Pensions: are we saving enough – or just saving wrong?

Purpose: what does that look like in action? With Christian Sewing.

Many companies have embarked on finding their purpose – the reason for their existence – and that includes us at Deutsche Bank. That’s all well and good – but how do you actually bring those words on paper to life in everything you do? In this special episode of This is Deutsche Bank, our CEO Christian Sewing joins host Ben Alka to discuss: * why purpose is so important, especially for large global organisations * how employees can put our purpose into action in their everyday work * the relevance of our purpose for the economy and society 01:30 – Why Deutsche Bank embarked on a journey to be purpose led, the pivotal moments along the way and making it tangible for our 90,000 people worldwide 06:55 – How our purpose feeds into the external perception of Deutsche Bank, particularly in society, plus concrete examples of it in action 15:35 – What purpose-led leadership means to Christian What Deutsche Bank stands for https://www.db.com/who-we-are/index?language_id=1&kid=our-purpose.ghp-en.who-we-are Deutsche Bank website http://www.db.com [http://www.db.com]

The price of oil explained

Global oil prices are fluctuating wildly, driven by the war in the Middle East and disruption in the Strait of Hormuz. Despite a ceasefire deal being announced, uncertainty remains. In this episode – recorded on 1 April 2026 – we take a step back and unpack what moves oil prices and how the global oil market works. Chris Kenny, our Head of Energy Trading, and Michael Hsueh, Senior Research Analyst at Deutsche Bank, join host Michael Steen to discuss all this and more. 01:42 – How the global oil market works and oil prices are set 04:46 – The ongoing disruption in the Strait of Hormuz, its impact on prices and the wider economy, and how it compares to previous oil crises 10:26 – Our role as an investment bank in the oil market and the support clients are looking for in this highly volatile environment 14:33 – How the oil market has changed over the years and our guests’ thoughts on the impact that today’s crisis might have 29:08 – What our guests are dedicated to in their daily lives Deutsche Bank website http://www.db.com [http://www.db.com/] Deutsche Bank Research Institute Deutsche Bank Research Institute [https://www.dbresearch.com/PROD/IE-PROD/Deutsche_Bank_Research_Institute/HOME.alias]

Gold and silver: what’s driving the precious metals market?

Precious metals have long been seen as a store of value – gold once backed currencies and central banks still store bullion in their vaults. In times of uncertainty, these metals often move to the centre of financial markets. Right now, they’re doing exactly that – although not exactly the way you might think. In this episode, Michael Hsueh, Senior Research Analyst, and Rob Abel, from our Metals Sales and Structuring team, join host Michael Steen to talk all about the market for precious metals. How does it work? What’s driving the gold and silver price right now? And is this rally just another cycle - or part of something much bigger? 01:45 – What the four precious metals are and how the global market works. 05:47 – What has happened to the price of gold and silver in recent months, what has been driving those developments and what has it meant for the idea of gold as a safe haven. 13:59 – The day-to-day workings of the precious metals market – who is buying gold and silver across the world, what clients can do in the face of price volatility, and how metals trading has changed over the years. 21:40 – What might come next 25:37 – What our guests are dedicated to in their daily lives Deutsche Bank website http://www.db.com

Smarter, faster…riskier? Bringing AI into banking.

Artificial intelligence is reshaping the world of risk management - transforming how banks assess information, detect threats and serve clients. But if you're trying to manage your bank's risk, it has some clear downsides as well as upsides. In this episode of This is Deutsche Bank, Marcus Chromik, Chief Risk Officer and Management Board member, speaks to host Michael Steen about why he thinks AI is set to change the risk function more profoundly than past crises and where the human fits into all of it. 01:17 – What being a Chief Risk Officer entails and how AI is transforming the risk function 06:08 – How we are using AI at Deutsche Bank, such as in credit analysis, and what this shift means for recruitment and the skillsets needed to work in banking 13:49 – How to handle the risks that we see from AI in banking and the importance of keeping the human in the loop 18:54 – Fostering the right risk culture in the AI era and what the divergences in the regulatory approaches across the globe mean for AI use in a global bank. 22:12 – What Marcus is dedicated to in his daily life Deutsche Bank website http://www.db.com

Pensions: are we saving enough – or just saving wrong?

Confidence in public pension systems is falling across Europe, and many people are worried about whether the money they’re paying in today will be there when they retire. In this episode of "This is Deutsche Bank," Christian Nolting, Global Chief Investment Officer for the Private Bank, and Raffael Gasser, Head of Wealth Management Germany, join host Michael Steen to explore: * why many feel uncertain about their financial future * how we can ensure we’re saving enough for retirement * what else can be done to bridge the pension gap 01:41 – The different kinds of pensions systems out there 03:14 – What the German public thinks about the state of the pension system and their own retirement provisions 08:33 – Why – despite being worried about their provisions – people don’t take action and what can be done to support that, plus the benefits of investing your pension and what we can learn from systems beyond Germany 19:15 – What Christian and Raffael are dedicated to in their daily lives Deutsche Bank and DWS Retirement Provisions Report 2025 (in German only) „Altersvorsorge-Report 2025“ von Deutsche Bank und DWS [https://www.db.com/news/detail/20251104-altersvorsorge-report-2025-von-deutsche-bank-und-dws?language_id=3] Deutsche Bank website http://www.db.com [http://www.db.com/]