Broke on a Good Salary: Pay Off Debt & Save More for Professional Women

004: Why Saving First Actually Pays Off Debt Faster

18 min · 16. maj 2026
episode 004: Why Saving First Actually Pays Off Debt Faster cover

Description

Most people think the fastest way to pay off debt is to throw every spare penny at it. But honestly? That’s often the reason people stay stuck in the debt cycle. In this episode of Broke on a Good Salary, I’m breaking down why saving first can actually help you pay off debt faster - and why focusing only on debt payments can leave you vulnerable when life happens. I’m also sharing my own story of trying to pay off my overdraft before my car insurance was due, plus the two types of savings I teach my clients to build so they stop going backwards financially. If you’re tired of paying off debt only to end up back in it again, this episode is for you. If you’re ready to stop living paycheck to paycheck, pay off debt, and finally feel in control of your money, you can book a call with me to learn more about 1:1 money coaching here [https://stan.store/veroniaspaine].

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12 episodes

episode 012: How to Pay Off Debt During the Summer (Without Missing Out) artwork

012: How to Pay Off Debt During the Summer (Without Missing Out)

In this episode of The Broke on a Good Salary Podcast, I'm sharing why I actually think summer is one of the best times to pay off debt - and why waiting until September could leave you feeling even further away from your financial goals. We'll talk about how to enjoy weddings, holidays, brunches and BBQs without putting your debt payoff on hold, plus the mindset shift that helped me pay off £16,000 of debt in just 18 months. If you're ready to stop putting your financial goals on pause and finally build momentum, this episode is for you. And if you're ready to pay off at least one debt before the end of the year and want my help, that's exactly what I help women do inside my 1:1 money coaching. You can book a call to learn all about that here [https://stan.store/veroniaspaine].

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episode 011: What to Do If You're in Debt and Need to Tell Your Partner artwork

011: What to Do If You're in Debt and Need to Tell Your Partner

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episode 009: Why You Keep Going Back Into Credit Card Debt (And How to Stop) artwork

009: Why You Keep Going Back Into Credit Card Debt (And How to Stop)

Have you ever paid off your credit card, promised yourself you’d never go back into debt, and then found yourself using it again a few weeks or months later? In this episode, I'm breaking down the two biggest reasons women keep falling back into credit card debt - and why it has nothing to do with willpower. I'll also be sharing key solutions on what to do instead to make sure you never keep dipping back into your credit card debt ever again. If you're tired of repeating the same debt cycle and want a system that helps you pay off debt and build savings at the same time, this episode is for you. Ready to finally pay off your debt for good? Book a free call with me to learn more about 1:1 coaching here [https://stan.store/veroniaspaine].

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