The Ramsey Show

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ [https://ter.li/degkjb] Dave Ramsey and Ken Coleman answer your questions and discuss: * "How do I prepare to raise my child alone?" * "I regret buying my home. How do I get out of it?" * "I took out life insurance and didn't pay for 25 years..." * "How do I work through the Baby Steps if I'm already a millionaire?" * "How do I sell my share of a home I own with my family?" Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 💲Your Total Money Makeover starts here. [https://ter.li/918c50] ❤️‍🩹 Get trusted insurance coverage that fits your budget. [https://ter.li/v242ck] ☀️ Shop the summer Black Friday sale now! [https://ter.li/td2fr1] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ [https://aldi.us] * Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠Boost Mobile⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠ Churchill Mortgage⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠DeleteMe⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠ NetSuite⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠⁠SimpliSafe⁠⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠⁠YRefy⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠ Zander Insurance⁠⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠The Rachel Cruze Show⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠George Kamel⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠EntreLeadership⁠⁠ [https://ter.li/2y2cn3] ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠ [https://ter.li/degkjb] Dave Ramsey and Rachel Cruze answer your questions and discuss: * "How do I get my adult children to become financially independent?" * "I'm $200,000 in debt, should I file for bankruptcy?" * "I'm worried about my fiancé's out-of-control spending." * "My husband and I disagree on whether we should help our kid financially..." Next Steps: ✔️⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠ ⁠send us an email.⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 💵⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 💸 Register for the free FPU Coordinator Rally and enter the $3k giveaway. [https://ter.li/4eya8c] 🏠 Find a Ramsey Trusted Real Estate Agent [https://ter.li/etkl68] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠⁠ALDI⁠⁠ [https://aldi.us] * Get 10% off your first month of⁠⁠ BetterHelp⁠⁠ [https://www.betterhelp.com/Delony] * Go to ⁠⁠Boost Mobile⁠⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠⁠ Christian Healthcare Ministries⁠⁠ [https://www.chministries.org/budget] * Get started today with⁠⁠ Churchill Mortgage⁠⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠⁠DeleteMe⁠⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠⁠ FAIRWINDS Credit Union⁠⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠⁠Health Trust Financial⁠⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠⁠Mama Bear Legal Forms⁠⁠ [https://www.mamabearlegalforms.com] * Visit⁠⁠ NetSuite⁠⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠⁠SimpliSafe⁠⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠⁠The Nokbox⁠⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠⁠YRefy⁠⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠⁠ Zander Insurance⁠⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠⁠The Ramsey Show Highlights⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠The Dr. John Delony Show⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠Smart Money Happy Hour⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠The Rachel Cruze Show⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠George Kamel⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠Front Row Seat with Ken Coleman⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠EntreLeadership⁠⁠ [https://ter.li/2y2cn3] ⁠⁠Ramsey Solutions Privacy Policy⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠ [https://ter.li/degkjb] Dave Ramsey and George Kamel answer your questions and discuss: * "How do I do the Baby Steps when I can't trust my husband to commit to the plan?" * Dave Ramsey breaks down Trump's Big Beautiful Bill (what you need to know), * "How does escrow work and why is there always a shortage in our account?" * "How can I find a legit online side hustle that isn't a scam?" * "We're millionaires but we still live like we are in poverty. How do we make the switch to start spending more?" * "I am in the middle of Baby Step 2 and I want to give up" * "Do we keep money invested in a brokerage account or use it for a rental property we own?" * "What's the best way to tackle $125,000 of debt with my high income?" * "Are we stuck paying income tax on income from my husband's band?" * "I'm a single mom and just received a large inheritance. How can I best use this money for my son and me?" * "How do I tell my dad I don't want to buy a home with him?" * "Should we take out a seven figure loan to expand our dental practice?" * "My company doesn't offer a 401(k). What should I do to invest for retirement?" Next Steps: ✔️⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠ ⁠send us an email.⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 💵⁠ ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 🏠 ⁠ [https://ter.li/vhal7h]Get organized and prepared to buy or sell a home. [https://ter.li/rslmjr] 📖 Buy 1 Book, Get 1 Half Off! [https://ter.li/qwb88a] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠ALDI⁠ [https://aldi.us] * Get 10% off your first month of⁠ BetterHelp⁠ [https://www.betterhelp.com/Delony] * Go to ⁠Boost Mobile⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠ Christian Healthcare Ministries⁠ [https://www.chministries.org/budget] * Get started today with⁠ Churchill Mortgage⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠ FAIRWINDS Credit Union⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠Health Trust Financial⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ [https://www.mamabearlegalforms.com] * Visit⁠ NetSuite⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠SimpliSafe⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠YRefy⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠ Zander Insurance⁠ [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 ⁠The Ramsey Show Highlights⁠ [https://ter.li/wgti1o] 🧠 ⁠The Dr. John Delony Show⁠ [https://ter.li/qq7a2r] 🍸 ⁠Smart Money Happy Hour⁠ [https://ter.li/knqmos] 💡 ⁠The Rachel Cruze Show⁠ [https://ter.li/rzj8ja] 💰 ⁠George Kamel⁠ [https://ter.li/awxjwi] 🪑 ⁠Front Row Seat with Ken Coleman⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠EntreLeadership⁠ [https://ter.li/2y2cn3] ⁠Ramsey Solutions Privacy Policy⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

📈 ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠ [https://ter.li/degkjb] Dave Ramsey and Dr. John Delony answer your questions and discuss: * "How can I explain to my girlfriend that if she moves in with me, I can pay down debt faster?" * "I have been paying on my car since 2017, but I owe more now than the original purchase price. How is this happening?" * "I am $280,000 in debt on business credit cards, should I file for bankruptcy?" * "Should we buy our car that was totaled by the insurance company?" * "Should I move into the parsonage for my church?" * "Should I get solar panels now before the tax credits expire due to the 'Big Beautiful Bill'?" * "I'm being sued by my mom's ex-landlord, should I be worried?" * "Where should my family invest our nest egg?" * "Should I cancel my universal index policy?" * "How much can I spend on travel while in retirement?" * "How do I adjust as a newly single mom?" * "How can I get more income while I'm on workers' comp?" * "How do we structure a prenup? My fiancé's family is crazy and I don’t want them to have access to my inheritance" Next Steps: ✔️ ⁠Help us make the show better. Please take this short survey.⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or ⁠send us an email.⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf] 💵 ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 📖 Buy 1 Book, Get 1 Half Off! [https://ter.li/qwb88a] ❤️‍🩹 Get trusted insurance coverage that fits your budget. [https://ter.li/v242ck] Connect with our Sponsors: * Stop paying more and start shopping smarter at ALDI [https://aldi.us] * Get 10% off your first month of BetterHelp [https://www.betterhelp.com/Delony] * Go to Boost Mobile [https://www.boostmobile.com/ramsey] to switch today! * Learn more about Christian Healthcare Ministries [https://www.chministries.org/budget] * Get started today with Churchill Mortgage [https://www.churchillmortgage.com/] * Get 20% off when you join DeleteMe [https://www.joindeleteme.com/Ramsey] * Go to FAIRWINDS Credit Union [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at Health Trust Financial [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at Mama Bear Legal Forms [https://www.mamabearlegalforms.com] * Visit NetSuite [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to SimpliSafe [https://simplisafe.com] * Use promo code RAMSEY for 18% off at The Nokbox [https://www.thenokbox.com/ramsey] * Get started with YRefy [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit Zander Insurance [https://www.zander.com/] for your free instant quote today!  Explore more from Ramsey Network: 💸 The Ramsey Show Highlights [https://ter.li/wgti1o] 🧠 The Dr. John Delony Show [https://ter.li/qq7a2r] 🍸 Smart Money Happy Hour [https://ter.li/knqmos] 💡 The Rachel Cruze Show [https://ter.li/rzj8ja] 💰 George Kamel [https://ter.li/awxjwi] 🪑 Front Row Seat with Ken Coleman [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 EntreLeadership [https://ter.li/2y2cn3] Ramsey Solutions Privacy Policy [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]

🔗⁠⁠⁠⁠⁠ ⁠⁠⁠⁠Share the Ramsey 101 Playlist!⁠⁠⁠⁠⁠⁠ [https://ter.li/m7272s] George Kamel and Ken Coleman answer your questions and discuss: * "Can someone tell me that I need to stop trading and focus on debt repayment?" * "How can we keep the IRS from taking my grandmother's retirement funds?" * "We bought land with family. Should we build a house on it?" * "How do I attract clients for my business?" * "Should I pay off my low interest rate mortgage?" * "We are losing more in fees on our universal life policy than we put in" * "We moved in with my in-laws to save for a down payment. Was that a wise decision?" * "How do I talk to debt collectors about settling?" * "Should I sell my crypto to pay off debt?" * "How do I combine finances with my wife?" Next Steps: ✔️⁠⁠⁠⁠⁠⁠ ⁠Help us make the show better. Please take this short survey.⁠⁠⁠ [https://ter.li/3rtsm1] 📞 Have a question for the show? Call 888-825-5225 weekdays from 2–5 p.m. ET or⁠⁠⁠⁠⁠ ⁠send us an email.⁠⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/the-ramsey-show/email?utm_source=youtube&utm_medium=product_shelf]  📱 ⁠Get episodes early in the free Ramsey Network app!⁠ [https://ramseynetwork.onelink.me/9eOo?af_dp=ramseynetwork://&broadcastdate=2025-07-01&deep_link_value=episode&navigationtype=episode&pid=podcast%20-%20internal&af_channel=podcast_the_ramsey_show%20-%20megaphone&c=trs%20early%20release&af_ad=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125&utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=trs%20early%20release&utm_term=ramsey_network_bu&utm_content=trs%20early%20release%20-%20shownotes%20-%20get%20episodes%20early%20in%20the%20free%20ramsey%20network%20app%20-%20070125]  📈⁠⁠⁠⁠⁠ ⁠Are you on track with the Baby Steps? Get a Free Personalized Plan⁠⁠⁠⁠⁠⁠ [https://ter.li/degkjb] 💵⁠⁠⁠⁠⁠ ⁠Start your free budget today. Download the EveryDollar app! [https://ter.li/vhal7h] 🛍️ 5 Days. Different Deals Daily. Shop Summer Black Friday!⁠⁠⁠⁠⁠ [https://ter.li/td2fr1] 🛡️⁠Get trusted insurance coverage that fits your budget.⁠ [https://ter.li/v242ck] Connect with our Sponsors: * Stop paying more and start shopping smarter at ⁠ALDI⁠ [https://aldi.us] * Get 10% off your first month of⁠ BetterHelp⁠ [https://www.betterhelp.com/Delony] * Go to ⁠Boost Mobile⁠ [https://www.boostmobile.com/ramsey] to switch today! * Learn more about⁠ Christian Healthcare Ministries⁠ [https://www.chministries.org/budget] * Get started today with⁠ Churchill Mortgage⁠ [https://www.churchillmortgage.com/] * Get 20% off when you join ⁠DeleteMe⁠ [https://www.joindeleteme.com/Ramsey] * Go to⁠ FAIRWINDS Credit Union⁠ [https://www.fairwinds.org/ramsey] for an exclusive account bundle! * Find top Health Insurance Plans at ⁠Health Trust Financial⁠ [https://www.healthtrustfinancial.com] * Use code RAMSEY to save 20% at ⁠Mama Bear Legal Forms⁠ [https://www.mamabearlegalforms.com] * Visit⁠ NetSuite⁠ [https://www.netsuite.com/Ramsey] today to learn more * For more information, go to ⁠SimpliSafe⁠ [https://simplisafe.com] * Use promo code RAMSEY for 18% off at ⁠The Nokbox⁠ [https://www.thenokbox.com/ramsey] * Get started with ⁠YRefy⁠ [https://www.yrefy.com/Ramsey] or call 844-2-RAMSEY * Visit⁠ Zander Insurance⁠ [https://www.zander.com/] for your free instant quote today! Explore more from Ramsey Network: 💸 ⁠⁠⁠⁠⁠The Ramsey Show Highlights⁠⁠⁠⁠⁠ [https://ter.li/wgti1o] 🧠 ⁠⁠⁠⁠⁠The Dr. John Delony Show⁠⁠⁠⁠⁠ [https://ter.li/qq7a2r] 🍸 ⁠⁠⁠⁠⁠Smart Money Happy Hour⁠⁠⁠⁠⁠ [https://ter.li/knqmos] 💡 ⁠⁠⁠⁠⁠The Rachel Cruze Show⁠⁠⁠⁠⁠ [https://ter.li/rzj8ja] 💰 ⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠ [https://ter.li/awxjwi] 🪑 ⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠ [https://www.ramseysolutions.com/shows/front-row-seat-with-ken-coleman?utm_source=podcast_the_ramsey_show%20-%20megaphone&utm_medium=audio&utm_campaign=cross%20show%20promotion&utm_term=ramsey_network_bu&utm_content=cross%20show%20promotion%20-%20shownotes%20-%20front%20row%20seat%20with%20ken%20coleman%20-%20012825#play] 📈 ⁠⁠⁠⁠⁠EntreLeadership⁠⁠⁠⁠⁠ [https://ter.li/2y2cn3] ⁠⁠⁠⁠⁠Ramsey Solutions Privacy Policy⁠⁠⁠⁠ [https://www.ramseysolutions.com/company/policies/privacy-policy] Learn more about your ad choices. Visit megaphone.fm/adchoices [https://megaphone.fm/adchoices]