Episode 005 | Unlock Your Dream Home: How Non-QM Loans Empower the Self-Employed

Episode 007 | How to Avoid Costly Home Repairs: Expert Home Inspection Tips

In this episode, real estate professionals Isabel Machroneand Rosa Ortiz interview home inspector Joseph Lang from Pillar to Post. Theydiscuss critical home inspection insights, red flags, and tips for buyers andsellers to avoid costly mistakes during the home buying process. Guest  Joseph Lang  The Lang Team Pillar To Post 909-989-5114 Email: LangTeam@pillartopost.com www.pillartopost.com/LangTeam [http://www.pillartopost.com/LangTeam] If you have a question, we'd love to hear from you or answer them on an upcoming episode. Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate [https://homesbyrosaortiz.com/lets-talk-socal-real-estate]  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] International Association of Certified Home Inspectors -https://www.ashi.org/ American Society of Home Inspectors - https://www.ashi.org/ California Real Estate Inspector Association -https://www.careia.org/   Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ [https://isabelmachrone.kw.com/] Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ [https://homesbyrosaortiz.com/] Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ [https://www.facebook.com/groups/945241848313412] Produced by Isabel Machrone Isabel Machrone - DRE #02247104 Rosa Ortiz  - DRE #01484772 Keller Williams College Park DRE # 02200120 If you have a question, we'd love to hear from you or answer them on an upcoming episode. Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

Episode 006 | What is Title Insurance? What You Should Know to Protect Your Property investment

In this episode, real estate professionalsIsabel Machrone and Rosa Ortiz interview Janet von Lutzow-Schoonyan from WFG National Title to explore the crucial role of title insurance and the behind-the-scenes work of title companies in real estate transactions. They discuss common title issues, the importance of thorough title searches, and how to protect buyers and sellers from potential pitfall and protect their property investment. Guest  Janet von Lutzow-Schoonyan Area Manager WFG National Title Company O:800.252.9106 janet@wfgtitle.com [janet@wfgtitle.com] Wfgtitle.com/janet [http://Wfgtitle.com/janet] If you have a question, we'd love to hear from you or answer them on an upcoming episode. Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate [https://homesbyrosaortiz.com/lets-talk-socal-real-estate]  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ [https://isabelmachrone.kw.com/] Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ [https://homesbyrosaortiz.com/] Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ [https://www.facebook.com/groups/945241848313412] Produced by Isabel Machrone Isabel Machrone - DRE #02247104 Rosa Ortiz  - DRE #01484772 Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

Episode 005 | Unlock Your Dream Home: How Non-QM Loans Empower the Self-Employed

Discover the intricacies of non-QM loans from industry expert Sal Ortiz, as he clarifies common misconceptions, benefits, and real-world applications. Whether you're a homebuyer, investor, or real estate professional, learn how these flexiblefinancing options can open doors to new possibilities. * The fundamentaldifferences between non-QM and traditional mortgage loans * How interest rateson non-QM loans compare to conventional loans * The ideal candidatesand scenarios for utilizing non-QM financing * Creative approachesfor self-employed borrowers and gig workers * The advantages offlexible income verification like bank statements and profit & lossstatements * Commonmisconceptions: Are non-QM loans risky or outdated? * Steps to qualify andwhat credit scores are needed * The impact of recentmarket trends and interest rate fluctuations * Tips for real estateagents on navigating non-QM transactions Guest  Sal Ortiz Jr  Mortgage Advisor | NMLS# 564250 Cell:310-902-7451 | Fax: 888-511-2552 Email: Sal@ezfundings.com  EZ FUNDINGS HOME LOANS If you have a question, we'd love to hear from you or answer them on an upcoming episode. Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate [https://homesbyrosaortiz.com/lets-talk-socal-real-estate]  Request - Homeowners Seller Guide  Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ [https://isabelmachrone.kw.com/] Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ [https://homesbyrosaortiz.com/] Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ [https://www.facebook.com/groups/945241848313412] Produced by Isabel Machrone Isabel Machrone - DRE #02247104 Rosa Ortiz  - DRE #01484772 Keller Williams College Park DRE # 02200120 Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

Episode 004 | Inside Escrow: Expert Tips from Kadie Baldwin of Titan Escrow

In this comprehensive interview, Kadie Baldwin from TitanEscrow shares invaluable insights into the escrow process, highlighting key milestones, common issues, and best practices perfect for first-time buyer and home seller.Guest  Kadie Baldwin    Titan Escrow  Sr. Escrow Officer    kadie@titanescrowservices.com [kadie@titanescrowservices.com]   If you have a question, we'd love to hear from you or answer them on an upcoming episode. Email: ask@letstalksocalrealestate.com [ask@letstalksocalrealestate.com] Resources Home Buyer Guide https://homesbyrosaortiz.com/lets-talk-socal-real-estate [https://homesbyrosaortiz.com/lets-talk-socal-real-estate]  Website:  Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ [https://isabelmachrone.kw.com/] Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ [https://homesbyrosaortiz.com/] Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ [https://www.facebook.com/groups/945241848313412] Produced by Isabel Machrone Isabel Machrone - DRE #02247104 Rosa Ortiz  - DRE #01484772) Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.

Episode 003 | Unlocking Homeownership for Medical Professionals: Special Loan Program

Unlocking Homeownership for Medical Professionals: Special Loan Program In this episode, we explore a game-changing home loan program tailored for medical professionals, designed to improve access to homeownership despite high student debt or credit challenges. Join us as our mortgage expert, Joni Kapedani, shares insights on eligibility, benefits, and the application process. Whether you're a doctor,nurse, or other healthcare worker, discover how these programs can make your real estate dreams achievable. Key Topics: * Overview of medicalprofessional home loan programs * Benefits of nomortgage insurance with low or no down payment * Eligibility criteriaand necessary documentation * How student loandeferment impacts qualification * Income andemployment requirements for new graduates * Loan limits andmaximum purchase price (up to $2 million) * Flexible termsincluding 15, 20, 25, or 30-year options * Application processand turnaround time for pre-approval * The importance ofworking with in-house underwriters and scenario desks * Market trends andsuccess stories from recent clients Connect with Joni Kapedani: JONI KAPEDANI Loan Officer | NMLS # 1903367 EZ Fundings, Inc. NMLS # 1156892 joni@ezfundings.com 909-646-0636 Home Buyer Seller Guide  https://homesbyrosaortiz.com/lets-talk-socal-real-estate If you have a question, we'd love to hear from you or answer them on an upcoming episode. Email: ask@letstalksocalrealestate.com Website: Isabel Machrone ⁠https://isabelmachrone.kw.com⁠ [https://isabelmachrone.kw.com/] Rosa Ortiz ⁠https://homesbyrosaortiz.com⁠ [https://homesbyrosaortiz.com/] Join the Let's Talk SoCal Real Estate Facebook Group ⁠https://www.facebook.com/groups/945241848313412⁠ [https://www.facebook.com/groups/945241848313412] Produced by Isabel Machrone Isabel Machrone  (DRE #02247104) Rosa Ortiz ( DRE #01484772)  Isabel Machrone and Rosa Ortiz are licensed real estate agents with Keller Williams College Park. Each Keller Williams office is independently owned and operated. The information shared in this podcast is for informational and entertainment purposes only and reflects our personal opinions and experiences. It should not be considered legal or financial advice. We make no guarantees regarding accuracy, timelines, or results. We always recommend consulting with licensed professionals and doing your own research before making any real estate decisions.