What If Your Rent History Could Replace Your Payslip at the Bank? | Nesti Africa

Are You Filing Returns Correctly? 2026 Tax Guide for Entrepreneurs, Freelancers, Employees

The June 30 KRA deadline is here. Are you filing correctly or just hoping for the best? Today we break down what employees, freelancers, business owners, directors, and side hustlers need to know about filing their 2026 KRA returns. CPA Fiona Witaba, a tax expert is back on Be That Woman to unpack this and more on: ✔ KRA's new WhatsApp bot Shuru, how it helps file your returns✔ Can your M-Pesa, bank account or Pochi La Biashara be accessed?✔ Kenyans in the diaspora, when are you obligated to file?✔ Director salary vs dividends vs drawings; what's the difference?✔ TOT vs WHT vs VAT which one your business actually qualifies for✔ Business expenses entrepreneurs, freelancers, creators, consultants can claim to reduce their taxable income✔ The ETIMS hot topic and how it applies in informal sectors✔ Casual workers, CBOs. SMEs, NGOs and landlords all covered✔ How to claim a tax refund✔ Finance Bill 2026 and whether tax amnesty is comingLast time this conversation hit 1.1M views on TikTok. We went deeper this time. If you've been avoiding this topic, this is episode will finally make it make sense.🎙️ Guest: CPA Fiona Witaba📲 Find Fiona on all socials @cpafionawitaba or Call 0117333818Be That Woman Podcast | Hosted by Joy MidoFollow Host on:Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/LinkedIn – https://www.linkedin.com/in/joy-mido/TikTok – https://www.tiktok.com/@bethatwomanpodcast/Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766Subscribe for honest conversations about money, business and growth.#KRATaxFiling2026 KRA tax filing 2026, KRA returns Kenya, how to file KRA returns, iTax Kenya 2026, June 30 tax deadline Kenya, KRA penalties Kenya, can KRA see my M-Pesa, how to pay less tax in Kenya, what is withholding tax Kenya, TOT vs VAT Kenya, how to claim KRA tax refund, eTIMS Kenya explained, P9 form Kenya, KRA filing for freelancers, tax for content creators Kenya, how to file nil returns Kenya, tax for small business Kenya, tax for side hustle Kenya, tax for directors Kenya, diaspora Kenya tax obligations, casual workers PAYE Kenya, NGO tax obligations Kenya, landlord tax Kenya 2026, crypto tax Kenya, KRA tax amnesty 2026, Finance Bill Kenya 2026, Shuru KRA WhatsApp bot, eTIMS informal traders, KRA filing on your behalf, Be That Woman podcast, Joy Mido, CPA Fiona Witaba, Kenya women in business

Are your Skills Keeping Up? What Employers Are Looking For in Today's Job Market | Moringa School

A lot of us were taught to get an education, get a job & stay on one path. But the world has changed. Careers are evolving and AI, Tech & Digital skills are becoming the currency of opportunity.Technology is no longer the future, it's here. The question is: are your skills keeping up?Whether you're looking to future-proof your career, pivot into a new industry, or simply understand where the world of work is heading, today's conversation is for you.Joining me is Sarah Ngetha, Director of Career Services & Alumni Engagement at  @MoringaSchoolVideos  [https://studio.youtube.com/channel/UCnkYPrm1GvxDzGlT0S2zn4w] , a workforce development strategist who has spent years helping young people and professionals bridge the gap between education, employability, and meaningful careers.Together, we're unpacking the future of work, career transitions into technology, the realities of today's job market, and what it truly takes to build a future-ready career. The people who will thrive are not necessarily the most qualified, they're the most prepared.So if you've been thinking about transitioning into tech, building digital skills, or future-proofing your career, consider this your sign to start.Reach Moringa School: For inquiries0711082146 admissions@moringaschool.comFind the courses here: https://moringaschool.com/Follow Host on:Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/LinkedIn – https://www.linkedin.com/in/joy-mido/TikTok – https://www.tiktok.com/@bethatwomanpodcast/Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766Subscribe for more conversations on building boldly.

