Capital Gains Tax: What Investors Need to Know

Capital Gains Tax is back in the spotlight, with growing speculation over whether the new Prime Minister could overhaul the system. But what exactly is CGT and what would any changes actually mean for investors? In this episode, Georgie Frost is joined by Jason Hollands, Managing Director at Evelyn Partners, to unpack how Capital Gains Tax works, why it's taxed differently from income, and what proposed changes could mean for investors, business owners and the wider economy. They discuss whether higher CGT would make the tax system fairer, why inflation matters more than many people realise, how previous tax changes have altered investor behaviour, and why HMRC's own modelling suggests raising rates doesn't necessarily mean raising more money. Plus, practical ways investors can think about managing Capital Gains Tax without making hasty decisions based on political speculation. Please remember: this podcast is for information and educational purposes only and does not constitute financial advice. Capital is at risk. Thank you to our sponsor PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes] - a leading online pension provider who is on a mission to build pension confidence so that you can enjoy a happy retirement. With PensionBee, you can manage your pension savings with ease and can combine and contribute all from one app. If you're over the age of 55 (rising to 57 from 2028) you can start making pension withdrawals [https://www.pensionbee.com/uk/pension-withdrawal?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]with ease and in a way that suits you. PensionBee’s website and award-winning app make retirement planning simple with helpful tools like a Pension Calculator [https://www.pensionbee.com/uk/pension-calculator?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], blogs [https://www.pensionbee.com/uk/blog?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes], videos [https://www.youtube.com/channel/UCpVxqKCXMkiRL1GVgQERSHA] and a monthly podcast - The Pension Confident Podcast [https://www.pensionbee.com/uk/podcast?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. Take control of your retirement today with PensionBee [https://www.pensionbee.com/uk?utm_source=partners&utm_medium=podcast&utm_campaign=investing_unlocked_shownotes]. When investing, your capital is at risk. To hear more from us: YouTube: Subscribe to our channel, Investing Unlocked with Georgie Frost [https://www.youtube.com/@InvestingUnlockedUK/], to watch the video podcast.  Instagram: https://www.instagram.com/investing.unlocked/ [https://www.instagram.com/investing.unlocked/]TikTok: https://www.tiktok.com/@investing.unlocked [https://www.instagram.com/investing.unlocked/] Georgie Frost  Instagram: www.instagram.com/georgiefrostmoney/?hl=en [https://www.instagram.com/georgiefrostmoney/?hl=en] LinkedIn: linkedin.com/in/georgie-frost-a1b090110 [https://uk.linkedin.com/in/georgie-frost-a1b090110]