Financial Advice Nobody Taught You (Debt & Investing) | Sammie Ellard-King

Financial Advice Nobody Taught You (Debt & Investing) | Sammie Ellard-King

The Tom's Talks Podcast is a place where we speak to a vast array of people from different walks of life and find out what makes them them. We will speak about their unique journey and delve into the highs and the lows which ultimately define them.  At 24, Sammie Ellard-King was £24,000 in credit card debt. A third of his wages were going out the door every month — just in interest. Not paying the debt down. Just interest. Sammie is a property investor, financial educator, and founder of the Gains app. He's built a platform helping everyday people understand money — because nobody taught them. And in this episode, he holds nothing back. This episode is the financial conversation most of us never had growing up. No jargon, no judgment — just honest, practical advice on how to get out of debt, start saving, and actually build wealth on an average salary. This episode is proudly sponsored by Unthin - The UK's number 1 hairloss solution. Clinically proven to support stronger, healthier hair from within. Use code TOM20 for 20% off your order: https://unthinhair.com/?aff=toms-talks.co.uk Support the show [https://www.buzzsprout.com/2408161/support] Check out my website: toms-talks.co.uk [https://toms-talks.co.uk/] Follow me on Instagram: toms.talks__ [https://www.instagram.com/toms.talks__/?hl=en-gb] Subscribe on YouTube: TomsTalks [https://www.youtube.com/@TomsTalks]

From Hiding His Stammer to 1 Million Followers | Sam Bagshaw

The Tom's Talks Podcast is a place where we speak to a vast array of people from different walks of life and find out what makes them them. We will speak about their unique journey and delve into the highs and the lows which ultimately define them.  Sam Bagshaw has a stammer. He also has over a million followers online — and he built that by doing the one thing most people are too scared to do: showing up exactly as he is. In this episode, Sam shares what it was really like growing up with a stammer, feeling isolated, and not knowing anyone who shared his experience. He opens up about the moment he decided to start posting online, why he never edits out the difficult moments, and how stepping outside his comfort zone has helped him build a platform that’s now changing lives. This conversation isn’t just for people with a stammer — it’s for anyone who’s ever felt different, held back, or unsure whether their vulnerabilities could be a strength. We also discuss what a stammer actually is, how to better support someone who has one, dealing with negativity online, and the habits that help Sam manage his mental health day to day. This episode is proudly sponsored by Unthin - The UK's number 1 hairloss solution. Clinically proven to support stronger, healthier hair from within. Use code TOM20 for 20% off your order: https://unthinhair.com/?aff=toms-talks.co.uk Support the show [https://www.buzzsprout.com/2408161/support] Check out my website: toms-talks.co.uk [https://toms-talks.co.uk/] Follow me on Instagram: toms.talks__ [https://www.instagram.com/toms.talks__/?hl=en-gb] Subscribe on YouTube: TomsTalks [https://www.youtube.com/@TomsTalks]

10 Years of Abuse… And No One Knew | Kieron Riley

The Tom's Talks Podcast is a place where we speak to a vast array of people from different walks of life and find out what makes them them. We will speak about their unique journey and delve into the highs and the lows which ultimately define them.  In this episode, Kieron opens up about being sexually abused from the age of 6 to 16 — something he kept hidden for nearly 20 years. We talk about what it’s like growing up not realising something isn’t normal, the confusion and guilt that follows, and how trauma can shape your identity, relationships, and mental health for years after. Kieron shares what finally led him to speak out, the reality of staying silent for so long, and how he’s now using his story to help others feel less alone. This isn’t an easy listen — but it’s an important one. Support the show [https://www.buzzsprout.com/2408161/support] Check out my website: toms-talks.co.uk [https://toms-talks.co.uk/] Follow me on Instagram: toms.talks__ [https://www.instagram.com/toms.talks__/?hl=en-gb] Subscribe on YouTube: TomsTalks [https://www.youtube.com/@TomsTalks]

I Lost My Wife & Unborn Child... How Do You Survive That? | Ben Kennedy (His Grief)

The Tom's Talks Podcast is a place where we speak to a vast array of people from different walks of life and find out what makes them them. We will speak about their unique journey and delve into the highs and the lows which ultimately define them. In this incredibly powerful and emotional episode of Tom’s Talks, we sit down with Ben Kennedy, also known as His Grief, to hear a story that will stay with you. At just 32 years old, Ben lost his wife and unborn child in a matter of hours — what started as a normal day quickly turned into unimaginable tragedy. In this conversation, Ben opens up about that day — the shock, the trauma, and the reality of losing everything in an instant. But this episode isn’t just about loss. It’s about what comes after. Ben shares how he navigated grief, the guilt, and the mental battle that followed — and how he slowly found a way to keep going, not just for himself, but for his young son. We also explore the importance of therapy, support systems, and how even small shifts in mindset can make a difference during the darkest moments. This is one of the most raw, honest, and important conversations we’ve had on the podcast. If you’re going through a difficult time, or know someone who is, this episode could genuinely help. This episode is proudly sponsored by Unthin - The UK's number 1 hairloss solution. Clinically proven to support stronger, healthier hair from within. Use code TOM20 for 20% off your order: https://unthinhair.com/?aff=toms-talks.co.uk Support the show [https://www.buzzsprout.com/2408161/support] Check out my website: toms-talks.co.uk [https://toms-talks.co.uk/] Follow me on Instagram: toms.talks__ [https://www.instagram.com/toms.talks__/?hl=en-gb] Subscribe on YouTube: TomsTalks [https://www.youtube.com/@TomsTalks]

The Truth About Modern Relationships No One Wants To Admit | Tom Stroud

The Tom’s Talks Podcast explores the stories behind the people — the highs, the lows, and the moments that shape who we become. What does it really mean to be a man in today’s world? In this powerful episode, we sit down with Tom Stroud to unpack masculinity, mental health, and the growing crisis of male loneliness. But this conversation goes far deeper than reality TV. Tom opens up about growing up without a father, dealing with loss, navigating social media pressure, and how a life-changing experience led him to build a thriving men’s community — helping thousands of men connect, open up, and support each other. We explore the uncomfortable truths around modern masculinity, toxic online influences, and why so many men are struggling in silence. This is an honest, raw, and necessary conversation. Support the show [https://www.buzzsprout.com/2408161/support] Check out my website: toms-talks.co.uk [https://toms-talks.co.uk/] Follow me on Instagram: toms.talks__ [https://www.instagram.com/toms.talks__/?hl=en-gb] Subscribe on YouTube: TomsTalks [https://www.youtube.com/@TomsTalks]