The Ramsey Show

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ [https://ter.li/degkjb] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?" * "I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?" * "I am $280,000 in debt on business credit cards, should I file for bankruptcy?" * "Should we buy our car that was totaled by the insurance company?" * "Should I move into the parsonage for my church?" * "Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?" * "I'm being sued by my mom's ex-landlord, should I be worried?" * "Where should my family invest our nest egg?" * "Should I cancel my universal index policy?" * "How much can I spend on travel while in retirement?" * "How do I adjust as a newly single mom?" * "How can I get more income while I'm on workers' comp?" * "How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance" Next Steps: ✔️ ⁠Help us make the show better. Please take this short survey.⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 💵 ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 📖 Buy 1 Book, Get 1 Half Off! [https://ter.li/qwb88a] ❤️‍🩹 Get trusted insurance coverage that fits your budget. [https://ter.li/v242ck] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠ [https://ter.li/m7272s] George Kamel and Ken Coleman answer your questions and discuss: * "Can someone tell me that I need to stop trading and focus on debt repayment?" * "How can we keep the IRS from taking my grandmother's retirement funds?" * "We bought land with family. Should we build a house on it?" * "How do I attract clients for my business?" * "Should I pay off my low interest rate mortgage?" * "We are losing more in fees on our universal life policy than we put in" * "We moved in with my in-laws to save for a down payment. Was that a wise decision?" * "How do I talk to debt collectors about settling?" * "Should I sell my crypto to pay off debt?" * "How do I combine finances with my wife?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📱 ⁠Get episodes early in the free Ramsey Network app!⁠ [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125]  📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠ [https://ter.li/degkjb] 💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 🛍️ 5 Days. Different Deals Daily. Shop Summer Black Friday!⁠⁠⁠⁠⁠ [https://ter.li/td2fr1] 🛡️⁠Get trusted insurance coverage that fits your budget.⁠ [https://ter.li/v242ck] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠ALDI⁠ [https://aldi.us] * Get 10% off your first month of⁠ BetterHelp⁠ [https://www.betterhelp.com/Delony] * Go to ⁠Boost Mobile⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠ Christian Healthcare Ministries⁠ [https://www.chministries.org/budget] * Get started today with⁠ Churchill Mortgage⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠ FAIRWINDS Credit Union⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠Health Trust Financial⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ [https://www.mamabearlegalforms.com] * Visit⁠ NetSuite⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠SimpliSafe⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠YRefy⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠ Zander Insurance⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠ [https://ter.li/m7272s] Rachel Cruze and Ken Coleman answer your questions and discuss: * "Can a future employer find out that I lied about a bankruptcy on my application?" * "My wife wants me to borrow money from my family to buy a car..." * "Should we downsize our animals to help get through Baby step 2? " * "Can I be a stay-at-home mom while we're paying off debt?" * "What can I do about an eviction notice?" * "How do I get my husband to be more gazelle intense?" * "What should I do with my home after I move in with my boyfriend?" * "How do I explain charging rent to my kids?" * "My husband's new job expenses are $1,000 a week. How do we plan for this?" * "How do we balance being generous without enabling our children by giving them too much?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📱 ⁠Get episodes early in the free Ramsey Network app!⁠ [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125]  📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠ [https://ter.li/degkjb] 💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠ [https://ter.li/vhal7h] 🎒 Explore our high school personal finance and new economics curriculum. [https://ter.li/4hp96j] 🤝 Find a Ramsey Trusted Real Estate Agent [https://ter.li/etkl68] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠ALDI⁠ [https://aldi.us] * Get 10% off your first month of⁠ BetterHelp⁠ [https://www.betterhelp.com/Delony] * Go to ⁠Boost Mobile⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠ Christian Healthcare Ministries⁠ [https://www.chministries.org/budget] * Get started today with⁠ Churchill Mortgage⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠ FAIRWINDS Credit Union⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠Health Trust Financial⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ [https://www.mamabearlegalforms.com] * Visit⁠ NetSuite⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠SimpliSafe⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠YRefy⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠ Zander Insurance⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠⁠ [https://ter.li/m7272s] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "Should I stop dating someone because of their financial instability?" * "Should I leverage a rental property in order to acquire a business?" * "Should I take on a part-time job in college or just focus on school?" * "How do I prioritize financial goals as new college graduate" * "Should I take a new job with no benefits that doubles my salary?" * "How do we settle my fiancée's tax issues from her prior marriage?" * "Should we uproot our family to move back to our original home for cheaper housing?" * "Should we sell all our rental properties to pay off our mortgage?" * "Should single women in their 20s buy homes?" * "What do we do with the money we received after my son's tragic death?" * "My wife and I don't agree on following the Baby Steps exactly" * "How do I prepare for a lapse in medical coverage for my family?" * "How do I pay off $120,000 of debt if I only make $70,000 a year?" * "How do I handle having a committed relationship when my divorce decree prevents me from remarrying?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📱 ⁠⁠Get episodes early in the free Ramsey Network app!⁠⁠ [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125]  📈⁠⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠⁠ [https://ter.li/degkjb] 💵⁠⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠⁠⁠ [https://ter.li/vhal7h] ⛓️‍💥 Tired of debt? Grab Breaking Free From Broke now! [https://ter.li/apf6qf] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/rslmjr] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ [https://aldi.us] * Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠Boost Mobile⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠ Churchill Mortgage⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠DeleteMe⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠ NetSuite⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠⁠SimpliSafe⁠⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠⁠YRefy⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠ Zander Insurance⁠⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠ [https://ter.li/m7272s] Dave Ramsey and George Kamel answer your questions and discuss: * "How do I navigate refusing a large monetary gift from family due to cultural expectations?" * "I'm about to take on $200,000 of student loans, how do I begin to pay this off?" * "Dave, have you gone soft on Crypto?" * "I'm worried that if I buy a car right now, it will jeopardize my ability to get a home loan" * "How do I support my household on my own when my husband doesn't work?" * "Should I take the buyout or the monthly payments for my pension?" * "How do I ask my boss for a raise?" * "Should I take out a HELOC for home repairs?" * "Should I re-enter the workforce if it means that I will be away from my friends and family more?" * "Is it okay to not buy a home for a couple of years while living in a foreign country?" * "My husband says I'm financially abusive, is he right?" * "Can I go on vacation while I am saving for a house?" * "How do I improve my credit score so I can get balance transfer credit cards?" Next Steps: ✔️⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📱 Get episodes early in the free Ramsey Network app! [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125]  📈⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠ [https://ter.li/degkjb] ❤️‍🩹 Get trusted insurance coverage that fits your budget. [https://ter.li/v242ck] ⁠⁠⁠⁠ [https://ter.li/3rtsm1]📖 Your Total Money Makeover starts here. [https://ter.li/918c50] 💵⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠⁠ [https://ter.li/vhal7h] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠⁠George Kamel⁠⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]