Ladies Get Paid

Your 401(k) Is Funding War. Here's What You Can Do About It | Former Finance Insider

54 min · 14 mei 2026
aflevering Your 401(k) Is Funding War. Here's What You Can Do About It | Former Finance Insider artwork

Beschrijving

Most people have no idea what their 401(k) is actually invested in. Amanda Holden spent years working in finance, and she's here to tell you: if you're invested in an S&P 500 index fund, you own pieces of weapons manufacturers, oil companies, and AI surveillance tech. This isn't a conspiracy theory. It's how the retirement system works. Amanda tripled her salary at 24 working as an investment counselor for wealthy clients. She walked away four years later because she couldn't stomach helping rich men get richer. Now she teaches regular people how to invest—and she's brutally honest about the cognitive dissonance of building wealth in systems that fund war, climate disaster, and surveillance. We talk about: * What's actually in your 401(k) and S&P 500 index funds * Why you can't fully opt out of capitalism (even if you want to) * How to use index funds that screen out weapons and fossil fuels * What a Roth IRA actually is (most people get this wrong) * The real percentage you need to save for retirement * Why she charges $15 for workshops instead of $5,000 * What it costs to run a business aligned with your values * Why your labor is also an investment in the system Amanda doesn't have a perfect solution—because there isn't one. But she offers something better: honesty about what we're all participating in, and practical steps for navigating it without pretending it's clean. Head to my Substack for the complete breakdown of this conversation—including all the key insights and tactical action steps you can take today. Whether you're opening your first investment account or rethinking what "enough" means, I've got you covered. Amanda Holden is the author of HOW TO BE A RICH OLD LADY (https://www.amanda-holden.com/book) and founder of Invested Development, where she's taught 25,000 students how to invest. Follow her @dumpster.doggy.

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