Her Duit

*Episode is brought to you by Her Duit & Kenanga Futures [https://www.kenangafutures.com.my/] It's me! I'm back but just for a little mid-break check-in while I continue to focus on some of my other current commitments and priorities. I also have an exciting platform to share with you, especially to those who have asked me questions about learning to trade. ☺️ In this episode, I talk to you about: 1. What I have been working on while taking a pause on my podcast interviews 2. My little mental break from the emotions of languishing 3. 3 money tips for you while I'm still on break! Kenanga Futures Virtual Trading Learn more here: https://www.kenangafutures.com.my/kfvt/ [https://www.kenangafutures.com.my/kfvt/] Signup for free: https://kfvirtualtrading.com/user/register/?referral_code=6E2F3A [https://kfvirtualtrading.com/user/register/?referral_code=6E2F3A] Her Duit Instagram Page: https://www.instagram.com/her.duit/ [https://www.instagram.com/her.duit/] Her Duit Facebook Page: https://www.facebook.com/herduit [https://www.facebook.com/herduit] Her Duit Discount Codes: https://linktr.ee/herduit [https://linktr.ee/herduit] Oyen - Pet Insurance in Malaysia: https://www.oyen.my/ [https://www.oyen.my/]

Season 1 Finale! Wow, what a journey it has been! When I started Her Duit, I never imagined getting to episode 32, actually, I never thought too much about where to go, I just kept going and told myself I cannot quit. It's been fulfilling but also challenging the last couple of months since before Her Duit started, from getting everything prepared, actually getting started to consistently produce content every single day; on top of my full-time job and a few things going on at the side. Anyway, this is the long-awaited episode that I actually recorded back in January 2021 with Kevin during the lockdown. I initially had it scheduled to be released like a normal episode but with MCO 2.0 and not having taken more than a 3 day break the last year taught me that it's probably time to take a (sort-of) break and get pumped up for Season 2 and more exciting things. I hope this gives you a lot more backstory as well as insights into the voice and face behind Her Duit. :) 04:38: A candid introduction 05:30: A little insight into my childhood and education 07:18: My first encounter in personal finance 10:29: My attitude towards making money growing up 13:29: Memorable experiences growing up 14:54: How did my perception of money change? 16:24: What was holding me back from investing? 18:07: Why was my first investment ever in cryptocurrency? 20:03: How did I gain the confidence to start investing? 23:02: Learning company fundamentals: need or not need? 26:59: My biggest investment regret/learning 29:01: Advice to my 23-year-old self in entrepreneurship & money 30:03: How do I feel about my money today? 31:46: What are my own money goals? 34:45: Do I see a gender disparity in goal setting? 37:46: The inception of Her Duit and why 40:53: How do I pick interviewees at Her Duit? 42:25: What have I found interesting among my interviewees 44:15: How do I feel about Her Duit and our comments so far? 45:54: Why did I choose to do a podcast over other formats? 47:39: My plans and goals for Her Duit 49:47: My (non-investment) advice to Her Duit followers Mentions: Gracie's Instagram: https://www.instagram.com/ringgitfreedom/ [https://www.instagram.com/ringgitfreedom/] Gracie's Blog: http://ringgitfreedom.com/ [http://ringgitfreedom.com/] Mr Money TV: Men vs Women Episode: https://www.youtube.com/watch?v=r6vQYWtMgzc Resources: Her Duit Instagram Page: https://www.instagram.com/her.duit/ [https://www.instagram.com/her.duit/] Her Duit Facebook Page: https://www.facebook.com/herduit [https://www.facebook.com/herduit] Her Duit Perks: https://linktr.ee/herduit [https://linktr.ee/herduit] Getting Cryptocurrency on Luno: Promo Code: LNHERDUIT50 Deposit RM500 and get free RM50 of bitcoin! Valid until 15 May 2021 Only valid for new Luno users and purchases made from Instant Buy/Sell. Read more and sign up for Luno here: http://luno.com/ [http://luno.com/] App Store: https://itunes.apple.com/app/bitx-wallet/id927362479?mt=8 [https://itunes.apple.com/app/bitx-wallet/id927362479?mt=8] Google Play: https://play.google.com/store/apps/details?hl=en&id=co.bitx.android.wallet [https://play.google.com/store/apps/details?hl=en&id=co.bitx.android.wallet]