What No One Prepares You For Before Menopause | ObGyn Dr. Brigid Monda Talks Perimenopause

From brain fog, hot flashes, poor sleep mood changes, weight gain to changes in intimacy could be early signs of perimenopause. Dr. Brigid Monda breaks down what every woman should know about the hormonal transitions that shape midlife. Did you know, #perimenopause can begin as early as 35. Yet most women don't know what it is, what it feels like, or how to recognize the signs.In this episode of Be That Woman, I sit down with OB/GYN & Menopause Practitioner, Dr. Brigid Monda, to unpack one of the most misunderstood stages of a woman's life: perimenopause, menopause and post-menopause.We explore what is actually happening in the female body from a medical perspective, the signs women shouldn't ignore, the role of hormones like oestrogen, and how these changes can impact relationships, intimacy, confidence, and overall wellbeing.We also discuss why menopause remains such a silent conversation in many communities, what women can do to navigate this transition with knowledge, support and confidence and how you can reach Dr. Brigid, a menopause practitioner directly. Follow Host on:Instagram – https://www.instagram.com/bethatwoman_podcast/ | https://www.instagram.com/joymido_/LinkedIn – https://www.linkedin.com/in/joy-mido/TikTok – https://www.tiktok.com/@bethatwomanpodcast/Spotify – https://open.spotify.com/show/7EIhi4A1wqEhrbqNQBU7Dq?si=b8ae89f95cbb4863Apple Podcasts – https://podcasts.apple.com/ke/podcast/be-that-woman-podcast/id1804121766Reach Dr. Brigid: KMA CENTER 2nd FLOOR SUITE 213 (Menopause Clinics on Tuesday afternoons from 2pm and Saturday morning from 10.30 a.m ON APPOINTMENT ONLY) Dr Monda's Personal numbers 0717779926 & 0733779926Office Nos: 0723832201 & 0780832201Subscribe for more conversations that empower women to make informed decisions about their lives, careers, finances, health, and wellbeing.#bethatwomanpodcast #menopause #perimenopause #menopausetoolkit #hrt #hormonaltherapy #hormonalreplacementtherapy #postmenopause

What If Your Rent History Could Replace Your Payslip at the Bank? | Nesti Africa

Have you ever wondered why you're able to pay rent consistently every month, yet struggle to qualify for financing when it's time to buy a home? But what if that could change through your rentscore?For many freelancers, entrepreneurs, consultants, creators, and gig workers, the biggest challenge isn't income; it's the paper trail (payslip) and proving it.In this episode of Be That Woman, I sit down with Christabel Ojuok, Co-Founder of Nesti, to unpack one of the biggest financial frustrations facing Kenyans today: renting, homeownership and access to credit.We discuss:→ Why rent consumes up to 40% of your income but often counts for nothing financially→ The truth about renting vs buying a home→ Why banks prioritize payslips over real-life payment behaviour→ How a rent score could change access to financing→ The challenges behind rent-to-own housing models→ What freelancers and self-employed professionals need to know about homeownership without a payslip→ Buying off-plan: risks, realities, and red flags→ The future of housing and financial inclusion in KenyaIf you've ever felt stuck between paying rent and building wealth, this conversation will challenge how you think about your financial journey.🎙️ Watch until the end for practical insights on turning your biggest monthly expense into a stepping stone toward future ownership.Follow our guest onhttp://nesti.africa/IG - nestiafricaLinked In @christabelojuok#bethatwomanpodcast #homeownership #Nesti #rentingvsbuying #PersonalFinance #FinancialLiteracy #RealEstateKenya #WomenAndMoney #KenyaBusiness #Freelancers #PropertyInvestment #MoneyTalks #HomeLoans #RentToOwn #JoyMido

She Quit Her Big 4 Job, Now Makes $7,000 Monthly from Rentals | Turn your Paycheck into Assets

She started her career at a Big 4 firm in South Africa at 22, following the "safe" path: climb the ladder, earn more, build security. Then life forced her hand, a career crossroads, a move to Kenya, a complete rethinking of what financial security actually means. Today, Rebecca earns over $7,000/month in rental income, owns multiple properties and helps women move from high salaries to real wealth. IN THIS EPISODE, WE UNPACK: ✦ The salary trap, why high earners still live paycheck to paycheck ✦ Job security vs. financial security: the truth no one tells you ✦ Signs it's time to leave your job (and how to do it strategically) ✦ How to negotiate your salary and know your worth ✦ Navigating toxic workplaces and stagnant roles ✦ Building an exit plan while still employed ✦ Transitioning from a salary to owning income-generating assets ✦ How Rebecca built her real estate portfolio from scratch ✦ Why our education system sets us up to fail financially ✦ How to start preparing for retirement earlier than you think THIS EPISODE IS FOR YOU IF: → You're earning well but not actually building wealth → You feel stuck in your job but don't know when or how to leave → You want to create multiple income streams beyond your salary → You're ready to stop depending on a paycheck for your future 🕊️In loving memory of Job Muriuki, beloved husband to Rebecca. Forever Loved.