Planning Beyond Money: Relationships, Transitions, and Meaning with Dr. Meghaan Lurtz (Ep. 6)

Planning Beyond Money: Relationships, Transitions, and Meaning with Dr. Meghaan Lurtz (Ep. 6)

Money decisions often feel logical, but the emotions behind them tell a very different story. Why do families avoid the hardest conversations, even when they matter most? And how can planning go deeper than numbers to shape a better life? In this episode, Jon Meyer speaks with Dr. Meghaan Lurtz, Partner at Shaping Wealth and Partner at Beyond The Plan®, about how money, relationships, and identity intersect. They explore why couples struggle to communicate about finances, how major life transitions require intentional experimentation, and why relationships play a critical role in long-term wellbeing.  Meghaan also shares insights on preparing for retirement beyond savings, engaging the next generation in meaningful ways, and why talking about death openly can strengthen families. Key takeaways: * How family mission statements create space for honest conversations and improve communication across generations * Why avoiding discussions about death limits connection and misses opportunities to show care and support * The importance of experimenting with lifestyle changes before retirement to build confidence and clarity * How structured, distraction-free family meetings improve engagement and participation from all generations * Why defining a good death matters and how values should guide end-of-life decisions beyond medical choices * And more! Resources: * Book: The Good Life by Robert Waldinger and Marc Schulz [https://www.amazon.com/Good-Life-Lessons-Scientific-Happiness/dp/198216669X] * Book: The Geometry of Wealth by Brian Portnoy [https://www.amazon.com/Geometry-Wealth-Shape-Money-Meaning/dp/0857196715]  * Book: Fight Right by Julie Schwartz Gottman and John Gottman [https://www.amazon.com/Fight-Right-Successful-Conflict-Connection/dp/0593579658] Connect with Jon Meyer: * BGM [http://bgm360.com]  * LinkedIn: Jon Meyer [https://www.linkedin.com/in/jontmeyer] * jmeyer@BGM360.com [jmeyer@BGM360.com]  * Schedule a Meeting [https://calendly.com/bgmwealthjmeyer] Connect with Meghaan Lurtz: * LinkedIn: Meghaan Lurtz [https://www.linkedin.com/in/meghaanlurtz/] * Website: Beyond The Plan [https://www.beyondthefp.com/] * Substack: (Less) Lonely Money [https://meghaanlurtz.substack.com/] About Our Guest: Dr. Meghaan Lurtz is a leading voice in financial psychology, focusing on how money decisions are shaped by behavior, relationships, and emotional factors. She is a Professor of Practice at Kansas State University, where she teaches in advanced financial planning and financial therapy programs, and also lectures at Columbia University and Rutgers University. Meghaan’s work bridges the gap between traditional financial planning and human behavior, helping advisors and families better understand communication, decision-making, and life transitions. In addition to her academic roles, she is an active researcher, writer, and contributor to the evolving field of financial therapy, working to integrate mental wellbeing into financial conversations.

AI, Inflation, and the Investment Decisions That Shape Portfolio Outcomes with Brad Long, CFA® (Ep. 5)

Big market moves can pull investors toward quick reactions, but lasting results often come from steady thinking and better questions. How do you separate noise from what actually matters, and build a portfolio that can hold up through changing conditions? In this episode, Jon Meyer speaks with Brad Long, CFA®, Chief Investment Officer of Wealthspire and Fiducient Advisors, about the core decisions that shape long-term portfolio outcomes. They explore asset allocation, investor behavior, taxes, inflation, AI concentration in the S&P 500, private markets, diversification, and how individuals can think more like strong investment committees when markets feel uncertain. Brad highlights: * Why asset allocation, investor behavior, and tax awareness often shape outcomes more than short-term market calls * How AI concentration in the S&P 500 creates both opportunity and risk that many investors may not fully notice * Why changing facts does not always require action, and how evidence should guide portfolio decisions over time * What private markets can add to a portfolio, and why liquidity needs should shape how investors use them * How individuals can improve results by reducing emotional reactions and thinking more like an investment committee * And more! Connect with Jon Meyer: * BGM [http://bgm360.com]  * LinkedIn: Jon Meyer [https://www.linkedin.com/in/jontmeyer] * jmeyer@BGM360.com [jmeyer@BGM360.com]  * Schedule a Meeting [https://calendly.com/bgmwealthjmeyer] Connect with Brad Long: * LinkedIn: Brad Long [https://www.linkedin.com/in/bradford-long-cfa-42b03525/] * Website: Wealthspire [https://www.wealthspire.com/?_gl=1*1998ti9*_up*MQ..*_ga*MTAzNjQxNzc0Ny4xNzczNjg5NzAx*_ga_ZZJTTDELRV*czE3NzM2ODk3MDAkbzEkZzEkdDE3NzM2ODk3MDUkajU1JGwwJGgw] * Website: Fiducient Advisors [https://www.fiducientadvisors.com/] About Our Guest: Brad Long concurrently serves as Chief Investment Officer at Wealthspire, Fiducient Advisors, where he leads the firm’s investment strategy, research, and portfolio construction across the platform. In this role, Brad is responsible for guiding long-term investment philosophy, overseeing research and due diligence, and ensuring consistency and rigor in how the firm delivers investment solutions for clients across wealth, institutional, and retirement markets. Prior to joining the firm in 2012, he held research roles at Citigroup and Wells Fargo in New York, where he focused on market analysis and investment research. He earned a bachelor’s degree in finance with a minor in economics from the University of Colorado and is a CFA® Charterholder. Brad is a member of the CFA Society of Chicago and the CFA Institute. Beyond Wealthspire, Brad is actively involved with Greenhouse Scholars, a nonprofit dedicated to supporting under-resourced college students through financial assistance and mentorship. Outside of work, he enjoys cooking and spending time with his wife and young sons.

