Your Money with Michelle Martin

Money and Me: The Boring Maths Behind Extraordinary Wealth

Today Michelle picks up a thought-provoking book by a serial British entrepreneur Gary Ashworth. The book unpacks a simple framework; what if becoming rich wasn’t about genius or luck - but about repeating one maths movement, ten times?  Michelle Martin speaks with self-made multi-millionaire and author Gary Ashworth about his “Double Up” wealth framework. The conversation explores responsible leverage, three-year wealth cycles, and why starting small doesn’t mean thinking small. Money and Me is hosted by Michelle Martin, and this episode reveals how patience, structure, and psychology shape long-term financial freedom. 3 High-Impact Insights: 1. Wealth grows through repeatable maths, not one big win - what if doubling capital consistently became your new north star? 2. Value is created, not found: improving assets is as important as buying them cheaply. 3. Time and psychology matter as much as money - most people fail because they hesitate about getting started. No journey is perfect. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Banks Bounce, Bears Circle, and Big Tech Braces for Earnings

United Overseas Bank has surged back into favour as investors reassess Singapore’s banking sector after months of caution. Michelle Martin and Ryan Huang unpack why UOB’s provisioning fears have eased and what rising target prices signal for bank valuations. They examine JPMorgan’s “sell list” and what it reveals about pockets of risk in an otherwise resilient market. The conversation widens to US markets, where Intel’s plunge and a heavy earnings calendar - from Apple to Tesla - shape sentiment. In UP or DOWN, they assess developments at TikTok, Berkshire Hathaway, USA Rare Earth and Frasers Centrepoint Trust. Market View is hosted by Michelle Martin with Ryan Huang. Join the conversation, featuring companies including UOB, DBS, OCBC, Intel, Apple, Microsoft, Meta, Tesla, Berkshire Hathaway, TikTok and Yangzijiang Shipbuilding. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Money and Me: Why no sell-off? How to look beyond the Mag 7, and why cash is really not king now

Markets are rattled by geopolitics - but panic is rarely a strategy. From US military action in Venezuela to tensions over Greenland, investors are questioning whether uncertainty now warrants a shift in portfolios. We examine how US equities have actually behaved through geopolitical shocks - and what history suggests about staying invested. The Magnificent 7 start the year unevenly, raising the question of whether leadership is broadening beyond mega-cap tech into SMID caps. A weaker US dollar prompts a closer look at currency exposure in global portfolios - risk, opportunity, or both? With noise rising across geopolitics and policy, we ask the hardest question: sit in cash, or stay the course? Hosted by Michelle Martin. Guest: Cheng Chye Hsern, Head of Investment, Providend. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Why Intel sold-off, P&G’s silk diaper strategy and Inflation Risks for Investors

Intel beats earnings - but supply bottlenecks spook markets. We unpack why Intel sold off despite stronger revenue, and what supply constraints signal for the chip cycle. From semiconductors to staples, Procter & Gamble bets on premium pricing with luxury diapers - is pricing power holding up? US inflation stays sticky at 2.8%, reshaping expectations for Federal Reserve rate cuts and equity valuations. Markets rally as tariff threats fade, with investors choosing policy relief over economic caution. UP or DOWN on Ubisoft, JPMorgan Chase, Suntec REIT, and City Developments Limited - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Market View: Cancer Profits, Greenland Politics, Johnson & Johnson, L’Oréal, Lululemon, Ryanair, City Developments Limited, Hongkong Land, Singtel, Thai Beverage

A 140-year-old healthcare giant shows it can still grow, as Johnson & Johnson beats earnings expectations and doubles down on its ambition to lead the global fight against cancer. On geopolitics, markets rebound after U.S. President Donald Trump walks back tariff threats tied to Greenland, reframing the issue around mineral rights and strategic access instead. We unpack whether this is real policy clarity - or another case of TACO economics - as U.S. stocks rally on relief. In UP or DOWN, we look at L’Oréal’s big bet on Indian beauty tech, Lululemon’s brand stumble with squat-failing tights, Ryanair’s monetisation of controversy, and whether CDL is poised for a catch-up trade. Back home, the STI tests key support as only a handful of blue chips finish in the green. And in our Last Word, a tool-using cow in Austria challenges what we think we know about intelligence - in markets, and in life - hosted by Michelle Martin with Ryan Huang. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.