The Ramsey Show

"I’m 50 With No Retirement Living Paycheck-to-Paycheck"

❓Have a money question? Ask Ramsey is here to help! [https://ter.li/hldjxk] Ken Coleman and George Kamel answer your questions and discuss: * “How do I stop living paycheck to paycheck?” * “Should we pay the student loans my mother-in-law is supposed to pay?” * “Should we buy a home when we move to a different state?” * “How much should we be spending on a vacation?” * “We have a collection company coming after us for money we don’t owe. How should we handle this situation?” * “Why won’t my wife live in an RV with me?” * “I am under contract for a house with leased solar panels. Should I back out of this deal?” * “Should we keep helping our daughter financially after her divorce?” * “Should I buy a new truck or keep my old one?” * “My husband doesn’t want to use our savings to pay off our home” * “Can we afford a $500k house?” * “Is my sister still responsible to make payments towards renovations on a home we co-own?” * “How can I get out of $434,000 of debt?” * “How fast should I be saving my fully-funded emergency fund?” * “Should my husband change careers to make more money?” Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ [https://ramsey.solutions/6okro3] 🛡️ Protect yourself with trusted insurance coverage that fits your budget. [https://ter.li/enqybu] 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠⁠⁠⁠ [https://ter.li/ypxp2q] 💻 Need help with your taxes? See who we trust. [https://ter.li/x7t76q] Connect With Our Sponsors: * Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Go to⁠⁠⁠ ⁠⁠⁠ [https://www.casper.com/Ramsey]⁠⁠⁠Casper Sleep⁠⁠⁠ [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠ [https://www.cbac.com/ramsey]. Find a local shop and get an exclusive Ramsey discount of 10% off * Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠ [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠⁠ NetSuite⁠⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Get started with ⁠⁠⁠YRefy⁠⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠George Kamel⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Take Back Your Money in 2026

💸 Start transforming your money today with EveryDollar! [https://ramsey.solutions/EveryDollar2026] In a special bonus episode from our recent "Take Back Your Money" livestream, Dave Ramsey and Jade Warshaw show you how to take your money from chaos to clarity so you can break free from debt and completely transform your finances in 2026. Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

Quiet The Chaos And Solve For Peace

❓Have a money question? Ask Ramsey is here to help! [https://ter.li/hldjxk] Ken Coleman and Jade Warshaw answer your questions and discuss: * "My husband is about to go to prison for several years, how should we prepare our finances?" * "How can I get my 19-year-old son to be responsible for his expenses?" * "I'm 46-years-old but I still don't have my finances in order, how do I begin to get organized with my money?" * "Are we spending too much on building our home?" * "Should I share my inheritance with my brothers?" * "Should I sell my car?". Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 🏠 ⁠⁠Find a Ramsey Trusted Real Estate Agent⁠⁠ [https://ter.li/j5zk7f] 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ [https://ramsey.solutions/6okro3] 🛡️ Protect yourself with trusted insurance coverage that fits your budget [https://ter.li/enqybu] 💻 Need help with your taxes? See who we trust. [https://ter.li/x7t76q] Connect With Our Sponsors: * Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Go to⁠⁠⁠ ⁠⁠⁠ [https://www.casper.com/Ramsey]⁠⁠⁠Casper Sleep⁠⁠⁠ [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠ [https://www.cbac.com/ramsey]. Find a local shop and get an exclusive Ramsey discount of 10% off * Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠ [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠⁠ NetSuite⁠⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Get started with ⁠⁠⁠YRefy⁠⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠George Kamel⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

"We're In $580k Of Debt At This Point"