Happy International Women's Day! On today's surprise, special IWD episode, we have Suyin Ong, a personal finance content creator from Malaysia. She runs a YouTube channel where she advocates for good money habits and investing. We spoke to Suyin about her money journey, how it was shaped through her upbringing, how she came to realise what are her value sets, her background in teaching and translating that to starting her YouTube channel as well as 3 mistakes that she's made in her own journey! 04:01: 5 Quick Fire Questions with Suyin 12:11: Suyin's personal finance learnings when growing up 14:20: Suyin's experience buying a designer bag 17:05: Values that Suyin still holds onto strongly today 18:22: A money behaviour that she didn't completely resonate with 19:46: The irrationality of money and emotions 22:53: When and how did Suyin start taking charge of her personal finances? 25:20: Did being a teacher contribute to her starting a YouTube channel? 31:16: The challenges of Suyin's YouTube journey so far 34:51: Suyin sharing 3 mistakes she has made in her personal finance journey 46:46: Final words from Suyin from an IWD theme Resources: Suyin's YouTube Channel: https://www.youtube.com/c/SuyinOng [https://www.youtube.com/c/SuyinOng] Suyin's Instagram Page: https://www.instagram.com/suyinvests/ [https://www.instagram.com/suyinvests/] Suyin Invests Facebook Page: https://www.facebook.com/suyinvests/ [https://www.facebook.com/suyinvests/] Her Duit Instagram Page: https://www.instagram.com/her.duit/ [https://www.instagram.com/her.duit/] Her Duit Facebook Page: https://www.facebook.com/herduit [https://www.facebook.com/herduit] Her Duit Perks: https://linktr.ee/herduit [https://linktr.ee/herduit]

Today, we get to know Kell Burhanudin, Head of Community at HeyAlfred, a little bit better! She shares with us the top questions Malaysians ask, and you'd be surprise what it is (and no it isn't your common personal finance questions on budgeting and investing!). We also walkthrough Kell's own learnings, her views on personal finance and her goals on this episode. 02:15: What does the Head of Community at HeyAlfred do? 05:12: How does HeyAlfred come up with content? 06:26: Kell's biggest learnings in personal finance so far 07:25: How to be conscious about the information you consume 10:10: Kell's money behaviour changes post-HeyAlfred? 14:24: Something more people need to know about in their personal finance journey? 16:30: How do we tackle not knowing 'enough' in personal finance? 19:50: What are Kell's own financial goals in life? Resources: HeyAlfred: https://heyalfred.co/ [https://heyalfred.co/] Download HeyAlfred: http://onelink.to/heyalfredco [http://onelink.to/heyalfredco] Her Duit Instagram Page: https://www.instagram.com/her.duit/ [https://www.instagram.com/her.duit/] Her Duit Facebook Page: https://www.facebook.com/herduit [https://www.facebook.com/herduit] Her Duit Perks: https://linktr.ee/herduit [https://linktr.ee/herduit]

Emergency Funds; what are they? Why did no one tell me that I needed emergency funds in my life? 😱 What do I do if I lose my job? How do I pay for my expenses? 😱 I think one of the foundational parts of personal finance is about emergency funds, and not just 'saving' alone. Emergency funds are our cushions or our safety nets when unexpected emergencies happen. So, why were we never taught about it in school or growing up? Whether you have your emergency funds sorted or have not begun, this is a fantastic episode to learn more about it with Kell Burhanudin from HeyAlfred.co! 01:57: 5 Quick Fire Questions with Kell 04:43: What are Emergency Funds? Why is it important? 06:23: Debt vs Emergency Funds: how to manage and balance both? 07:27: What do you actually use your emergency funds for? 09:45: Where to store your emergency funds? 12:40: Tips & tricks in building emergency funds 15:45: Wait, what's a sinking fund? Is it the same? 18:15: How much to actually save for your emergency fund? 19:57: Join the Simpan Challenge with HeyAlfred and AbangAbu Mekanik Wang! Resources: HeyAlfred: https://heyalfred.co/ [https://heyalfred.co/] Download HeyAlfred: http://onelink.to/heyalfredco [http://onelink.to/heyalfredco] Her Duit Instagram Page: https://www.instagram.com/her.duit/ [https://www.instagram.com/her.duit/] Her Duit Facebook Page: https://www.facebook.com/herduit [https://www.facebook.com/herduit] Her Duit Perks: https://linktr.ee/herduit [https://linktr.ee/herduit]