Homeowner Hotline: Open House Austin Radio
Steph and Jenn walk through the entire homebuying process in Austin, in order, from before you even start looking to your first month with keys in hand. The episode covers seven stages. First, setup: getting pre-approved (not just pre-qualified) and understanding what lenders check — credit, DTI, savings — plus current Austin close times (21–35 days from accepted offer). Second, the search: avoiding the "Zillow trap," sending listings to your agent, and reading comps before falling for a place. Third, the offer: drafting the contract, signing via Dotloop, and navigating multiple-offer situations. Fourth, option period and inspection: the option fee and earnest money due within 3 days, scheduling inspection fast, and how to handle repair negotiations. Fifth, the "quiet middle": appraisal, underwriting, and what not to do (new credit, job changes, big purchases) while your insurance and warranty decisions are due. Sixth, final walkthrough and closing: confirming repairs, closing costs and down payment, and getting the keys. Seventh, life after closing: joining the OHA network, first-30-days homeowner tasks (locks, address, homestead filing, pest control), and community resources.
12 episodes
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