Frozen Rates, Falling Rents, and a Housing Market Reset | Episode 86

Why BC's Housing Intervention Could Backfire | Episode 95

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage ] Is BC really bailing out condo developers? In Episode 95 of The Canadian Mortgage Show, hosts Alex Pang and Alex Shanks are joined by BC Real Estate Association Chief Economist Brendon Ogmundson to unpack the controversy surrounding BC's proposed $1.5 billion condo program. Was this really a developer bailout—or was the story completely misunderstood? They discuss why developers say they never asked for the program, what is actually causing Canada's housing slowdown, the growing inventory of unsold condos, and why today's policies could create another housing shortage just a few years from now. The conversation also covers: • Why new housing construction is slowing • Interest rate outlook and Bank of Canada expectations • Canada's economic recovery • Pipeline investments and economic growth • AI, productivity, and the future of jobs • Where Vancouver and Toronto real estate could be headed next Whether you're a homeowner, investor, realtor, or simply trying to understand Canada's rapidly changing housing market, this episode breaks down the facts behind the headlines. Subscribe for weekly conversations on Canadian real estate, mortgages, economics, and housing policy.

Billion Dollar Housing Bailout Nobody Asked For | Episode 94

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage ] Canada's housing market is at another turning point. This week, Alex Pang and Alex Shanks break down the controversial BC condo bailout and why critics from both sides of the political spectrum are pushing back. Is this really an affordable housing initiative—or a taxpayer-funded rescue for developers? They also discuss: • The economics behind the FIFA World Cup and whether hosting actually benefits Canada. • Rising inflation and why grocery bills continue to climb. • The latest Canadian housing market data and where prices are still rising. • Why breaking your mortgage early could save you thousands of dollars. • Interest rate expectations and what borrowers should watch over the coming months. If you're a homeowner, investor, first-time buyer, or simply trying to understand where Canada's economy is heading, this episode is packed with practical insights and honest discussion. Subscribe for weekly Canadian housing, mortgage, and economic updates. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Canada’s Population Is Falling — What Happens Next? | Episode 93

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [ http://www.calendly.com/alexpangmortgage ] Canada’s population is declining for the third straight quarter—and the implications could be much bigger than most people realize. In Episode 93, Alex Pang and Alex Shanks break down what a shrinking population, collapsing birth rates, and sharply reduced immigration could mean for Canada’s housing market, workforce, schools, pensions, and long-term economic growth. They also discuss B.C.’s plan to buy unsold condos, concerns around government bailouts for developers, Canada’s growing brain drain problem, potential digital-surveillance legislation, mortgage-rate expectations, and the rising cost of delayed infrastructure projects like the Massey Tunnel replacement. Plus: World Cup excitement, Canada’s huge win, and why the country needs a more balanced approach to immigration, affordability, and growth. Subscribe to The Canadian Mortgage Show for weekly conversations on mortgages, housing, affordability, real estate, and the policies shaping Canada. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Canada Added Jobs. People Still Left. | Episode 92

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage]  Canada added 88,000 jobs in May and unemployment dropped — but at the same time, a record number of people are leaving the country. So what’s really happening? In this episode, Alex Pang and Alex Shanks discuss Canada’s confusing economic signals: stronger-than-expected job numbers, falling rents, frozen interest rates, rising affordability concerns, and growing frustration from Canadians who feel priced out, taxed out, or pushed out. Is the Canadian economy actually improving? Or are the headline numbers hiding a much weaker reality? They also cover the Bank of Canada’s latest rate hold, the decline in asking rents across major markets, new telecom rules, and the Greg Martel mortgage fraud scandal. Podcast Social Links: Website: https://canadianmortgageshow.com/ Instagram: https://www.instagram.com/canadianmortgageshow/ Facebook: https://www.facebook.com/canadianmortgageshow/ Follow Our Hosts: Alex Pang  Tiktok: https://www.tiktok.com/@alexpangmortgage/ Instagram: https://www.instagram.com/alexpangmortgage/ Alex Shanks  Tiktok: https://www.tiktok.com/@mortgagemanagement/ Instagram: https://www.instagram.com/alexshanksmortgagemanagement/

