Reduce Your Expenses: 3 Ways To ACTUALLY Save Money

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#43: Everyone says to 'reduce your expenses', but you can only cut so much before you're miserable Instead of tracking every single expense to the penny (or extreme coupon-ing), focus on reducing costs for 3 things: 1. Housing 2. Transportation 3. Eating out/fast food BONUS (and most importantly): When reducing expenses STILL doesn't work, amiga, I'm not saying it'll be easy, but it may be time to earn more. From renting a room in a house to save money, to making my biggest money mistake (financing a new car) to my struggles with cooking, this is an episode you don't want to miss. See you in the show! ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸How to Stop Underearning And Make More Money [https://podcasts.apple.com/us/podcast/how-to-stop-underearning-and-make-more-money-with/id1748458950?i=1000724441234] 💸How I Saved Money On Rent By Renting A Room for 4 Years [https://podcasts.apple.com/us/podcast/how-i-saved-money-on-housing-by-renting-a-room-for-4-years/id1748458950?i=1000667962480] ⭐️RESOURCES⭐️ 💸1:1 Money Coaching [https://calendly.com/moneyformujeres/coaching] 💸Subscribe the Monthly Newsletter [https://mariel.kit.com/moneythoughts] 💸Follow Mariel on Instagram [https://www.instagram.com/moneyformujeres/] Want more personal finance for Latinas? Request the next episode topic by emailing mariel@moneyformujeres.com ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

Student Loans:3 Reasons I DIDN'T enroll in ‘Repayment Assistance Plan’ aka RAP

#48: The new student loan repayment plan is OUT! But, it may not be all its cracked up to be. In this episode I break down why the Repayment Assistance Plan was NOT for me. DISCLAIMER: I am not a student loan expert and this is not advice. 'RAP' can be a solid plan for some people, but it was not for me. Always do your due diligence when making personal financial decisions. In this episode I discuss: 1. Student Loan Updates 2. 3 Reasons I did not enroll in 'RAP' 3. Things for you to consider in order to make a decision that serves your life holistically. Feeling overwhelmed or want clarification on something I shared? Send me a DM on Instagram [https://www.instagram.com/moneyformujeres/]! Mariel Amador ⭐️⭐️RELATED PODCAST EPISODES⭐️⭐️ 💸Repayment Assistance Plan [https://podcasts.apple.com/us/podcast/repayment-assistance-plan/id1446453497?i=1000772931058] by Student Loan Planner 💸Student Loans Post - July 1 [https://podcasts.apple.com/us/podcast/student-loans-post-july-1/id1446453497?i=1000775208674] by Student Loan Planner 💸Pinche student loans: IDK what to do about my student loan debt [https://podcasts.apple.com/us/podcast/pinche-student-loans-idk-what-to-do-about-my-65k-student/id1748458950?i=1000761288754] ⭐️⭐️RESOURCES⭐️⭐️ 💸Compare options: Student Aid repayment calculator [https://studentaid.gov/repayment-calculator/] 💸Learn about recent changes: Student Aid Big Updates Webpage [https://studentaid.gov/announcements-events/big-updates/definitions?utm_source=mcp&utm_medium=email&utm_campaign=camp_1906#rap] 💸Student Loan Planner:Book A Call [https://www.studentloanplanner.com/author/taylor-gilbert/] with my friend Taylor of @socialworktowealth 💸Debt Free Gonna Be: Book A Call [https://debtfreegonnabe.thrivecart.com/slconsultation/] with Nika Booth ⭐️⭐️Podcast Episodes Mentioned in the show⭐️⭐️ 💸If You’re a Latina, It’s Time To Invest. No More Excuses. 3 Reasons To Invest Now [https://podcasts.apple.com/us/podcast/if-youre-a-latina-its-time-to-invest-no-more/id1748458950?i=1000682348993] 💸Underearning Journey: 10 Years Later, I Finally Stopped Underearning [https://podcasts.apple.com/us/podcast/my-underearning-journey-10-years-later-i-finally-stopped/id1748458950?i=1000729471457] ACRONYMS used in this Episode: AGI: Adjusted Gross Income IDR: Income Driven Repayment SAVE: Biden-era Saving on a Valuable Education student loan repayment plan (no longer exists) RAP: Repayment Assistance Plan (one of the available income driven repayment plans) IBR: Income Based Repayment (one of the available income driven repayment plans) PAYE: (one of the available income driven repayment plans-expires mid 2028) ICR: (one of the available income driven repayment plans-expires mid 2028) ---------------------------------------- Hosted on Acast. See acast.com/privacy [https://acast.com/privacy] for more information.

7. juli 202635 min

Reduce Your Expenses: 3 Ways To ACTUALLY Save Money

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