❓Have a money question? Ask Ramsey is here to help! [https://ter.li/hldjxk] George Kamel and Rachel Cruze answer your questions and discuss: * "Should I file for bankruptcy? " * "How do I move on after financial and emotional infidelity?" * "I'm retired and I have never invested my money" * "Is it a good idea to spend money on a birthday vacation for my daughter?" * "What happens to debt if I die before paying it off?" * "Should I use my HELOC to pay off my other debt?" * "My brother has been stealing money from our parents and has put them into debt. Should I tell them to file bankruptcy?" * "Do we have too much of our wealth tied up in our home?". Next Steps: ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠⁠⁠ [https://ter.li/ypxp2q] 🏢 ⁠Join the Crusade! Apply Now! [https://jobs.jobvite.com/daveramsey?_ga=2.69245715.2057109761.1697655841-817435790.1629741708&__jvst=Podcast] 💵 ⁠⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠⁠ [https://ramsey.solutions/6okro3] 🛡️ Protect yourself with trusted insurance coverage that fits your budget. [https://ter.li/enqybu] Connect With Our Sponsors: * Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Go to⁠⁠⁠ ⁠⁠⁠ [https://www.casper.com/Ramsey]⁠⁠⁠Casper Sleep⁠⁠⁠ [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠ [https://www.cbac.com/ramsey]. Find a local shop and get an exclusive Ramsey discount of 10% off * Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠ [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠⁠ NetSuite⁠⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Get started with ⁠⁠⁠YRefy⁠⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠George Kamel⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

There Is Hope When Debt and Life Feel Overwhelming

❓Have a money question? Ask Ramsey is here to help! [https://ter.li/hldjxk] George Kamel and Dr. John Delony answer your questions and discuss: * "How do we deal with the $300,000 of debt my wife racked up in predatory loans?" * "How can I get my wife to understand she needs to contribute to our finances?" * "I took out some payday loans while having a manic episode. How do I get on the Baby Steps and get out of this situation?" * "Should I split my retirement contributions into different accounts?" * "My house needs repairs but I can't afford it. What should I do?" * "How do we go about paying off our debt? ". Next Steps: 💵 What is a 529 Plan? [https://ter.li/ad9q4v] ✔️⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠ ⁠send us an email⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]. 💵 ⁠⁠⁠Start your free budget today. Download the EveryDollar app!⁠⁠ [https://ramsey.solutions/6okro3] 🛡️ ⁠Protect yourself with trusted insurance coverage that fits your budget [https://ter.li/enqybu] 💻 ⁠⁠⁠⁠⁠⁠⁠⁠⁠Find out where you stand with your money and get a free plan⁠⁠⁠⁠⁠⁠⁠ [https://ter.li/ypxp2q] 📈 What is a 529 Plan? Connect With Our Sponsors: * Get 10% off your first month of ⁠⁠⁠BetterHelp⁠⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠⁠Boost Mobile⁠⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Go to⁠⁠⁠ ⁠⁠⁠ [https://www.casper.com/Ramsey]⁠⁠⁠Casper Sleep⁠⁠⁠ [https://www.casper.com/Ramsey] and use promo code RAMSEY to learn more * If you want your car to keep going and going, trust ⁠⁠⁠Christian Brothers Automotive⁠⁠⁠ [https://www.cbac.com/ramsey]. Find a local shop and get an exclusive Ramsey discount of 10% off * Learn more about⁠⁠⁠ Christian Healthcare Ministries⁠⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠⁠ Churchill Mortgage⁠⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠⁠DeleteMe⁠⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠⁠ FAIRWINDS Credit Union⁠⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Debt collectors hassling you? Take back control of your life at ⁠⁠⁠Guardian Litigation Group⁠⁠⁠ [https://www.guardianlit.com/Ramsey] * Find top health insurance plans at ⁠⁠⁠Health Trust Financial⁠⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠⁠Mama Bear Legal Forms⁠⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠⁠ NetSuite⁠⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * Get started with ⁠⁠⁠YRefy⁠⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠⁠ Zander Insurance⁠⁠⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠The Dr. John Delony Show⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠Smart Money Happy Hour⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠The Rachel Cruze Show⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠George Kamel⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠EntreLeadership⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]