Our System Is Built Against You (And What You Can Do About It)

The Hidden Fear That Stops People From Building Wealth

Glenn Stewardson is a certified financial planner with over 30 years of experience helping people experience joy in their retirement. Today Glenn explains the common mistakes people make with their RRSPs, why most Canadians don’t have a financial plan, and the importance of having purpose in life and in retirement. Today Glenn will cover: 🔹 The financial belief that quietly destroys wealth 🔹 Then number one mistake people make in their retirement 🔹 Three things you can do with money: spend, give it away, or pay taxes 🔹 The importance of taking risks to build the life you want 🔹 Teaching our youth about money the right way Follow Glenn: 🌐 Website 👉 https://advisor.assante.com/Glenn-Stewardson/ 🔗 LinkedIn 👉 https://www.linkedin.com/in/glenn-stewardson-cfp-fma-mfa-p-1769044/ ⏱️ Timestamps: 00:00:00 Financial beliefs that hurt people 00:03:28 When to take money out from RSP 00:04:48 Tax planning around different TFSA vs RSP 00:07:13 Introduction to Glenn 00:08:55 Only three things you can do with money 00:09:30 Benefits of giving money away 00:14:01 Looking at schedules to find ways to minimize taxes 00:15:49 Think in 5 year cycles 00:17:41 Finding purpose in work and in retirement 00:22:46 Glenn’s relationship with money and getting into finances 00:28:08 Financial advisors deal in hope 00:30:34 Early struggles as a financial advisor 00:35:56 The importance of building trust with your customers 00:37:20 Opening yourself up and letting people in 00:40:46 Writing Your Joyful Retirement book 00:42:10 Why “Joy”? 00:43:25 Building the Joyful Retirement course 00:48:14 Business lessons from building an course 00:53:55 Why focus career on helping people with retirement 00:56:40 Lessons from people that retire as millionaires 00:57:25 Problem with today’s small business owners 00:58:13 Younger generation doesn’t want to buy businesses 01:02:13 Teaching younger people about money and finances 01:07:05 Is opening a TFSA as a teenager the best strategy? 01:08:47 Young people need to learn how to build good saving habits 01:13:58 Too much access to our financial information 01:15:24 How to think about life insurance 01:17:57 Personal question about Odum’s life insurance 01:21:03 How to talk to family about inheritance and a family will 01:24:32 Does debt transfer to children upon parents death? 01:25:47 Don’t get stuck with a big tax bill upon death! 01:29:18 You need to have some kind of plan on paper 01:30:16 Make sure your to protect your digital assets too 01:29:18 You need to have some kind of plan on paper 01:32:13 How to build good credit 01:34:16 Make your life what you want it to be!

How to Get a Job in Marketing in 2026 (Become an Asset)

Sean Williams is a 30-year marketing veteran and is the founder of Dashboard Marketing. If you care about building a meaningful career or resilient business with a brand that truly delivers this episode is for you. Today Sean will cover: 🔹 What people look for when hiring 🔹 How to keep yourself open to opportunity 🔹 Understanding that careers evolve over time 🔹 The importance of using AI to augment your ability 🔹 How brand is a promise that you need to deliver on Follow Sean: 🌐 Website 👉 https://dashboardmarketing.ca/ 🔗 LinkedIn 👉 https://www.linkedin.com/in/seanwillliams/ ⏱️ Timestamps: 00:00:00 Speaking to students about getting a job in marketing 00:01:41 Be open to other roles in the industry 00:02:40 It’s hard to be good at sales  00:04:30 Be valuable to potential employers 00:07:29 Biggest issue when finding a marketing job today 00:09:05 Using AI in school vs. in the real world 00:10:24 How to use AI to improve your skills and value 00:12:42 Differences between personal and business social media use 00:14:11 How to deal with negative customer interactions 00:17:53 Where is the responsibility to learn customers success? 00:19:48 Understanding your strengths 00:21:01 Sean’s background 00:22:53 Why marketing? 00:25:19 Getting laid off and starting a business  00:27:58 Influence parents had on becoming and entrepreneur 00:30:17 Finding a sense of purpose in work 00:33:33 What has change in marketing over the years 00:35:36 How companies get brand wrong 00:37:29 The immense damage of not caring for your customers  00:40:14 Don’t forget to focus on customer retention 00:41:43 Preparing for a job interview 00:43:24 Biggest problems customers are trying to solve 00:46:04 Think about your brand early on in your business journey 00:47:25 What can entrepreneurs do to help with their marketing  00:49:12 You have to network  00:51:28 LinkedIn is important for business and job hunting 00:54:24 Getting into business with your spouse  00:56:17 The importance of partnering with someone the complementary skills 00:57:24 Finding balance as an entrepreneur 00:59:25 We have different seasons as our businesses grow and evolve 01:02:49 Other things that employers look for in new hires 01:03:46 Businesses often don’t fully understand brand 01:06:53 It’s not about you, it’s about the customer 01:08:52 Final takeaway message

