2026-06-12: 30-year fixed mortgage rates dropped sharply to 6.52% following a Middle East ceasefire

2026-07-03: 30-year fixed rates dropped to 6.43% (7-week low), national listing prices fell 2.5% year-over-year

SHOW NOTES - 2026-07-03 STORIES COVERED * July 3, 2026 * Today: [https://www.realtor.com/research/freddie-mac-mortgage-rates-july-2-2026/] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-03/]

2026-07-02: Mortgage rates jumped to 7-week highs at 6.49%, inventory continues above 1.1 million properties

SHOW NOTES - 2026-07-02 STORIES COVERED * Today: [https://www.mortgagenewsdaily.com/markets/mortgage-rates-07012026] [July 2, 2026] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-02/]

2026-07-01: Mortgage rates edged to 6.5% while national asking prices dropped 2.5% year-over-year

SHOW NOTES - 2026-07-01 STORIES COVERED * Today: [https://www.mortgagenewsdaily.com/markets/mortgage-rates-06302026] [July 1, 2026] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-07-01/]

2026-06-30: The 30-year fixed dropped to 6.53%, a 6-week low, but Thursday's jobs report and a Fed leaning

SHOW NOTES - 2026-06-30 STORIES COVERED * Today: * Rate window: narrow. [https://www.housingwire.com/articles/mortgage-rates-dip-applications/] [Market Pulse] * Rate lock alert for this week. [Market Pulse] * National price picture. [https://www.housingwire.com/articles/inflation-outpaces-home-prices-april/] [Market Pulse] * Demand signals are improving. [https://www.housingwire.com/articles/mortgage-rates-dip-applications/] [Market Pulse] * Builder concessions: the clearest opportunity right now. [https://www.biggerpockets.com/blog/texting-with-zach-lemaster] [Deal Flow] * Regulatory cost context for new construction pricing. [https://www.housingwire.com/articles/code-changes-regulatory-costs/] [Deal Flow] * STR platform risk: a live case study. [https://commercialobserver.com/2026/06/cmbs-loan-moinian-groups-2-washington-street-special-servicing/] [Commercial & Investment] * Leverage discipline is not optional at this rate level. [https://www.housingwire.com/articles/hidden-cost-leverage-investors/] [Commercial & Investment] * Institutional BTR capital is shifting away from Sun Belt. [https://www.housingwire.com/articles/midwestern-markets-emerge-as-hotspots-for-rental-momentum/] [Commercial & Investment] * DST option for 1031 clients on a deadline. [https://commercialobserver.com/2026/06/bonaventure-virginia-multifamily-dst/] [Commercial & Investment] * 87% of homeowners are overpaying. [https://www.rismedia.com/2026/06/29/mortgage-mix-bankrate-borrowers-overpaying-rates-largely-flat/] [Property Management & Rentals] * Sun Belt rental softening is not an Athens cliff, but watch the August data. [Property Management & Rentals] * ROAD Act awaits presidential signature. [https://www.housingwire.com/articles/code-changes-regulatory-costs/] [Industry & Legal] * Florida Live Local 4.0 takes effect July 1. [https://www.housingwire.com/articles/desantis-live-local-4-official/] [Industry & Legal] * Purchase closing costs fell nationally in 2025. [https://www.housingwire.com/articles/2025-closing-costs-down/] [Industry & Legal] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-06-30/]

2026-06-20: Housing starts dropped to pandemic lows as multifamily construction slows sharply

SHOW NOTES - 2026-06-20 STORIES COVERED * Today: [June 20, 2026] * National housing starts hit 2020 levels, multifamily drops hard. [https://news.google.com/rss/articles/CBMilgFBVV95cUxQb2NnQUdMT1NkbmpreG5tWGMxN1FOU2gtVU51cDRhc1lYaTV3TDNNYm5WaFJxcUVpallxUHVBeG9PVTdiRU5FNkg3V1ZoQktDV241T29nQ3lzdW1kWm94R1Uxb3JPbVk4eGxQU2lDeEdQQUF0ZHY0LVJuN3prV2NzcGEtSFBPbTFFRGVPTXhFT1VveGpEaHc?oc=5] [Market Pulse] * New home sales data due next week. [https://news.google.com/rss/articles/CBMiqAFBVV95cUxPU1hvY3plUEFMcVBCbWVGSk9TaHBKSWhlMDlHRlZWeEFJYXR3R0wxTnEwY0VkYndmM1hUNF83bThYS2o4MnEwdWxfTFpYYmxqc1R5aktxS1V0V0tLT0JwdHphSXVhbXYwNFNZSGpmYjRQLVZCOXFsOFlhQVZrUFZxQnc4elZEc3JvWHkyVjlLV2JuQUtVZ3J1U2gtZjJYYnEzQzlWd3lGOHA?oc=5] [Market Pulse] * Homeowners tapped $47B in equity in Q1. [https://www.cnbc.com/2026/06/19/home-equity-borrow.html] [Market Pulse] * Home flipping returns tick up after two-year slide. [https://www.housingwire.com/articles/attom-q1-2026-home-flipping/] [Deal Flow] * Building permit guidance for homeowners. [https://www.redfin.com/blog/when-do-i-need-a-building-permit/] [Deal Flow] * Bankruptcy filings up 11%, agents should lead with education. [https://www.rismedia.com/2026/06/19/how-agents-can-ethically-approach-bankruptcy-seller-leads/] [Deal Flow] * Texas secondary markets outperform as growth normalizes. [https://www.housingwire.com/articles/texas-builders-secondary-yield/] [Commercial & Investment] * Tech trends reshaping rental market. [https://news.google.com/rss/articles/CBMivwFBVV95cUxNa0xCd1Q2d0FlU2o3RllDT0ItMlNNOWFMZ1RkYUJiYk9pYV96ZUFDZy02UE9ET21pbTBkaWRfblhJd1FQVmZGejUxZUJ6V280dFN3TjJXX240ZlZPbjR6eEx5NmFhOWFRQ2hYZU1QMmVGOTdrai1jY3JNRXEyUlpWT0RoV2VjRm9XZXRKQWZjbzNMWC11V1k2U3NtUzNEMWtENGRhYUNQRENwUDJHSjh1VEZ0WWhwVHJ5Y3M1Q05iWQ?oc=5] [Property Management & Rentals] * ROAD to Housing Act advances 87-8, passage expected Monday. [https://www.rismedia.com/2026/06/19/legislative-round-up-road-to-housing-act-road-to-housing-new-york-broker-supervision/] [Industry & Legal] * New York considers doubling broker supervision period. [https://www.rismedia.com/2026/06/19/legislative-round-up-road-to-housing-act-road-to-housing-new-york-broker-supervision/] [Industry & Legal] * Ohio updates foreclosure and estate sale rules. [https://www.rismedia.com/2026/06/19/legislative-round-up-road-to-housing-act-road-to-housing-new-york-broker-supervision/] [Industry & Legal] * NWMLS vs. Compass private listing battle escalates. [https://www.rismedia.com/2026/06/19/nwmls-compass-defending-countersuit/] [Industry & Legal] * NAR governance overhaul continues. [https://news.google.com/rss/articles/CBMisAFBVV95cUxOOWVYdzRYVS1HM1JVdlBSdmh6a0lHZ3hCQV8xN2tBNWpoYUtrZnpRNnBPMHpzWkZVMjF3VmRBa19VMEItOTJESTFVTkhoTFZabHJPRklIaVMwYlQyaEdUSGhxUnM0UkwwTVVMVzA1UzM2elpwMUdmelhkcEhaakNka1ZPY0kxN1Bjd0JXR2ZldG90T2UtWUhITFJWbFRXMDBELWNxbjRZTG1HaTVxZ01KUQ?oc=5] [Industry & Legal] Read the full brief [https://carolinacleartech.com/athens-real-estate/2026-06-20/]