Benefits of Knowledge

Strides are constantly being made in the group benefits industry to better support employers who can then better support their employees. In this episode, Lorne Curry sits down with Dave Patriarche, founder of Canadian Group Insurance Brokers (CGIB), as they talk about a new program that CGIB is offering. Dave saw a need in the industry to provide more specific technical training geared towards the complexities of group benefits, and speaks about how he addressed this need. Dave discusses: * Why CGIB felt the need to create a pooled hybrid plan, and why they thought employers needed it * How a pooled program works to better protect employers and employees * Why CGIB chose to partner with Benefits by Design to implement their program * How the program works and compares to a traditional benefit program * And more Resources: * Group Benefits headquarters [https://www.curryfinancialgroup.com/group-benefits/] * Episode 3: A Look at the Funding Models [https://benefitsofknowledge.blubrry.net/2021/02/03/episode-3-a-look-at-the-funding-models/] * Episode 12: Controlling the Costs of Drug Plans [https://benefitsofknowledge.blubrry.net/2021/06/16/12-controlling-the-costs-of-drug-plans/] Connect With Dave Patriarche: * info@cgib.ca * (905) 886-9203 * Canadian Group Insurance Brokers [https://cgib.ca/] * LinkedIn: Dave Patriarche [https://www.linkedin.com/in/davepatriarche/?originalSubdomain=ca] Connect With Lorne Curry * (705)-749-1131 * 1-(866) 445-4424 * Curry Financial Group [https://www.curryfinancialgroup.com/] * LinkedIn: Lorne Curry [https://www.linkedin.com/in/lorne-curry-66ab777/?originalSubdomain=ca]

Sometimes being able to access information from another perspective can help you understand it better. In this episode, Lorne Curry invites Mike McClenahan, VP of Partner Solutions with People Corporation and president of TPAAC, onto the show. Lorne and Mike discuss various aspects of group benefits to get Mike’s unique perspective from the supplier side. Mike discusses: * High prescription drug costs and the trend of more employers putting a cap on spending * Stop-loss and pooling levels in group benefits * The recent trend of telemedicine taking on more popularity * And more Resources: * Group Benefits headquarters [https://www.curryfinancialgroup.com/group-benefits/] Connect With Mike McClenahan: * People Corporation [http://www.peoplecorporation.com/en-ca/] * TPAAC [https://www.tpaac.ca/] * LinkedIn: Mike McClanahan [https://www.linkedin.com/in/mike-mcclenahan/?originalSubdomain=ca] * LinkedIn: People Corporation [https://www.linkedin.com/company/people-corporation/] Connect With Lorne Curry * (705)-749-1131 * 1-(866) 445-4424 * Curry Financial Group [https://www.curryfinancialgroup.com/] * LinkedIn: Lorne Curry [https://www.linkedin.com/in/lorne-curry-66ab777/?originalSubdomain=ca]

Does a service that addresses both physical and mental health and offers coverage to your entire immediate family — sound too good to be true? In this episode, Lorne Curry sits down with Isabelle Moreau, senior client executive with Teladoc Health, as they discuss the services Best Doctors/Teladoc Health has to offer. Isabelle shares some shocking statistics about both mental and physical health and how Best Doctors/Teladoc Health aims to address them. Isabelle discusses: * What the Best Doctors/Teladoc Health program is and how it helps people * How Teladoc’s mental health program assists individuals to get access to the help they need * The physical health services provided by Best Doctors/Teladoc Health * Who is eligible to take advantage of the Best Doctors/Teladoc Health services * And more Resources: * Group Benefits headquarters [https://www.curryfinancialgroup.com/group-benefits/] * Episode 8: The Benefits of the Virtual Doctors Office [https://benefitsofknowledge.blubrry.net/2021/04/14/episode-8-the-benefits-of-the-virtual-doctors-office/] * Episode 16: What to Know About Travel Insurance Before Your Travel [https://benefitsofknowledge.blubrry.net/2021/08/25/16-what-to-know-about-travel-insurance-before-you-travel/] Connect With Isabelle Moreau: * Teladoc Health [https://www.teladochealth.com/] * LinkedIn: Isabelle Moreau [https://www.linkedin.com/in/isabelle-moreau-b8170041?originalSubdomain=ca] Connect With Lorne Curry * (705)-749-1131 * 1-(866) 445-4424 * Curry Financial Group [https://www.curryfinancialgroup.com/] * LinkedIn: Lorne Curry [https://www.linkedin.com/in/lorne-curry-66ab777/?originalSubdomain=ca] About Our Guest: Isabelle is passionate about building customer relationships and excels at client retention through responsiveness, providing innovative health and wellness initiatives and significant organizational and problem solving strategies. Isabelle specializes in organizational and management consulting, needs assessment, business development, relationship building and customer retention.

As the world begins to open up and allow for more travel, it is important to fully understand how travel insurance works to protect you while you are away. In this episode, Lorne Curry speaks about how travel insurance fits into employee benefit programs. Lorne teaches you about what travel insurance covers and how the rules and regulations of travel insurance might be changing as a result of the COVID-19 Pandemic. Lorne discusses: * How to determine what will and will not be covered by travel insurance * 4 Tips to follow when you travel * Travel insurance when travelling within Canada * Telemedicine when you are travelling and how it fits into travel insurance * And more Resources: * Group Benefits headquarters [https://www.curryfinancialgroup.com/group-benefits/] * 7. The Benefits of the Virtual Doctors Office [https://benefitsofknowledge.blubrry.net/2021/04/14/episode-8-the-benefits-of-the-virtual-doctors-office/] Connect With Lorne Curry * (705)-749-1131 * 1-(866) 445-4424 * Curry Financial Group [https://www.curryfinancialgroup.com/] * LinkedIn: Lorne Curry [https://www.linkedin.com/in/lorne-curry-66ab777/?originalSubdomain=ca]

When you and your spouse both have access to benefit plans, you can coordinate them to gain coverage from both insurance companies. In this episode, Lorne Curry educates you about how coordinating benefits with your spouse works. Lorne touches on the rules that exist when coordinating benefits and speaks about when you might and might not coordinate with your spouse. Lorne discusses: * How to set up coordination of benefits * How to determine whose plan pays for what portion of coverage * How coordination of benefits works with common-law relationships, separations and divorces * What happens to coordinated benefits when one spouse loses their job * And more Resources: * Group Benefits headquarters [https://www.curryfinancialgroup.com/group-benefits/] * Episode 5: The Health Care Spending Account [https://benefitsofknowledge.blubrry.net/2021/03/03/episode-5-the-advantage-of-health-care-spending-accounts/] Connect With Lorne Curry * (705) 749-1131 * 1-(866) 445-4424 * Curry Financial Group [https://www.curryfinancialgroup.com/] * LinkedIn: Lorne Curry [https://www.linkedin.com/in/lorne-curry-66ab777/?originalSubdomain=ca]