mortgage recommendations depend on a full assessment of an individual’s needs, objectives, and financial situation. Before making any decisions, please ensure you obtain personalised advice from a suitably qualified and authorised mortgage adviser.

Two self-builds in four years!?

What happens when you finally build your dream home… and realise it still isn’t the life you wanted? In this episode of the Self Builders Podcast, our host Jack speaks to Lindsay about the emotional and financial reality of building not one, but two self-build homes in just four years. From navigating material price spikes during COVID, mortgage challenges with ICF construction, and living on-site in a touring caravan, to eventually creating a modern eco home in the middle of the Welsh countryside, this episode covers it all. Especially why their first build, despite being beautiful, ultimately forced a difficult decision, and how the experience completely changed the way they approached their second project. We cover: * Why their first self build became financially unsustainable * The mortgage issues they faced building with ICF during COVID * Lessons learned from managing two self build projects * Why getting finance sorted early changes everything * Living in a caravan while building on-site * How they created an ultra-efficient eco home with low running costs * The hidden costs self builders often miss * Why contingency budgets matter far more than people think * Honest advice for anyone currently mid-build or planning their first project This is a refreshingly honest conversation about the side of self building people don’t always talk about: the stress, compromises, financial pressure, and emotional decisions behind creating a home that genuinely works for your life. Brought to you by Mayflower Mortgage & Finance. Helping self-builders navigate the financial side of their projects with confidence.   📞 Book a call with Mayflower Mortgage here: https://www.mayflowermortgage.co.uk/booking [https://www.mayflowermortgage.co.uk/booking] 📘 Download our FREE Self-Build Resources: https://www.mayflowermortgage.co.uk/free-self-build-resources [https://www.mayflowermortgage.co.uk/free-self-build-resources]   #SelfBuild #SelfBuildMortgage #SelfBuildUK #SelfBuildProject   The views and information discussed in this video/podcast are intended for general informational purposes and do not constitute regulated mortgage or financial advice. Mortgage recommendations depend on a full assessment of an individual’s needs, objectives, and financial situation. Before making any decisions, please ensure you obtain personalised advice from a suitably qualified and authorised mortgage adviser.

Planning loopholes self-builders may not know about

Finding self build land is hard enough. Finding land you can actually get planning permission on? Even harder. In this episode of the Self Builders Podcast, Jack speaks to Chartered Architect Caroline Martin about the three-year journey her family has been on to secure land for a very personal self-build project. What started as a search for a home that could support their son’s independence has evolved into a complex nine-dwelling planning application involving flood zones, archaeology, nutrient neutrality, overage clauses, and one planning policy that most self builders have never heard of. Caroline shares how understanding the government’s “Tilted Balance” planning policy opened up opportunities on land that most buyers and developers had overlooked, and why some of the best self build opportunities are often the sites that seem too difficult at first glance. This episode covers: * What the “Tilted Balance” policy actually means * How to identify land with hidden planning potential * Why some rejected or difficult plots can become opportunities * The reality of dealing with archaeology, phosphates and flood risk * How Caroline is funding a multi-generational self build project * Practical advice for navigating planning objections and local politics * What self builders should look for before buying land If you’ve struggled to find land, felt overwhelmed by planning, or assumed certain plots were impossible to develop, this episode offers a rare behind-the-scenes look at how experienced professionals approach the process, and what everyday self builders can learn from it. 📞 Book a call with Mayflower Mortgage here: https://www.mayflowermortgage.co.uk/booking [https://www.mayflowermortgage.co.uk/booking] 📘 Download our FREE Self-Build Resources: https://www.mayflowermortgage.co.uk/free-self-build-resources [https://www.mayflowermortgage.co.uk/free-self-build-resources]   #SelfBuild #SelfBuildMortgage #SelfBuildUK #SelfBuildProject   The views and information discussed in this video/podcast are intended for general informational purposes and do not constitute regulated mortgage or financial advice. Mortgage recommendations depend on a full assessment of an individual’s needs, objectives, and financial situation. Before making any decisions, please ensure you obtain personalised advice from a suitably qualified and authorised mortgage adviser.

From farmland to a family home

Building your own home sounds exciting. But what is it actually like once you’re in it? In this episode of the Self Builders Podcast, Jack sits down with Rebekah to talk through the reality of her self-build journey, from the moment the idea started on their farm, to where the project stands today.   They cover: * Why their land sparked the idea to build * The reality of planning permission (and why it’s often the hardest part) * Budget uncertainty, hidden costs, and why no one will give you a straight answer * Groundworks, unexpected expenses, and decisions that spiral * The emotional side of building — stress, doubt, and just keeping going   Rebekah also shares what she’d do differently, what surprised her most, and her advice for anyone currently in the middle of a build. If you’re thinking about self-building, or already in the thick of it, this episode gives a much more realistic picture of what to expect.   Brought to you by Mayflower Mortgage & Finance. Helping self-builders navigate the financial side of their projects with confidence.   📞 Book a call with Mayflower Mortgage here: https://www.mayflowermortgage.co.uk/booking [https://www.mayflowermortgage.co.uk/booking] 📘 Download our FREE Self-Build Resources: https://www.mayflowermortgage.co.uk/free-self-build-resources [https://www.mayflowermortgage.co.uk/free-self-build-resources]   #SelfBuild #SelfBuildMortgage #SelfBuildUK #SelfBuildProject   The views and information discussed in this video/podcast are intended for general informational purposes and do not constitute regulated mortgage or financial advice. Mortgage recommendations depend on a full assessment of an individual’s needs, objectives, and financial situation. Before making any decisions, please ensure you obtain personalised advice from a suitably qualified and authorised mortgage adviser.

Keir's cottage renovation

In this weeks episode of the Self-Builders podcast, Keir shares his experience of self-building a new house and renovating an existing cottage, highlighting the challenges, successes, and key takeaways from the project. Takeaways * Self-building requires careful planning and investment in preparatory work. * Local expertise and community support can make the self-building process smoother and more rewarding. Chapters * 00:00 Introduction to Self-Building * 06:23 Construction and Materials * 11:50 Project Completion and Future Plans If you're looking to do your own large-scale renovation, this episode is packed with real-world experience that can help you avoid some of the same mistakes. 📞 Book a call with Mayflower Mortgage here: https://www.mayflowermortgage.co.uk/booking [https://www.mayflowermortgage.co.uk/booking] 📘 Download our FREE Self-Build Resources: https://www.mayflowermortgage.co.uk/free-self-build-resources [https://www.mayflowermortgage.co.uk/free-self-build-resources] #SelfBuild #SelfBuildMortgage #SelfBuildUK #SelfBuildProject The views and information discussed in this video/podcast are intended for general informational purposes and do not constitute regulated mortgage or financial advice. Mortgage recommendations depend on a full assessment of an individual’s needs, objectives, and financial situation. Before making any decisions, please ensure you obtain personalised advice from a suitably qualified and authorised mortgage adviser.