The Lo-Down

How a Therapist and RN Built a Mid-Term Rental Business Without Using Their Own Money | Michael & Grace Santos E41

54 min · 27 jan 2026
aflevering How a Therapist and RN Built a Mid-Term Rental Business Without Using Their Own Money | Michael & Grace Santos E41 artwork

Beschrijving

What does it really take to go from working full-time jobs to raising $8,000,000 in private capital and building a multi-state real estate business? In this episode of The Lo-Down Podcast, I sit down with Grace & Michael Santos, a therapist and nurse who built a thriving out-of-state flipping and mid-term rental business without using their own money. They break down exactly how they started in 2021, pivoted from flips into mid-term rentals, and built the systems and credibility that allowed them to raise $8M in one year using OPM (Other People's Money). What You'll Learn: * How to transition from W-2 jobs to full-time real estate investing * Why mid-term rentals are more profitable and stable than traditional flips * The exact step-by-step process for raising millions in private capital * How to find, approach, and close private lenders (with scripts) * Deal structuring secrets and what to include in investor one-pagers * Premium furnishing strategies that attract higher-quality tenants * Exit strategy framework: when to flip vs. hold a property * Managing burnout and time-blocking as entrepreneur couples * Their 2026 vision: multifamily development and scaling to $20M+ Connect with Michael and Grace Santos: Instagram: https: https://www.instagram.com/michael.dc.santos/?hl=en Instagram : https://www.instagram.com/mwgmproperties/?hl=en Connect with Lorenzo: Instagram: https://www.instagram.com/lorenzo.mercado Website: https://www.mercasaventures.com | www.AscentCapital.llc Listen to The Lo-Down Podcast 🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761 🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

Reacties

0

Wees de eerste die een reactie plaatst

Meld je nu aan en word lid van de The Lo-Down community!

Probeer gratis

Probeer 14 dagen gratis

€ 9,99 / maand na proefperiode. · Elk moment opzegbaar.

  • Podcasts die je alleen op Podimo hoort
  • 20 uur luisterboeken / maand
  • Gratis podcasts

Alle afleveringen

47 afleveringen

aflevering The $200k Shipping Container: A Masterclass in Unique and Experiential Stays | Josh McEachron E47 artwork

The $200k Shipping Container: A Masterclass in Unique and Experiential Stays | Josh McEachron E47

Discover how Josh McEachron turned a simple shipping container into a luxurious, organic Airbnb experience in Pioneer, California. From land acquisition to permitting hurdles, learn the story behind this innovative stay, and get actionable advice for creating your own unique hospitality venture. Main Topics:-The organic evolution of a shipping container into a luxurious and unique Airbnb retreat-Permitting and land acquisition challenges in rural California-Designing for intimacy and curated guest experiences-Cost breakdown and financial performance of the property-Tips for aspiring hosts: making properties stand out ----- Resources & Links: RidgeViewStay on Airbnb (Pioneer, CA): https://www.airbnb.com/rooms/1203068341048557584?source_impression_id=p3_1781483090_P3zltOQycniDQNdQ RidgeViewStay on Instagram: https://www.instagram.com/ridgeviewstay/ Connect with Josh McEachron Email: Joshmce@me.com Connect with Lorenzo: Instagram: https://www.instagram.com/lorenzo.mercado_ Website: LorenzoMercado.com | SolvarraGroup.com Listen to The Lo-Down Podcast 🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761 🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983--

Gisteren43 min
aflevering Why High Earners Stay Broke: A CRNA's Escape From the Golden Handcuffs | Leah Krebs E46 artwork

Why High Earners Stay Broke: A CRNA's Escape From the Golden Handcuffs | Leah Krebs E46

Leah Krebs spent 32 years in nursing — 16 at the bedside and 12+ as a Certified Registered Nurse Anesthetist, including trauma anesthesia at the nation's busiest trauma center. After a series of pivotal personal and professional moments, she and her husband founded Priority 1 Capital, a multifamily real estate firm built specifically to help healthcare professionals earn passive income through apartment investing. In this episode, Leah shares her full story: the grind of CRNA school, the defining moments that pushed her toward financial independence, and exactly how she went from W2 employee to general partner on a $7.7 million property. Connect with Leah & Priority 1 Capital Instagram: https://www.instagram.com/leah_krebs_ Website: https://www.p1capitalinvestment.com/ Connect with Lorenzo: Instagram: https://www.instagram.com/lorenzo.mercado_ Website: LorenzoMercado.com | SolvarraGroup.com Listen to The Lo-Down Podcast 🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761 🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

3 jun 202651 min
aflevering How to Build a Business Partnership That Actually Lasts | Cory Jacobson E45 artwork

