Two Coffees In
Most "retire abroad" conversations skip the part where things get weird — healthcare paperwork, school enrollment in a language you're still learning, the moment you realize Costco won't be there in your new country. In this episode, Ashok and Lu sit down with Kartheek Hirode, a former Fortune 100 IT Director who walked away from corporate life and moved his family to Provence, France — few months ago. Not as a trial run. As the plan. We get into the real numbers: what healthcare actually costs, how he built a visa and tax strategy without losing his mind, and what surprised him most after the move that no spreadsheet flagged. Kartheek also opens up about how he decided he had "enough" — financially and mentally — and what he genuinely misses about the U.S. (it's not what you'd expect). No buzzwords. No fantasy. Just a grounded, honest conversation with someone people dream of achieving. TL;DR Guest Kartheek Hirode — recently retired Fortune 100 IT Director, now living in Provence, France with his family. What you'll learn How to calculate your real financial runway before making the move — including healthcare, taxes, and what savings actually buys you abroad. How to research the visa and residency requirement for any country on your list. How to evaluate schools, social life, and day-to-day friction when you're moving with kids — not just with a backpack. The mental shift required to stop optimizing for salary and start designing for time / autonomy — and how Kartheek made that call. First steps How to run an honest "enough" number for your own situation — and where to start research if you're seriously considering it.
6 episodios
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