If You Own A Business AI Is Not Optional

At 17 years old Clément dropped out of school because he saw something that most people miss: the gab between theory and real life. Clément Roy is the founder of Nukleo, a digital agency that helps small and medium sized create their digital and AI ecosystems. Today Clément will cover: 🔹 Taking the time to learn about yourself 🔹 Finding the right people to build a great team 🔹 The importance of failing and learning from failure 🔹 Importance of philanthropy and giving back to your community Follow Clément: 🌐 Website 👉 https://nukleo.com/ 🔗 LinkedIn 👉 https://www.linkedin.com/in/clement-roy/ ⏱️ Timestamps: 00:00:00 Why drop out of school 00:03:22 Meditation to find yourself and find purpose 00:09:08 Becoming and entrepreneur 00:12:14 Entrepreneurship is risky 00:13:35 Starting and failing in business 00:14:25 What I learned from failure 00:21:30 When is the right time to fire someone 00:23:08 What to look for when hiring 00:26:34 Current work at Nukleo to build digital ecosystems 00:28:07 How AI is disrupting the digital space 00:41:36 Small businesses are the real heroes 00:42:17 Giving back to the community 00:50:02 Advise to young entrepreneurs: don’t be afraid to fail

Our System Is Built Against You (And What You Can Do About It)

Dave Culligan breaks down the lie we’ve been sold: work hard, be a good employee and you’ll be able to buy a house, live a comfortable life and be happy. Dave Culligan is the found of threesixfive, a creative studio located in the heart of downtown Halifax that specializes in creative story telling for ambitious brands. Today Dave will cover: 🔹 Redefining happiness beyond money 🔹 Using social media the wrong way 🔹 Authenticity, AI, and the future of online trust 🔹 Leadership and the cost of people-pleasing 🔹 The power of doing the hard inner work Follow Dave: 🌐 Website 👉 https://www.threesixfive.ca/ 🌐 Personal Website 👉 https://www.daveculligan.com/ 🔗 LinkedIn 👉 https://www.linkedin.com/in/dave-culligan/ 🔗 Company LinkedIn 👉 https://www.linkedin.com/in/dave-culligan/ 🔗 Instagram 👉 https://www.instagram.com/dave.culligan/ 🔗 YouTube 👉 https://www.youtube.com/channel/UCJ2TlP_ul9bDFBFEHP1uG8g ⏱️ Timestamps: 00:00:00 What leads to happiness 00:01:04 Navigating materialism in society 00:08:00 Balance between authenticity, professional and AI 00:14:00 Overcoming adversity and learning how to help others 00:15:22 Desire to be loved 00:20:00 Losing friends throughout life’s different seasons 00:24:38 Changing level of professionalism 00:30:07 We need to tell better stories 00:42:37 Project 365 and making one video everyday for a year 00:49:18 Mindset going into project 365 00:55:21 How to change your mindset if you’re not where you want to be (yet) 00:58:33 Importance of mentorship and being a mentor 01:03:35 Challenges facing our youth today 01:14:11 What can “I” do to help? 01:19:26 Provoke change through powerful storytelling 01:23:08 Finding common ground as Canadians 01:28:20 Advice to our youth to help them navigate through life 01:32:18 What will be the legacy for Dave?

Stop Building Ideas No One Will Pay For (You're Solving the Wrong Problem)

Dennis Dixon is the founder of Oquli, a lean and bootstrapped team working to build custom software tools designed to solve real-world problems. We sit down to have a candid conversation on failure, validation, and why the most successful founders learn to deeply understand real problems before trying to solve them. Today Denis will cover: 🔹 The danger of building in isolation 🔹 The importance of validating ideas quickly 🔹 Progress comes from listening more and building less 🔹 Learning when to walk away from ideas you’re attached to 🔹 How to look for problems that people actually want solved Follow Dennis: 🌐 Website 👉 https://codiii.com/ 🔗 LinkedIn 👉 https://www.linkedin.com/in/dennisod/ 🔗 Oquli LinkedIn 👉 https://www.linkedin.com/company/oquli/ ⏱️ Timestamps: 00:00:00 Takeaway from this episode 00:00:35 Introduction to Dennis 00:01:47 What’s it like teaching adults as a teenager 00:04:15 Falling in love with an idea 00:08:14 Learning from people within your industry 00:11:46 Finding actually problems from the noise 00:14:47 Learning to let go of your ideas and changing your mindset 00:19:50 Finding solutions after you identify a problem 00:25:12 The hidden dangers of building software 00:29:00 Importance of getting feedback from users 00:31:50 Bootstrapping 00:37:33 Canada vs. United States for selling software 00:42:00 Mindset shift for growing business after validation 00:45:26 Don’t be ignorant to AI, even if you don’t use it 00:48:02 Putting aside ego to grow 00:53:24 Thoughts on when to quit a business 00:57:10 What does it mean to be an entrepreneur?