Understanding HSA: From Healthcare Reform to Retirement Wealth with John Young (Ep. 4)

Healthcare costs continue to rise, yet many people overlook one of the most powerful tools available for managing medical expenses while building long-term wealth. How did we get disconnected from the true cost of healthcare, and what can we do about it today? How can a simple savings account transform both your approach to medical spending and your retirement planning? In this episode, Jon Meyer sits down with John Young, CEO of Consumerdriven and HSA Industry Ambassador to the HSA Council of the American Bankers Association, to explore the origins and evolution of Health Savings Accounts. Together, they unpack the problems HSAs were designed to solve, common misconceptions that still exist today, and why only 10% of HSA holders are taking advantage of the investment feature that could dramatically change their financial future. John discusses: * The healthcare crisis of the 1970s that disconnected Americans from medical costs and led to HSA creation * Why HSAs are timeless accounts that accumulate value across decades, not just annual spending tools * How behavioral changes around healthcare consumption can save hundreds or thousands of dollars yearly * The massive gap in HSA investing adoption and what’s preventing people from building retirement wealth * Practical strategies for using HSAs as both spending accounts and long-term investment vehicles * And more! Connect with Jon Meyer: * BGM [http://bgm360.com]  * LinkedIn: Jon Meyer [https://www.linkedin.com/in/jontmeyer] * jmeyer@BGM360.com * Schedule a Meeting [https://calendly.com/bgmwealthjmeyer] Connect with John Young: * LinkedIn: John Young [https://www.linkedin.com/in/consumerdriven/]

Giving With Intention: How Donor-Advised Funds Fit Into a 360 Mindset (Ep. 3)

Charitable giving is changing, not just in how people give, but when and why they do it. As families think more intentionally about legacy, purpose, and impact, donor-advised funds are becoming an important part of the conversation. In this episode, Jon Meyer sits down with Chris Boyce, Senior Charitable Consultant at Schwab Charitable, to explore how donor-advised funds fit into the intersection of wealth, time, and values. Together, they unpack current trends in philanthropy, including why more families are choosing to give during their lifetime, how donor-advised funds work for everyday givers, and how charitable planning can bring generations together. What You’ll Learn: * Why charitable giving is shifting from end-of-life planning to intentional lifetime strategies * How donor-advised funds work and why they are more accessible than many people think * The role donor-advised funds can play in family legacy and next-generation engagement * How complex assets like business interests or real estate can support charitable goals * And more! Connect with Jon Meyer: * BGM [http://bgm360.com]  * LinkedIn: Jon Meyer [https://www.linkedin.com/in/jontmeyer] * jmeyer@BGM360.com * Schedule a Meeting [https://calendly.com/bgmwealthjmeyer] Connect with Chris Boyce: * DAF Giving 360 [https://www.dafgiving360.org/] * LinkedIn: Chris Boyce [https://www.linkedin.com/in/chrisboyce1/]

Why the 360 Mindset Matters: Purpose, Not Just Planning (Ep. 2)

Many people spend years saving for the future, yet struggle to enjoy the life they worked so hard to build. In this episode, Jon Meyer explores why purpose, permission, and perspective matter just as much as the numbers. In this episode, Jon Meyer shares how the 360 Mindset came to life, talks through the connection between health, wealth, and time, and explains why so many people feel stuck even when they have the resources to move forward. Jon also opens up about the language we use around money, the fear that keeps people from spending confidently, and the role permission plays in helping clients find joy. What You’ll Learn: * Why purpose leads to lasting joy and not just short bursts of happiness * How the 360 Mindset helps people make decisions with clarity * The hidden cost of living unbalanced and waiting too long to enjoy life * A simple mindset shift that helps people give themselves permission to spend * And more! Resources: * Strength to Strength by Arthur Brooks [https://www.amazon.com/Strength-Finding-Success-Happiness-Purpose/dp/059319148X/ref=asc_df_059319148X?mcid=c6ee0ffc97f93e32af65067a9c91a8bd&tag=googleshopc0c-20&linkCode=df0&hvadid=706755773242&hvpos=&hvnetw=g&hvrand=3688675225772874091&hvpone=&hvptwo=&hvqmt=&hvdev=c&hvdvcmdl=&hvlocint=&hvlocphy=9001266&hvtargid=pla-1262096962274&psc=1&hvocijid=3688675225772874091-059319148X-&hvexpln=0&gad_source=1] Connect with Jon Meyer: * BGM [http://bgm360.com]  * LinkedIn: Jon Meyer [https://www.linkedin.com/in/jontmeyer] * jmeyer@BGM360.com * Schedule a Meeting [https://calendly.com/bgmwealthjmeyer]