Slips Into Recession - What It Means for Housing, Rates & Mortgages | Episode 91

Send us Fan Mail [https://www.buzzsprout.com/2399366/fan_mail/new] Schedule a call: http://www.calendly.com/alexpangmortgage [http://www.calendly.com/alexpangmortgage] In Episode 91 of The Canadian Mortgage Show, Alex Pang and Alex Shanks break down Canada’s latest economic warning signs as the country enters a technical recession. They discuss what slowing GDP growth, rising unemployment, falling bond yields, and uncertainty around future rate cuts could mean for Canadian homeowners, buyers, and investors. The episode also dives into the state of housing across Canada, including softening prices in Toronto, slowing sales in Montreal and Vancouver, collapsing pre-sale condo activity, and the growing stress in mortgage delinquency rates across the GTA. The hosts also explore rental market realities, development fees, affordability challenges, LNG export news, tenant protection changes in Burnaby, and why real estate income is far from passive. A timely conversation for anyone trying to understand where Canada’s economy, mortgage rates, and housing market may be heading next. Podcast Social Links: Website: https://canadianmortgageshow.com/ [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbHRPdW1XeEFXaGs2YzhuVUo3bVVlcnNSU3psd3xBQ3Jtc0ttZ2JTNzB6WXRvZHVTVUlMYmdPUGRqY3RUX2FMRGk3a0FvY3lxendRU1BHS0JGYzBmb25JbnZxQlBYY1NnQTJjVGhPTlFEU1NjNmxWVTM5SXFYaUItTDNXRFo1dTRNSGJtczZCWXNreFJobkUzNlo5SQ&q=https%3A%2F%2Fcanadianmortgageshow.com%2F&v=BqSQSxnMhos] Instagram:   / canadianmortgageshow  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqazFlQUxDZUlmcEpNalMyS09Jb2xvMW9YeFFDd3xBQ3Jtc0tuUmVlRm9mVnJiWUJ6XzhCM3dqRGNiSXNVd3c1RDFrQnE2TXN2T2twYjZnWTBZMFVsU1FqemhJWGx1MmRTcWYzaDdvei15RHhDaXlZTjZuc2FTdmZsU1hCR0o2dWZHU1BlNVFEcUFXbkpJay03ZGt2RQ&q=https%3A%2F%2Fwww.instagram.com%2Fcanadianmortgageshow%2F&v=BqSQSxnMhos] Facebook:   / canadianmortgageshow  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbURPSUg5VUZLS2V1ZWtac20zMGJmT0tOYzVSUXxBQ3Jtc0ttbzlvRGpaUnRsOXJDWGdUdGtITzMxRXU5UDVtS2tnajJjMWFiWVlTTjhpN080aXJfOHl4TW9xUTluZnMxZWROb1VMV1h4cW1pNmJiY3pucFBmaHdSNmZNdGphWmJBWWszMXBObHprRlZmTllWV1ZUTQ&q=https%3A%2F%2Fwww.facebook.com%2Fcanadianmortgageshow%2F&v=BqSQSxnMhos] Follow Our Hosts: Alex Pang Tiktok:   / alexpangmortgage  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbjRpRWFqQXNMTGVCb0p0ZjFOXzZlZUhpVVJJZ3xBQ3Jtc0ttNEg0QUVFSGtZSnZHSUp0THNhMHZ5Uzd3RnNld2NwM3hXNUdhTWdXeGltM0RES2VQQ2NaUll1Q1lES2Q1VjNfMURwd0NQWG1YUng3WDlIMHpST1E4T1lBZklOZktuNU9OQXhWOE1yamI4VF9ZbUExTQ&q=https%3A%2F%2Fwww.tiktok.com%2F%40alexpangmortgage%2F&v=BqSQSxnMhos] Instagram:   / alexpangmortgage  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa2N6RW9aWTBzZlFLRlhsb0prOVpaN0kxZFJNZ3xBQ3Jtc0ttYjc1cWRTRTVFNTNqYzZuQ3lWZUNpaHB5ZnRQOENhY3ZVaWNwNmZyVEFGTFRLdDRFcjBhSDdNclNQMUQ5ZEh5ejJHVS1zX21WMXVxVkdCQnV4OFcwb184d2JLZXFJUG44WHNGcjdEM1NHWmpmMjBZZw&q=https%3A%2F%2Fwww.instagram.com%2Falexpangmortgage%2F&v=BqSQSxnMhos] Alex Shanks Tiktok:   / mortgagemanagement  [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbTZ5NXZrc2VrQ1lQTmFKXzJDcFBWNHVPejJGQXxBQ3Jtc0ttMmlmbS1pV3hyaDRxWldSNThIbHhZY3NwVzhROUJTdC12azNaWEczOURHek1sLUpJbHJ4QzF5TS1ZMy0tV3Z3YXl0MGhETXI2czlFQU05ODVWQzZNSUV5UW9McVNSRjdIRXFzTkdCUUNjZHRwYWhPRQ&q=https%3A%2F%2Fwww.tiktok.com%2F%40mortgagemanagement%2F&v=BqSQSxnMhos] Instagram:   / alexshanksmortgagemanagement   [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqbUR6SF9IY045ajZQN0QtRnJOYWFQS3VndzBJd3xBQ3Jtc0ttMWhkb3cyMkNQRl9Fam01WnZVRm4tUWNLQzVQbmVVSjBiNFJfaFBNdkpVOXJObVVnUnByd1QtNmVTaEdJWTNZSDAwWXppRjRFclVOZFE2NmJTMF9hOWZfdjZJRWZhbkF1NHZnMXljVGVjaXRYUWpvUQ&q=https%3A%2F%2Fwww.instagram.com%2Falexshanksmortgagemanagement%2F&v=BqSQSxnMhos]