The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-15&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041525&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041525] Dave Ramsey and George Kamel answer your questions and discuss: * "Should I settle with the creditor who sold my repossessed car?" * "How do I get out of my real estate investments?" * "When can we spend money on a vacation?" * "I'm 25 years old and $165,000 in debt," * "I'm 64 with no retirement and I owe the IRS $70k," * "Why do houses go up in value while cars go down?" Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  🛒 Get your copy of Build a Business You Love today [https://ter.li/pniejl] 💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today [https://ter.li/zrukjd] 💰 File your taxes with 100% accurate software that’s 20% of the price [https://ter.li/6cxb7w] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [http://broadcastdate=2025-04-14&navigationtype=episode&deep_link_value=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041425&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today's%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041425/] Dave Ramsey and Jade Warshaw answer your questions and discuss: * "My niece is trying to block us from my mom's estate," * "How do we handle finances and kids in a second marriage?" * "Should I sell my truck?" * "My brother wants to borrow money from me," * "Can I pay off my mortgage?" Next Steps: ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or send us an email. [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  💵 Start your free budget today. Download the EveryDollar app! [https://www.ramseysolutions.com/debt/debt-everydollar-free] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 🎟️ Dave Ramsey and John Delony are going on tour this month! Get tickets today. [https://ter.li/zrukjd] 📖 Preorder Build a Business You Love today. [https://ter.li/pniejl] Connect with our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us/] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com/] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com/] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com/] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-11&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041125&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041125] George Kamel & Jade Warshaw answer your questions and discuss: * Moving to a different star but making less money * When pausing debt payoff makes sense * Taxes 101 * "What is considered tithing?" * "Should we spend $30K on a vacation?" * Why co-signing on a car loan is always a bad idea Support Our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 💵 Sign up for a free training with our EveryDollar team! [https://ter.li/z29te9] 🛒 Preorder Build a Business You Love Now at Ramsey Solutions [https://ter.li/pniejl] 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you [https://ter.li/v6rh24] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] Listen to more from Ramsey Network 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-10&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041025&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20041025] Rachel Cruze & Ken Coleman answer your questions and discuss: * "How do I pay off $65k in credit card debt?" * "How do I plan surprises for my wife?" * "How do I stop living paycheck-to-paycheck?" * "Was it a mistake to quit my job?" * "The tariffs are hurting my business," * "My wife hasn't filed her taxes in 3 years," Support Our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 💵 Sign up for a free training with our EveryDollar team! [https://ter.li/z29te9] 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you [https://ter.li/v6rh24] 🛒 Preorder Build a Business You Love Now at Ramsey Solutions [https://ter.li/pniejl] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] Listen to more from Ramsey Network 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-04-09&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20040925&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20040925] Ken Coleman & Dr. John Delony answer your questions and discuss: * "My father-in-law left us a poorly maintained house that has taxes owed on it," * "I have $40k of credit card debt," * "How do I prioritize paying off student loans and other debts at a young age?" * "Are prepaid service plans a good idea?," * "Should I help my dad get a debt consolidation loan?," * "My husband has no interest in learning about our finances..." * "How do I get rid of my $1,200 car payment?" Support Our Sponsors: * 🛒 Stop paying more and start shopping smarter at Aldi [https://aldi.us] * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 📱Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps ✅ Help us make the show better by taking this short survey! [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 💵 Sign up for a free training with our EveryDollar team! [https://ter.li/z29te9] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you [https://ter.li/v6rh24] 🛒 Preorder Build a Business You Love Now at Ramsey Solutions [https://ter.li/pniejl] Listen to more from Ramsey Network 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]