How to Build a Business Partnership That Actually Lasts | Cory Jacobson E45

In this episode, Lorenzo sits down with Cory Jacobson, co-host of the Wealth Juice Podcast, to unpack how he went from making $35K working for the Philadelphia 76ers to building an 80-unit real estate portfolio alongside his business partner Ryan. Cory shares the power of house hacking, long-term thinking, authentic networking, and why successful partnerships are built on trust, communication, and aligned values. They also dive deep into podcasting, personal branding, raising capital, entrepreneurship, and what it really takes to create financial freedom without sacrificing the relationships that matter most. 00:00 - Intro & Meet Cory Jacobson 00:38 - How Cory Got Started in Real Estate 02:05 - The First House Hack That Changed Everything 03:10 - How Cory & Ryan Built Their Partnership 05:20 - Why Most Business Partnerships Fail 07:37 - Complementary Skill Sets in Business 09:54 - Handling Conflict & Difficult Conversations 11:55 - The Importance of Communication & Values 14:03 - “It’s About Who You Build With” 15:37 - How The Wealth Juice Podcast Started 17:58 - Overcoming Fear of Starting a Podcast 20:03 - Dealing With Judgment & Criticism Online 21:42 - Staying Consistent for 400 Podcast Episodes 23:59 - Habits, Discipline & Long-Term Consistency 24:20 - Common Traits of Successful People 26:53 - Why Real Estate Is a Long-Term Game 28:06 - Cory’s Real Estate Investing Strategy 30:27 - Why They Focus on Multifamily Properties 32:16 - Real Numbers Behind Their Real Estate Deals 34:23 - Raising Capital Through Podcasting & Social Media 37:56 - Why Building in Public Creates Opportunities 39:39 - The Power of Community & Networking 42:08 - Escaping Analysis Paralysis 43:20 - Why Your First Deal Matters Most 44:31 - Leaving the W2 Job & Betting on Yourself 47:15 - Entrepreneurship vs Job Security 48:24 - What Cory Would Do Differently Starting Over 50:57 - Where to Find Cory & Wealth Juice Podcast 51:42 - Final Thoughts & Outro Connect with Cory Jacobson Instagram: https://www.instagram.com/wealthjuiceofficial/ Podcast: https://podcasts.apple.com/us/podcast/wealth-juice-real-estate-personal-finance-investing/id1506974626 Connect with Lorenzo: Instagram: https://www.instagram.com/lorenzo.mercado_ Website: LorenzoMercado.com | SolvarraGroup.com Listen to The Lo-Down Podcast 🎙Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761 🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

21 mei 202651 min
aflevering Turn Expenses Into Free Luxury Travel w/ Credit Card Hacking | Jaina Pallasigui E44 artwork

Turn Expenses Into Free Luxury Travel w/ Credit Card Hacking | Jaina Pallasigui E44

What if every bill you paid was secretly funding your next luxury vacation? That's exactly what real estate investor Jaina Pallasigui figured out — and she's accumulated over 2 million credit card points and redeemed $175,000 in free luxury travel to prove it. Jaina breaks down exactly how she runs her entire real estate business through credit cards, turns renovation expenses into business class flights, and books five star hotels without spending a dime out of pocket. She even reveals how replacing a roof on one of her rental properties ended up paying for her entire family's stay at the Four Seasons Tokyo — completely free. In this episode we cover: * The exact credit card stack she uses for her real estate business * How to increase your spending limit the right way * The website she uses to find transfer bonuses nobody talks about * The best times to book flights using points * How to turn everyday business expenses into luxury travel Whether you own a business, pay rent, or just have a credit card in your wallet — this episode will completely change how you think about spending money. Connect with Jaina Instagram: https://www.instagram.com/jaina_anne/ Connect with Lorenzo Mercado: Instagram: https://www.instagram.com/lorenzo.mercado_ Website: LorenzoMercado.com | SolvarraGroup.com Listen to The Lo-Down Podcast 🎙 Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

5 mei 202637 min
aflevering Boutique Hotel Investing: How Two Architects Built a Vogue-Featured Wellness Hotel in Palm Springs | Diana Osso & Josh Dobken artwork

Boutique Hotel Investing: How Two Architects Built a Vogue-Featured Wellness Hotel in Palm Springs | Diana Osso & Josh Dobken

Josh Dobken and Diana Ossa managed billion-dollar architecture projects before buying a blank-slate hotel in Palm Springs, and turning it into a Vogue and Forbes-featured boutique property in under a year. In this episode of The Lo-Down, they break down exactly how they did it. With 15+ years of commercial architecture experience and 40+ short-term rentals across multiple states, Josh and Diana share the mindset, strategy, and hard lessons that took them from residential investing to boutique hotel ownership at scale. What You'll Learn: -Why they walked away from multiple deals before finding the right one -How they used a co-hosting company to prepare for hotel operations -The value-add strategy behind Terra Palm Springs -How they selected their market and defined their guest avatar -Why no deal is better than a bad deal -How their hotel earned coverage in Vogue, Forbes, and Travel + Leisure Whether you're exploring boutique hotels, STR investing, or building a path out of your W-2 — this episode is for you. Connect with Josh Dobken & Diana Osso Instagram: https://www.instagram.com/d.i.fi/ Instagram : https://www.instagram.com/terrapalmsprings/Website : https://www.terrapalmsprings.com Connect with Lorenzo Mercado: Instagram: https://www.instagram.com/lorenzo.mercado_ Website: LorenzoMercado.com | SolvarraGroup.com Listen to The Lo-Down Podcast 🎙 Apple: https://podcasts.apple.com/us/podcast/the-lodown/id1764777761🎙Spotify: https://open.spotify.com/show/1YjwXXjvFT3mqve6uMF983

26 mrt 20261 h 6 min