EP.6 - Budgeting Apps

EP.7 - Sinking Fund

Learn how you can have the upper hand in saving money towards a sinking fund.  Unlike how corporations use sinking funds to pay for short or long-term debts, tune in to hear how you can save and fully fund an expense you know is on the horizon within the next few months or potentially longer down the road.  Let's take advantage of this great saving tool! LINKS: https://www.cnbc.com/2019/09/10/how-a-sinking-fund-can-keep-you-from-blowing-your-budget.html https://www.ally.com/do-it-right/banking/what-are-ally-banks-savings-buckets-and-boosters/ https://www.daveramsey.com/blog/stop-the-panic-sinking-fund

EP.6 - Budgeting Apps

Do you want to know where every dollar of yours is going each month?  Why not download and try one of these budgeting apps to really sharpen this tool to see where you can potentially save or cut expenses altogether!  Having a budget allows you to have a game plan in terms of paying off revolving debt (i.e. credit cards, personal/student loans), so that you can allocate more income towards long-term investing.  Check out the links for more details! LINKS: https://www.mint.com/ https://www.nerdwallet.com/ https://www.everydollar.com/

EP.5 - Dealing with Debt

Is debt slowing the process down for you to build long-term wealth?  Tune in to hear several strategies you can implement to rule debt out of your life for good!  I am personally using one of the last two strategies discussed in the episode.  To each their own, but make sure you have a plan of attack! LINKS: •CNBC article: https://www.cnbc.com/select/us-credit-card-debt-hits-all-time-high/ •Dave Ramsey: https://www.daveramsey.com/blog/debt-snowball-vs-debt-avalanche •Dennis Kimbro book: https://amzn.to/3g8fWvS

EP.4 - Opening a Brokerage Account

Here are just a few of the many brokerage accounts you can open to get started in growing your personal investment portfolios to build assets in terms of stocks, bonds, index/mutual funds, and ETFs. LINKS: https://www.stash.com/pricing https://www.fidelity.com/why-fidelity/pricing-fees https://robinhood.com/us/en/support/articles/trading-fees-on-robinhood/ https://www.ally.com/invest/self-directed-trading/?linkTo=choices-and-pricing&setPanel=fifth-ic-panel https://www.acorns.com/pricing/

EP.3 - How to Invest in the Stock Market

The stock market has its up/down swings in terms of volatility.  Depending on if the market is in a bull run (prices increase), or has entered bear territory (prices decline), stay focused on your end result to reap the benefits of your investments!  Whether you're a short-term or long-term investor, determine what your main goal and  exit strategy is to take advantage of capital appreciation in WALL STREET! EPISODE LINKS: https://www.cnbc.com/dow-30/ https://www.cnbc.com/2020/01/16/alphabet-stock-hits-1-trillion-market-cap-for-first-time.html https://www.fidelity.com/ https://www.schwab.com/ https://www.stash.com https://www.ally.com/invest/ https://robinhood.com/us/en/