The Ramsey Show

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] ❓ Help us make the show better. Please take this short survey. [https://ter.li/3rtsm1] Dave Ramsey & Dr. John Delony answer your questions and discuss: * "My company wants to sign me a 5-year deal," * "How do we work on finances while separated?" * "How much should we save for a house?" * "We won a hunting trip to Africa - should we spend the money to go or save for a house?" * "How do I get out of two Whole Life policies?" * "How do I build credit without credit cards?" Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 🎥 Get your tickets for The Chosen [https://thechosenlastsupper.com] Season 5! * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-03-17&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031725&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031725] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/c2dsur] 🎟️ See Dave Ramsey and Dr. John Delony LIVE in a city near you. [https://ter.li/v6rh24] 🛒 Preorder Build a Business You Love Now at Ramsey Solutions [https://ter.li/pniejl] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] George Kamel & Ken Coleman answer your questions and discuss: * "I feel like we'll never catch up on our retirement savings," * "Will cutting up my card get me in trouble?" * "Is it greedy to counter-offer a promotion?" * "I can't morally invest in the S&P 500," * "How do I break down annual/semi-annual insurance payments into a monthly budget?" * "My car was repossessed this morning..." Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 💰 Learn more about creating a sinking fund in EveryDollar [https://ter.li/quhigt] 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-03-14&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031425&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031425] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] 🏠 Find a Ramsey Trusted Real Estate Agent [https://ter.li/yyuukj] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/nwm1uz] 🛒 Preorder Build a Business You Love Now at Ramsey Solutions [https://ter.li/pniejl] 💻 Sign up for a free training with our EveryDollar team! [https://ter.li/z29te9] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] George Kamel & Dr. John Delony answer your questions and discuss: * "My parents sold their farm 2 years ago to my sisters for $1," * "How do I pay off $230k of student loans?" * "I can't drive my truck due to a title issue," * "What's the impact of pausing retirement?" * "My husband wants to amend our prenup," * "My husband isn't on board with the Baby Steps" Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today!  * Next Steps 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-03-13&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031325&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031325] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🛒 Preorder Build a Business You Love Now at Ramsey Solutions [https://ter.li/pniejl] 🏠 Get organized and prepared to buy or sell a home.  [https://ter.li/9dqnsg] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/nwm1uz] 🎟️ Get Tickets to the Money & Relationships Tour [https://ter.li/r0koog] 💰 Don’t pay extra for simple tax filing needs. File your taxes with 100% accurate software that’s 20% of the price [https://ter.li/p8x6ji] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] George Kamel & Dr. John Delony answer your questions and discuss: * "My mother has been paying my sister's debt," * "How do we increase our business revenue?" * "Take a pay cut to do work I'm passionate about?" * "Should I file for bankruptcy?" * "How do I tithe on a gift of $850k in stock?" Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-03-12&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031225&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031225] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🤓 File your taxes with 100% accurate software that’s 20% of the price. [https://ter.li/6cxb7w] 💼 Preorder Build a business You Love today. [https://ter.li/pniejl] 🏠 Find a Ramsey Trusted Real Estate Agent [https://ter.li/yyuukj] 🎟️ Get Tickets to the Money & Relationships Tour [https://ter.li/r0koog] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan [https://ter.li/degkjb] Ken Coleman & George Kamel answer your questions and discuss: * "My wife has been hiding credit cards from me," * "I signed up a loan not realizing that the interest is 48%..." * "Can I afford to buy a home?" * "We make $130k and still overspend," * "My company is getting hit hard by the tariffs," * "My mother added me to her credit card. I've removed myself but what how do I get it off my credit report?" * "I've fallen into the personal loan trap and I can't get out!" Support Our Sponsors: * 🌱 Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * 🏥 Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * 🏡 Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * 🔒 Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * 🏦 Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * 🥗 Save 15% on your first Field of Greens [https://brickhousenutrition.com/pages/daveramsey?linkId=Dave%20Ramsey_Podcast_Podcast&affluencerId=Dave%20Ramsey] order with code RAMSEY * ⛨ Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * 💸 To find out more about student loan refinancing, check out Laurel Road [https://www.laurelroad.com/Ramsey] * 💻 Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * 🗂️ Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * 💵 Learn more about Timothy Plan [https://www.timothyplan.com] * 🏛 Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * 🔐 Visit Zander Insurance [https://www.zander.com/] for your free instant quote today! Next Steps 📱 Watch the full episode for free in the Ramsey Network app. [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-03-11&deep_link_value=episode&navigationtype=episode&showid=f6596c6b-b375-4b4a-bfb1-2fb3065ea29d&c=finishtheshow_official&af_ad=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031125&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=finishtheshow_official&utm_term=ramsey_network_bu&utm_content=finishtheshow_official%20-%20shownotes%20-%20finish%20today%27s%20episode%20for%20free%20in%20the%20ramsey%20network%20app.%20-%20031125] 📞 Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! [https://www.ramseysolutions.com/shows/the-ramsey-show/email] 🏠 Get organized and prepared to buy or sell a home. [https://ter.li/t373z4]  ☂️ Get trusted insurance coverage that fits your budget. [https://ter.li/vbjoeq] 📖 Preorder Build a business You Love today. [https://ter.li/pniejl] 💵 Start your free budget today. Download the EveryDollar app! [https://ter.li/c2dsur] 🎟️ Get Tickets to the Money & Relationships Tour [https://ter.li/r0koog] 🏘️ Find a Ramsey Trusted Real Estate Agent [https://ter.li/yyuukj] Listen to more from Ramsey Network 🎙️ The Ramsey Show [https://ter.li/4oi4gg]   🧠 The Dr. John Delony Show [https://ter.li/7idjjq] 🍸 Smart Money Happy Hour [https://ter.li/fhywhj] 💡 The Rachel Cruze Show [https://ter.li/u4taz6] 💸 The Ramsey Show Highlights [https://ter.li/u7iws0] 💰 George Kamel [https://ter.li/ejut9r] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/p5p885] Learn more about your ad choices. https://www.megaphone.fm/adchoices [https://www.megaphone.fm/adchoices] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy]