What If Your Rent History Could Replace Your Payslip at the Bank? | Nesti Africa

What If Your Rent History Could Replace Your Payslip at the Bank? | Nesti Africa

Have you ever wondered why you're able to pay rent consistently every month, yet struggle to qualify for financing when it's time to buy a home? But what if that could change through your rentscore?For many freelancers, entrepreneurs, consultants, creators, and gig workers, the biggest challenge isn't income; it's the paper trail (payslip) and proving it.In this episode of Be That Woman, I sit down with Christabel Ojuok, Co-Founder of Nesti, to unpack one of the biggest financial frustrations facing Kenyans today: renting, homeownership and access to credit.We discuss:→ Why rent consumes up to 40% of your income but often counts for nothing financially→ The truth about renting vs buying a home→ Why banks prioritize payslips over real-life payment behaviour→ How a rent score could change access to financing→ The challenges behind rent-to-own housing models→ What freelancers and self-employed professionals need to know about homeownership without a payslip→ Buying off-plan: risks, realities, and red flags→ The future of housing and financial inclusion in KenyaIf you've ever felt stuck between paying rent and building wealth, this conversation will challenge how you think about your financial journey.🎙️ Watch until the end for practical insights on turning your biggest monthly expense into a stepping stone toward future ownership.Follow our guest onhttp://nesti.africa/IG - nestiafricaLinked In @christabelojuok#bethatwomanpodcast #homeownership #Nesti #rentingvsbuying #PersonalFinance #FinancialLiteracy #RealEstateKenya #WomenAndMoney #KenyaBusiness #Freelancers #PropertyInvestment #MoneyTalks #HomeLoans #RentToOwn #JoyMido

She Quit Her Big 4 Job, Now Makes $7,000 Monthly from Rentals | Turn your Paycheck into Assets

She started her career at a Big 4 firm in South Africa at 22, following the "safe" path: climb the ladder, earn more, build security. Then life forced her hand, a career crossroads, a move to Kenya, a complete rethinking of what financial security actually means. Today, Rebecca earns over $7,000/month in rental income, owns multiple properties and helps women move from high salaries to real wealth. IN THIS EPISODE, WE UNPACK: ✦ The salary trap, why high earners still live paycheck to paycheck ✦ Job security vs. financial security: the truth no one tells you ✦ Signs it's time to leave your job (and how to do it strategically) ✦ How to negotiate your salary and know your worth ✦ Navigating toxic workplaces and stagnant roles ✦ Building an exit plan while still employed ✦ Transitioning from a salary to owning income-generating assets ✦ How Rebecca built her real estate portfolio from scratch ✦ Why our education system sets us up to fail financially ✦ How to start preparing for retirement earlier than you think THIS EPISODE IS FOR YOU IF: → You're earning well but not actually building wealth → You feel stuck in your job but don't know when or how to leave → You want to create multiple income streams beyond your salary → You're ready to stop depending on a paycheck for your future 🕊️In loving memory of Job Muriuki, beloved husband to Rebecca. Forever Loved.

From A Complex Childhood To Breaking Generational Cycles | Blended Family Dynamics Ft Ribena

She grew up without a father. Raised by her grandmother, surrounded by love from extended family, but always navigating a complex and winding road to find her place.And yet today she is a corporate powerhouse, a mother of one daughter, and a stepmum to four incredible girls. We get into the depths of what no one tells you about navigating a blended family being a young mum, parenting classes and balancing marriage and career. In this episode, I sit down with for one of the most honest conversations we have ever had on this channel with Evelyne Muchiri, Brand Manager Suntory Beverage & Food Limited (Home of Ribena - our episode sponsor)WE GET INTO:🔹 Growing up without a father and the void that never fully goes away🔹 Being raised by extended family and finding your identity along the way🔹 The real, unfiltered truth about blended families emotionally, mentally and financially🔹 Why unhealed father wounds show up in your relationships and career🔹 Navigating step-parenting older, Gen Z girls who have their own rhythms🔹 How to earn respect in a blended family instead of demanding it🔹 Intentional parenting, family rules, and why she takes parenting classes with her partner🔹 Balancing a high-pressure corporate career, marriage, and motherhood🔹 Why YOU have to come first before you can pour into anyone else🔹 Building the right support structures so you do not burn out🔹 Why therapy is not just for broken people, it is for everyoneThis one is for every woman who is holding it all together and wondering if she is doing enough. You are. But you also deserve to hear this. THIS EPISODE IS BROUGHT TO YOU BY RIBENA 🫐

Why Is Contraception Still So Taboo in 2026? | Living with Endo & Fibroids | VIYA Health

We’re diving into a conversation many still avoid sexual health, contraceptives, and the truths women are often left to figure out on their own. Why does the responsibility continue to fall mostly on women? * And how informed are we really about the choices we’re making for our bodies? * The silence and discomfort around contraceptives * Why male contraception is rarely part of the conversation * The reality of unsafe sex and rising STI risks, including HIV * The truth that contraceptives do NOT protect against STIs/STDs * Personal experiences navigating reproductive health conditions like fibroids, endometriosis, and adenomyosis * The link between sexual health, mental health, and vulnerability * Why more young people are finally opening up and why that matters * Living with Endometriosis, Fibroids and Adenomyosis This is a raw, honest, and deeply necessary conversation.Join us as we unpack:We also explore how access to sexual and reproductive healthcare is evolving in a digital world.Did you know we have Viya Health, a digital platform that is changing how women access care by making it private, accessible, and stigma-free.Imagine being able to speak to a qualified professional about your sexual, reproductive, or contraceptive health, from the comfort of your home.No long queues.No judgement.No awkward conversations in public spaces.Just real, confidential support when you need it.📲 Reach Viya on WhatsApp: +254 701 727174🌐 Visit: https://Viyakenya.co/askviya [https://www.youtube.com/redirect?event=video_description&redir_token=QUFFLUhqa25GUXptTHhaVGNXa3FSOWs0SDBaUVdPaENOZ3xBQ3Jtc0tsTGNGQVpRQ2didG9lalEtS0tjSTRiT0RjVTc2YzJjZ1ViSkNBcm9peTRJWlJOelp6cU1qUUhxUFRocVMtcUs3ZHlQdm13WlJxQWRCWHBOTWxVSURqblFqSjdhRzNCZ1hLay0zZDNSNnVKdE9lUlBwWQ&q=https%3A%2F%2FViyakenya.co%2Faskviya&v=vEKV07tbDfQ]Whether you have questions about contraception, reproductive health, or anything you’ve been too uncomfortable to ask, support is now just a message away.At the core of this episode is one reminder:Your body. Your terms.No one should dictate your body choices.And no one will prioritise your health for you, the way you can.#sexualhealth [https://www.youtube.com/hashtag/sexualhealth] #endowarrior [https://www.youtube.com/hashtag/endowarrior] #fibroidsawareness [https://www.youtube.com/hashtag/fibroidsawareness] #adenomyosis [https://www.youtube.com/hashtag/adenomyosis] #womenshealth [https://www.youtube.com/hashtag/womenshealth] #reproductivehealth [https://www.youtube.com/hashtag/reproductivehealth] #familyplanning [https://www.youtube.com/hashtag/familyplanning] #contraceptives [https://www.youtube.com/hashtag/contraceptives] #endometriosis [https://www.youtube.com/hashtag/endometriosis]

She Didn't Like the Woman in the Mirror Until She Met God | 7-time Author Muthoni Ngugi

What does it take to fight spiritual battles, navigating the loss of her father to being a 7 time author, building a global empire, speak on global stages and still show up as a woman of purpose?In this powerful episode of Be That Woman, I sit down with Muthoni Ngugi; a Kenyan entrepreneur, 7-time author, and founder of Gaze Holdings, a multi-sector empire spanning furnishings, leadership, publishing, and global experiences.Muthoni does not hold back. We go deep on grief, faith, identity, business, motherhood, and the invisible battles no one talks about.In this episode:— Losing her father suddenly in a car accident in January 2025 and navigating grief— How loss led her to write her new book The Friend in the Mirror— Growing up in Belgium and how it shaped the woman she became— Building Gaze Holdings from a side hustle with a local carpenter to a full empire— Getting called to speak in Munich and Dubai, all from TikTok— Navigating her 30s and becoming unapologetically herself— Raising her daughter who became a published author at just 5 years old— Starting the conversation around autism and differently-abled children— Battling spiritual husbands from age 14 to 26 and walking through deliverance— How stillness, prayer, and faith became the backbone of everything she buildsThis is one of those episodes that will have you on the edge of your seat. Watch, share it, and send it to a woman who needs it today.Connect with Muthoni Ngugi:📲 Instagram: @muthoni_ngugi🏢 Gaze Holdings: @gazeholdings📚 Gaze Leadership Institute: @gazeleadershipinstitute🛋️ Gaze Furnishings: @gazefurnishingsFollow Be That Woman:📲 Instagram: @bethatwoman_podcast🎙️ Tiktok: @bethatwomanpodcast▶️ Subscribe so you never miss an episode