Episode 50 — Mythbuster Monday: PMI Is Not Inevitable — Here's How to Get Around It

Episode 52 — Mythbuster Monday: You Can Absolutely Buy a Home After 65 or After You Retire

There's a quiet assumption out there that once you retire or hit a certain age, the door to homeownership closes. That lenders won't touch you. That without a paycheck coming in every two weeks, you don't qualify. That ship has sailed. It hasn't. Michael busts the myth that age or retirement status disqualifies you from getting a mortgage — because it doesn't, and the law actually has something to say about lenders who think otherwise. Social Security counts. Retirement accounts count. Investment income counts. If you've been sitting on the sideline thinking you missed your window, you didn't. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 51 — Escrow: Where Your Money Goes and Why Nobody Ever Explains It

Escrow might be the most used and least explained word in the entire home buying process. Your lender mentions it. Your agent mentions it. Your closing disclosure is full of it. And most buyers just nod along hoping it'll make sense eventually. It doesn't have to be that confusing. Michael breaks down what escrow actually is, where your money goes when it disappears into that account every month, who's managing it, and what happens when the numbers don't add up at your annual review. If you've ever gotten an escrow analysis letter in the mail and had no idea what you were looking at — this one's for you. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 50 — Mythbuster Monday: PMI Is Not Inevitable — Here's How to Get Around It

Private mortgage insurance exists for one reason — to protect the lender, not you. And yet somehow buyers just accept it as a fact of life, like a toll you pay because the road is there. It is not inevitable. Michael busts the myth that PMI is unavoidable and walks through the legitimate ways to get around it, eliminate it early, or structure your loan so it never shows up in the first place. One of them you've probably never heard of. One of them your lender might not bring up on their own. And one of them is sitting right there in your VA benefit if you earned it — completely PMI-free, forever, by law. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 49 — The Home Inspection: What It Is and Why You Should Never Skip It

A home inspection is not a pass/fail test. It's not a reason to panic. And it is absolutely not something you should waive just to make your offer look more attractive — no matter how hot the market is. Michael walks through what a home inspection actually covers, what inspectors are looking for versus what they're not responsible for finding, how to read the report without losing your mind over every little thing, and how to use the results as a negotiating tool instead of a deal killer. You're about to spend more money than you've ever spent on anything. Spend the four hundred bucks and get the inspection. 🎙️ New episodes every Monday & Friday. 📲 Follow us on Instagram for more mortgage myths and home buying tips. 📞 Call or Text: 615-499-6335 📧 michael@dendyteam.com [michael@dendyteam.com] 🌐 MichaelDendy.com [http://MichaelDendy.com]

Episode 48 — Mythbuster Monday: Buying a Condo Is NOT Always a Bad Idea

HOA fees get a bad reputation — and honestly, sometimes they earn it. But writing off condos entirely because of the fees is like swearing off restaurants because you once got a bad meal. Michael busts the myth that condo ownership is a financial trap and walks through when it actually makes a lot of sense, what HOA fees really cover, the questions you need to ask before you make an offer, and the one condo financing rule that catches buyers completely off guard. Don't let a blanket opinion cost you a great first home or a solid investment property. 🎙️ New episodes every Monday & Friday.  📲 Follow us on Instagram for more mortgage myths and home buying tips.  📞 Call or Text: 615-499-6335  📧 michael@dendyteam.com [michael@dendyteam.com]  🌐 MichaelDendy.com [http://MichaelDendy.com]