Your Money with Michelle Martin

How much are you really paying in fees when you buy an ILP? Michelle Martin and Tim Phillips from timtalksmoney.com [http://timtalksmoney.com/] dive into the high-stakes world of investment-linked policies. Learn when ILPs  fees quietly eat into your returns, and what the data says about their real costs. LIA says ILP sales in Singapore surged 41% in 2024 to $2.3 billion — this conversation is more relevant than ever. Are Singaporeans walking into a fee trap? Tim also breaks down why keeping insurance and investment separate could save you thousands in the long run. Hosted by Michelle Martin. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

A potential $1.8 billion REIT listing is creating waves — is Centurion’s spin-off a game-changer? NTT DC REIT’s debut draws 10x oversubscription, but did it deliver post-listing? Michelle unpacks earnings momentum in the US: Netflix, JPMorgan, Wells Fargo, Seagate, and Progressive. What does a stronger Sing dollar mean for your wallet? Plus, STI hits a new high with movers like DFI Retail, UOL, and Venture Corp. Hosted by Michelle Martin Companies Mentioned Include: Centurion, NTT DC REIT, Netflix,  Seagate Technology, Progressive, DFI Retail & Wilmar International. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Private home sales plunge, prices stagnate—yet one new launch has had a warm reception. Singapore’s property market cools in Q2 2025, with private home sales down over 66%. HDB resale price growth slows while new supply looms from MND. Yet CapitaLand’s LyndenWoods defies the downturn with a near sell-out launch. Ivan Cai, CEO of Crestbrick, joins Michelle Martin to decode what it all means for investors. Will interest rates, new stamp duties, and cooling measures shake up the second half of 2025? Hosted by Michelle Martin, this episode uncovers key strategies for buyers, sellers, and landlords. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Singapore’s Q2 growth surprises—so why is momentum fading? Michelle Martin unpacks OCBC’s leadership shift, NTT DC REIT’s hot listing, and FedEx’s robot deliveries. Kraft Heinz considers a mega spinoff, Grab takes a downgrade, and Creative warns of losses. Plus, how Trump’s tariff shockwaves may reshape global trade deals with Europe and Mexico. The STI flirts with the 4,100 mark—how are SingTel and Yangzijiang faring? Hosted by Michelle Martin  Companies Mentioned include: OCBC, DBS, UOB, Great Eastern, NTT, BlackRock, Fidelity, FedEx, Mapletree Industrial Trust, JPMorgan, Citigroup, Bank of America, Goldman Sachs. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.

Are retail investors outmaneuvering the pros in Trump’s trade war? Inflation expectations are cooling — but is it really a green light for markets? IBM lays off 8,000 with AI, yet is growing headcount. What gives? Michelle Martin dives deep into how AI is reshaping the workforce and what this means for investors. She also unpacks market reactions to Trump’s new tariffs with Arun Pai of Monk’s Hill Ventures. See omnystudio.com/listener [https://omnystudio.com/listener] for privacy information.